Why The Young Should Plan For Best Financial Life

Monday, June 27, 2011, 2:00 AM | 1 Comment

Millions of folks have failed to have a budget. Even if they ever did they failed to follow it through in their financial lives. However, when they face financial hardship, they blame someone else for their failure. They very seldom blame their lack of preparedness resulting in no savings or minimal at best. For them, […]

9 Tips How To Handle Debt Collectors

Monday, June 20, 2011, 2:00 AM | 1 Comment

What do you do when the collection agency, frequently termed as debt collector, contacts you? Mind you, the contact is definitely not of a social nature. You borrowed, more appropriately rented, money. You did not pay it back and now you are hounded by the collector. To tell you the truth I don’t blame the […]

How The Young Can Establish Good Financial Habits

Friday, June 17, 2011, 2:00 AM | 1 Comment

The young, as the saying goes, are the future. Some day, they would not only run the world politically but financially as well. To do the latter, they must have some kind of austerity programs and habits established in their own finances. They must act like grown-ups when they grow up. When some of the […]

Tips To See If Your Credit Counselor Is Honest

Monday, June 13, 2011, 2:00 AM | Leave Comment

I receive email from credit counselors, more frequently now than ever before. And last week I received a phone call from such a person. But the problem was that the call was automated. There was no one in person on the other side. I just had to hang up. It happens to many folks, maybe […]

Why The Young Should Have A Budget

Monday, June 6, 2011, 2:00 AM | 1 Comment

Creating a budget is important for everyone whether old or young. Following a budget consistently is as important as creating one. You don’t have to be an MBA or some kind of financial guru to create and follow a budget. As long as you can track your income and expenses along some lines that you […]

How The Young Can Create Basic Financial Strategy

Friday, June 3, 2011, 2:00 AM | 3 Comments

A lot has been written on the subject of how to create a very basic financial strategy. Some have included finding and using coupons, flea markets, and other discount venues in our daily lives. Some experts have attempted to go deeper in the human mind and came out with something that entails too much details […]