How To Modify Your Resume Without Lying

Monday, May 30, 2011, 2:00 AM | Leave Comment

A friend of mine worked in computers all his professional life as software engineer. Before he was recently laid off, he was a Principal Engineer (PE). The steps, he explained, to become PE is first you are hired as Junior Engineer (JE), then after a couple of years you are promoted to Senior Engineer (SE). […]



Deeply In Debt Leads To Deeply In Worry

Friday, May 27, 2011, 2:00 AM | 1 Comment

I was looking for news about personal finances when I came across a story in the New York Times. The link to the original story is given at the end of the post. Before you read the story, I want you to imagine this scenario. It is purely hypothetical. It is only textbook talk. It […]



How To Fix Problems As Project Manager

Wednesday, May 25, 2011, 2:00 AM | Leave Comment

A time comes in the course of managing a project when different kinds of problems arise. To solve these problems, good project managers go through a certain decision-making process. Some have followed quite generic processes, others have followed their own created ones. Not everyone has made great decisions. Otherwise great project managers or leaders have, […]



Market Moves Affect Your Personal Finances

Saturday, May 21, 2011, 2:00 AM | Leave Comment

For many, perhaps the majority of the people, Wall Street and other financial markets around the world is a mystery. But in retrospect, we know one thing and that is that the fluctuations of share prices affect all of us – often in a more direct way than many of us realize. The only thing […]



How To Prepare For Borrowing Money

Friday, May 20, 2011, 2:00 AM | Leave Comment

In today’s environment, millions have declared bankruptcies because they borrowed heavily for mortgage, auto loan, and college loan without really raising questions in their minds how they will ever pay back the loan. Borrowing for these legitimate needs is one thing but many borrowed for extravagant vacations, and for their never-ending shopping sprees using their […]



Americans Are Worried About Their Future

Thursday, May 19, 2011, 2:00 AM | 1 Comment

A volatile stock market, falling property values, rising prices, mounting unemployment and credit crunch have shaken even the most indifferent Americans. Many wonder if their nest eggs are safe, how to stretch their budgets as health costs rise, and whether they should delay retirement and keep on working – or for some, may be return […]



How Long Will an IVA Last?

Wednesday, May 18, 2011, 2:00 AM | Leave Comment

Most IVAs last five years – this is the standard time period that lenders expect them to last. However, in some cases it may be possible to arrange a longer or shorter IVA, while in other cases an IVA may last less time than expected. Background to IVAs A typical IVA involves making monthly payments […]



Save Money By Simplifying Your Finances

Tuesday, May 17, 2011, 2:00 AM | Leave Comment

These days most families have two income earners. They all strive for extra time so they can relax and release some of the burden of chores regarding personal finances that used to take quite a few hours to perform including a trip to the bank. You had to go to the bank to make a […]



10 Steps You Can Take If You Are Laid Off

Monday, May 16, 2011, 2:00 AM | Leave Comment

The job market is down and is way down for people who lost jobs last month and the months before. They have to work hard and smart to land another job of at least equal value. The job value can consist not only of pay but health care and other benefits as well. One has […]



Gain Financial Literacy For Success

Sunday, May 15, 2011, 2:00 AM | Leave Comment

Is it important to have financial literacy in order to be successful and for the most part be debt free? Yes and No. No, because literacy of any kind will not take the greed out of anyone’s life. Millions of consumers will always overspend, will always buy homes 10 times more than they need, use […]



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