When you started your business, you mapped out its path for successful growth. However, sometimes, in spite of all your personal efforts, your investment acumen and your good choices about business cash flow, external factors might affect the growth of your business. There could be an economic slump such as what happened to the housing … Continue Reading »
Consolidating your debt is a kind of debt refinancing that involves taking out a new loan for paying off many existing loans. This is primarily a personal finance process adopted by those individuals who need to address high consumer debt issues. Sometimes the overall debt may take such a bad shape that the debtor can … Continue Reading »
Moving into a new home isn’t only a stressful endeavor, but it can be costly as well. Whether it is three blocks away or across the country, packing up and moving a household can seriously put a dent in your wallet. Here are some tips to help you manage the cost of moving. Need Boxes? … Continue Reading »
All over the world millions of people face financial troubles every year. The main cause of financial trouble is not lack of income, but tendency of over expenditure. It is important to have a clear idea of your income and your ability to spend because that helps you stay debt free. Too much use of … Continue Reading »
If you are like most recent college graduates you probably have student loan debt. Today, 7 in 10 college graduates are graduating with student loan debt. Student loans are a necessary tool for some students, and for others, student loans helped to ease the financial burden of higher education. Either way, your student loan payments … Continue Reading »
In a small project, there is usually not a lot of effort associated with formally defining the work. However, some definition work still needs to be done. The result of this short definition is a one-to-two page document called a Service Request. The following Service Request process can be used. It is a combination of … Continue Reading »
Going to court, dealing with lawyers, grieving relatives and legal documents is not fun. The process is known as probate, and it’s a reality for many people. You might find yourself participating in the probate process one day. If this is the case, you’ll want to know as much as you can from the start. … Continue Reading »
The thing about debt of any kind, credit card debt included, is that it is like this gift that keeps on giving. The more debt you have the more debt you will have unless you have a plan to stay on top of it. How? You probably have more than one credit card and on … Continue Reading »
If you have been on the search for ways to cut your monthly spending, one option you may have overlooked is reducing your homeowners insurance. Many families are paying much more than they need to for their coverage because they are unaware of the simple steps that they can take to ensure that their home … Continue Reading »
Too often, it’s not the big expenses that drain our bank accounts the most. Instead, it tends to be those little daily expenses that quickly put us in the red. If you want to save money and spend less on those basic essentials, then follow these tips to trim the fat and spend less on … Continue Reading »
