Bankruptcy of banks continues, protect your account

Monday, August 31, 2009, 5:39 AM | 1 Comment

Despite signs of an improving economy, the nation’s banks are still struggling – in fact, the pace of bank failures has accelerated. A cascade of collapses began last year as the financial crisis struck. Eighty-four banks have fallen so far this year as tumbling home prices and spiking unemployment pushed loan defaults upward. That’s the […]



Have A Specific Goal In Mind When You Apply For Loan

Sunday, August 30, 2009, 8:38 AM | 1 Comment

You gotta have a goal, a specific plan when you go to a lending institution and apply for a loan. Most folks do and they get a loan to spend on something that can potentially give them a return. There are, unfortunately, some who get a loan, at least when the credit was available in […]



If you can write well, you can be successful Web freelancing

Friday, August 28, 2009, 6:00 AM | Leave Comment

Many folks have been laid off in a variety of industries including media and advertising companies. It’s a bad time to get a job in any discipline. However, there is one source of writing projects that is actually growing. Hundreds of online sites, especially bogs, are popping up every week. Many of them are created […]



Married or Divorced, Boost Your Income

Thursday, August 27, 2009, 6:28 AM | 1 Comment

It’s hard to believe but every year retirees pass up to the tune of more than $10 billion in Social Security benefits. How does it happen? Because of the spousal benefits that a lot of folks don’t know about and so they don’t claim from the department. These benefits can increase your income and solve […]



17 States And DC Have Banned Texting While Driving

Wednesday, August 26, 2009, 6:29 AM | Leave Comment

Texting is wildly popular. The number of monthly text messages has increased more than tenfold in the past three years to 110.4 billion in December 2008, up from 9.8 billion in December 2005, more than a ten-fold, according to the wireless industry trade organization CTIA. Texting while driving is unsafe. Not only are a driver’s […]



Key Steps To Take Before And During Retirement

Tuesday, August 25, 2009, 3:52 AM | 1 Comment

Given the state of this lousy economy, higher unemployment and the market’s recent history, you might be concerned about making your retirement savings last. There are many steps you can take – both before and during retirement – to help get your retirement savings back on track, from carefully reviewing your expectations to readjusting your […]



Managing your finances after your spouse passes away

Monday, August 24, 2009, 5:18 AM | Leave Comment

Death is inevitable. It has to happen. There is no escape. It knows no boundaries in terms of time and age. Two years old or sixty years old have no effect on death. Sometimes, it comes without warning. Losing a spouse is a life-changing event that can leave you feeling emotionally distraught for a very […]



Step-by-Step Understanding of How The Recession Began

Sunday, August 23, 2009, 8:12 AM | 3 Comments

Economists have, sometimes, different explanation of how economy reacts to certain events. A definition of an economist has surfaced: “An economist is an expert who will know tomorrow why the things he predicted yesterday didn’t happen today.” – Laurence J. Peter. Many economists have shed light on the current recession. Edgar R. Fiedler has put […]



We must learn lessons from the current recession

Saturday, August 22, 2009, 5:41 AM | Leave Comment

Economists agree now that the current recession began in December 2007. It has been painful for many families across the United States, to say the least. Folks have lost jobs, homes and in many cases their entire livelihood. But despite the economic bad news, a surprising good news has emerged: a significant number of Americans […]



Revisit Your Investment Portfolio For Retirement

Friday, August 21, 2009, 6:20 AM | 1 Comment

Revisit your investment portfolio for your retirement and make sure it provides enough income to maintain your lifestyle, has liquidity in case of an emergency or unexpected setback, and offers long-term growth potential to help offset inflation and build assets for the future. Such a portfolio includes the following key components: Guaranteed income These sources […]



123