Beware Of ID Theft And Financial Scams

Thursday, July 28, 2011, 2:00 AM | 1 Comment

We are all too familiar with phone calls, letters and emails requesting to “update” or “confirm” our personal information. Obviously, you have access to the Internet, do some research or call directly your bank or credit card issuer. No matter how old or young you are, there are some things you can do to better […]

How The Young Can Build Solid Credit History

Thursday, July 21, 2011, 2:00 AM | 1 Comment

When you are 63 years old like me, if you have a bad credit score, you have very less time or may be no time at all to improve your credit score. Personally, I have a good credit score, better than 775. When you are young and you want to build a solid credit history, […]

Tips To Get Rich By Saving

Thursday, July 14, 2011, 2:00 AM | 1 Comment

You sure can get rich by saving but it depends on how much you save and more importantly how much you are able to save. The fact of the matter is it is your mindset more than anything else to get rich. Well! maybe not rich but at least you will have a worry-free life […]

To Get Out Of Debt, You Must First Understand It

Thursday, July 7, 2011, 2:00 AM | Leave Comment

Are you in debt? Are you heavily in debt? If you are, find a good credit counselor. This short post is for people who, in future, want to get a loan and by default will be potentially in debt, now that the credit crunch of yesterday is waning. Beware and be warned If you borrow […]

Understand Personal Finance And Live Within Means

Friday, July 1, 2011, 2:00 AM | Leave Comment

In school, and I don’t mean just high school – try elementary – we have begun to talk about sex. In some schools, we have been talking about sex to children for some years now. We have yet to talk about personal finances to our kids. I hear a lot about people not having enough […]