Interview Process – Seal Of Approval By U.S. DOL

Saturday, July 31, 2010, 4:27 PM | Leave Comment

Finally, a branch of the Government has spoken up, telling us what the job applicants should do and not do. With unemployment at its highest level in decades, the U.S. Department of Labor issued a report Tuesday suggesting the lack of success in securing jobs is primarily the result of millions of Americans just completely […]



Lack Of Credit Card Discipline Gets You In Deep Debt

Wednesday, July 28, 2010, 9:47 AM | 1 Comment

Many folks get multiple credit cards and start purchasing things whether they need them or not. Quite a few consumers – some surveys suggest more than 10% of all consumers – buy things they don’t need. Some of them spend even if they can’t afford but because their friends spend. The problem of credit cards […]



Tips What To Review In Your Mutual Fund Portfolio

Monday, July 26, 2010, 10:33 AM | Leave Comment

Whatever investment in mutual funds you have made, you should review your portfolio every so often. That way you know the funds are on track getting you a good return. Financial experts typically urge investors to review their mutual fund portfolio annually. The problem is many investors don’t know what to look for and what […]



Make Resume And Cover Letter Specific To Job Requirement

Friday, July 23, 2010, 9:23 AM | Leave Comment

This is the beginning of the new year and this is, of course, the age of the Internet. Most job applicants have quite a few things readily accessible that 20 or so years ago were not available but only to a few technical employees. You can use MS Word to develop your master resume and […]



How Many Funds Should You Own?

Thursday, July 22, 2010, 6:00 AM | Leave Comment

I haven’t the foggiest idea. Experts mention a simple formula that you can follow. How much money do you have and how much of that money are you willing to invest in mutual funds? See how simple it is. You don’t have to watch CNBC and other such shit “no more.” By the way I […]



How To Invest Fee-Free

Wednesday, July 21, 2010, 5:12 AM | 1 Comment

Before you start investing, reduce and minimize your high-cost debt obligations first. It should not make sense to invest while your credit card continuously collect high interest. That debt has definite loss of cash attached with it in the form of your partial income going to the credit card companies. In contrast, investing can potentially […]



Filing Separately Does Not Mean “We Are Through!”

Monday, July 19, 2010, 4:19 AM | 2 Comments

You still have over 5 months to start filing your taxes. As married couple, you might want to think about whether to file jointly or separately. Research by experts shows that the most favorable way for a married couple to file their taxes is not necessarily a joint tax return. If you are married, don’t […]



12 Reasons Why Businesses Fail

Sunday, July 18, 2010, 12:40 AM | 10 Comments

Naeem Zafar is a faculty member at the University of California, Berkeley, where he teaches entrepreneurship and innovation at the Haas School of Business. He has extensive experience in advising entrepreneurs on starting new ventures in a variety of disciplines. He mentioned the following 12 points in one of his lectures for small businesses. Try […]



Two Sections In Mutual Funds Prospectus Are Must Read

Saturday, July 17, 2010, 6:25 AM | Leave Comment

As we all know investing in equity mutual funds is a lot safer then investing in individual stocks. As a result, over the decades, investors have been pouring money into mutual funds. It’s your hard-earned money. You must know about the funds you are investing in. That’s how you can make sure a fund is […]



Understand What Type Of Investor You Are

Friday, July 16, 2010, 2:34 AM | Leave Comment

We all want the biggest return – whatever that means – on our investments. If you want 30%, 40% or 50% return on your investments – those were the good old days, don’t you think so? -, then you must be prepared for potential losses of the same magnitude. However, a wise man once said: […]



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