Secret To Your Financial Success Is Inside Yourself

Thursday, April 28, 2011, 2:00 AM | 1 Comment

I was looking for some information using my favorite search engine, when by chance I came across the name Benjamin Graham. I started reading about him and the more I read, the more I got interested. Apparently Graham was an investor and investing mentor of such notable investors as Warren Buffett. Graham is generally considered […]

Diversification In Investing Always Makes Sense

Wednesday, April 27, 2011, 2:00 AM | Leave Comment

According to the Federal Reserve’s Flow of Funds report, household net worth – the difference between the value of assets and liabilities – was an estimated $56.8 trillion at the end of the fourth quarter of 2010, up about $2.1 trillion from the end of the previous quarter. The value of corporate equities owned by […]

Withdraw Money From Retirement Without Penalty

Tuesday, April 26, 2011, 2:00 AM | Leave Comment

The unemployment rate is still very high so is underemployment. In some companies, the layoff is still going on. On the same token, some companies have begun to hire. Hopefully, you still have a job as more than 90% of Americans do. However, if you have been recently laid off, you might have a severance […]

Recognize Your Needs For Managing Your Debt

Sunday, April 24, 2011, 2:00 AM | Leave Comment

You need to recognize your basic needs in your financial life to manage your debt and eventually live free of debt. Setting and meeting goals play a key role in motivation and fulfilling your needs. In your quest for getting rid of debt and having some financial success, you must overcome your fears and your […]

Make Changes This Year To Save On Taxes Next Year

Saturday, April 23, 2011, 2:00 AM | 9 Comments

Now that the tax season is over for most taxpayers, there are certain steps you can take this year to lower the tax burden next year. This article includes information about your federal income tax situation so you can plan for or take advantage of tax laws in the upcoming tax years. There are specific […]

Use Debt As Asset For Your Financial Livelihood

Friday, April 22, 2011, 2:00 AM | 1 Comment

Debt is not always bad if you are careful and are always in control of your debt. As long as you use debt for your financial livelihood and eventually return it to its original owner, then you would lead a successful financial life. Whether it’s credit card debt, your mortgage or student loan, be always […]

Steps To Hire Right Team For Your Project

Thursday, April 21, 2011, 2:00 AM | Leave Comment

Before you start working on a project, you need to hire compatible members for your team with, of course, the right experience. We all know that great projects are run by great teams. One of the biggest challenges facing the project manager is to find the right team. To ensure you hire the right employees […]

Shame On Mortgage Lenders For Shameful Foreclosures

Wednesday, April 20, 2011, 2:00 AM | Leave Comment

Last week on Wednesday, three of the Federal Government agencies – the Federal Reserve, Office of Thrift Supervision and Office of the Comptroller of the Currency – ordered 16 of the nation’s largest mortgage lenders to reimburse homeowners who were improperly foreclosed upon. Media report that the government has also directed the financial firms to […]

Debt Consolidation Is Primarily Debt Management

Tuesday, April 19, 2011, 2:00 AM | 24 Comments

Whether you are carrying a swollen belly from debt or not, your mailbox is frequently filled with offers for credit cards, mortgage refinancing, and home equity loans. Many of these offers try to convince you of the benefits of moving existing balances to the new lenders. While that may be tempting and sound appealing, especially […]

Invest In Death And Grow Your Money

Monday, April 18, 2011, 2:00 AM | Leave Comment

You know times are tough when economists and Chief Financial Officers (CFO) in a company cannot agree on certain economics terminology. Economists use the words “recession-proof” industries while CFOs shy away from that term and instead suggest that “recession-resistant” is more accurate. I agree with CFOs because I don’t think any economy or industry can […]