In these tough times, you are not alone. We are all in this together. We have, hopefully, learned our lesson to avoid unnecessary spending during the most recent recession. We have to change our mindset so that we spend less and save more. Here are a few things you can do to protect your bottom … Continue Reading »
When you go into a job interview, the often asked question is “What’s your salary range?” In a tough market, this question is very difficult to answer especially when you got the job interview after a long interval since your previous one. You should somehow defer the answer till you are absolutely sure you have … Continue Reading »
You know, we all dream, dream about something. Most of us dream about winning a lottery to become financially independent. We seldom think about working harder and smarter for money. But, there are ways to make money through your instinctive smartness which everyone possesses, being a member of the human species. The old adage “A … Continue Reading »
In addition to convenience and accessible credit, credit cards offer consumers an easy way to track expenses, which is necessary for both monitoring personal expenditures and the tracking of work-related expenses for taxation and reimbursement purposes. Credit cards are accepted worldwide, and are available with a large variety of credit limits, repayment arrangement, and other … Continue Reading »
On Monday Oct 27, 2008, I posted a small article about underwater mortgage and that it was a growing threat to the U.S. economy. Well! Over three years have passed and it’s still a growing threat to the national economy not to mention it has devastated many folks’ financial lives. Many have wrapped up their … Continue Reading »
I lived in Queens, the lesser known of New York City’s five boroughs in the 1970s. But once in a great while, we still visit Manhattan and Queens. Recently we visited Queens and stayed with our relatives in Flushing for four days. That was in December of 2011. I showed my kids the place where … Continue Reading »
If you buy because you need something, then you don’t need to develop a budget for your income and expenses. Like following your next diet, budget can be followed for a month or two and then most folks stop following it. Before you get some fruits of your work budgeting, you have already quit following … Continue Reading »
Submitting your blog to directories is a great way to promote and build back-links and increase your SERPs ranking. SERPs is an acronym for Search Engine Results Pages. By improving the quality of your back-links you can receive massive amounts of traffic to your site and improved exposure in search engines. Submitting to a Search … Continue Reading »
