Beware Of Tax Refund Offset Program – TROP

Fri Jan 27, 2012, 2:00 pm | Leave Comment

If a taxpayer owes past-due child support of $150 or more, the Tax Refund Offset Program (TROP) can intercept both state and federal income tax refunds that are due the taxpayer. The program collects past due child, spousal, and medical support from a payer’s state and federal income tax refund. The program is a coordinated … Continue Reading »



Tips To Receive Faster Tax Refund

Fri Jan 27, 2012, 2:00 am | Leave Comment

It’s that time of the year again when we all have to file tax returns. Some will owe the IRS but a majority of the taxpayers will get tax refunds. Gone are the days when folks used to receive tax refund only through snail mail via United States Postal Service. However, with newer technology implemented … Continue Reading »



4 Ways to Work Together on Projects

Thu Jan 26, 2012, 2:00 am | Leave Comment

As a project manager, one of your responsibilities is to inspire your team to collaborate on the project at hand by working together so you can deliver the project successfully, on time and within the allocated budget. Don’t let any of your team members rot in their cubicles. They must all be an integral part … Continue Reading »



Less Spending And Debt Repayment Improves Credit Score

Wed Jan 25, 2012, 2:00 am | Leave Comment

If you have bad enough credit score that you cannot easily get loan, then you must restrain spending and start paying down your debt obligations. These two tasks alone can improve your credit score – slowly but surely. You must take control of your payments and the debt you have. Reports by the media indicate … Continue Reading »



3 Types of Debt to Manage Responsibly

Tue Jan 24, 2012, 2:00 am | Leave Comment

First off, you don’t have to make new year resolution to reduce and eventually eliminate debt. If you did, that’s fine. You just have to stick with it. For many folks, following their new year resolution can be the hardest thing to do. Maybe they follow it for one month or two, but sooner or … Continue Reading »



3 Ways To Improve Your Credit Score In New Year

Mon Jan 23, 2012, 2:00 am | Leave Comment

First off, if your credit score is bad, remember to keep in mind that you didn’t get into this situation overnight. It takes months and years to get your score as bad as it is today. On the same token, you cannot improve on it overnight. So if a company tells you they can do … Continue Reading »



Act As Leader Even If You Are Follower

Sun Jan 22, 2012, 2:00 am | Leave Comment

I don’t know what the ratio between a leader and followers would be but I guess it can be one leader to the nth power of followers. Followers are easy to find – the whole world is full of them, billions of them. The leader can be one who is followed by many. To be … Continue Reading »



5 Insurance Policies You Must Have

Sat Jan 21, 2012, 2:00 am | Leave Comment

I know these are very difficult times. Many folks have lost jobs. The job situation may be improving though. But many are discouraged to even look for a job. Some have exhausted their unemployment insurance benefits. So in a time like this, giving advice about insurance is not a good thing or maybe it is … Continue Reading »




 

 

 

 

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