Invest Tax Refund Safely With Treasury Securities Options

Wednesday, April 18, 2012, 2:00 AM | Leave Comment

Many folks have problem saving. They live paycheck to paycheck. Some could save if they tried. The U.S. Government wants us to save and spend at the same time. Spend a little, save a little. You may have received your tax refund by now. It’s a good time to invest in U.S. Government securities of […]



Tips For Using Online Coupons And Discounts

Tuesday, April 17, 2012, 2:00 AM | 1 Comment

In the age of Internet and the availability of almost everything online, vendors still send newspaper fliers to household across the country. Businesses online have come along way and I am sure coupons and discounts will continue to flourish in the seemingly unlimited landscape of the Internet. Newspaper fliers are fine, but a good thing […]



Use Twitter To Get Customer Service Response Fast

Monday, April 16, 2012, 2:00 AM | Leave Comment

Better personal finances don’t just mean to spend less and save more. Many consumers have problems with customer service of a company. If you are not firm and have not done your home work, you might lose out on paying extra for the merchandise you bought. Case in point: Rebates which are not given out […]



Americans Seem To Be Wasteful Nation

Saturday, April 14, 2012, 2:00 AM | 3 Comments

People in the under-developed countries are dying of hunger whereas Americans have been known to not get tired wasting tons of food on a daily basis. The mentality of many folks is that they would rather eat a spoonful of peanut butter than eat leftovers. But the larger question should be: “Why should anyone bother […]



6 Tips How To Communicate Clearly With Project Team

Friday, April 13, 2012, 2:00 AM | Leave Comment

Effective communication binds all the members of your team together. It enables you as project manager to have both individuals and the team to achieve organizational goals. As a leader, you know that you are in the position of helping your team to achieve their individual goals as well as the goal of the project. […]



Significant Ways of Coming Out of Debt Even After Retirement

Thursday, April 12, 2012, 2:00 AM | Leave Comment

Are you on the verge of your retirement? Are you worried about your previous debts? You have taken some loans and have become unable to pay off the money. What will you do you now? Will you start banging your head or think of the ways through which you can come out of your previous […]



Let Your Debt Get Out Of Bondage

Wednesday, April 11, 2012, 2:00 AM | 1 Comment

The great Dutch Jewish philosopher Baruch Spinoza (1632-1677) once said: “Freedom is defined as acting out of the necessity of one’s own nature.” In other words, you are free when your action is not produced by external causes. You are free when you are not passive but active. If the debt load on your shoulders […]



Tips How To Prevent Financial Abuse

Tuesday, April 10, 2012, 6:00 AM | Leave Comment

It has become an almost daily occurrence that we read about financial abuse in one form or another. There is seemingly no end to it. The scammers and financial abusers are in abundance and so are the innocent consumers by and large. It’s a shame that many folks fall for the abuse. They let themselves […]



SmarterBank Debit Card Offers Graduates More Debt

Monday, April 9, 2012, 2:00 AM | 3 Comments

On Wednesday, April 4, 2012, SmarterBank Visa debit card offered graduates who are in debt – and who isn’t – that they can get out of debt by spending more. Many blogs have commented on the offer. It’s another of marketing pitch that some banks use. I bet they have done a lot of research […]



Credit Score Defines Your Credit Risk

Saturday, April 7, 2012, 2:00 AM | 2 Comments

If you are looking to get loan of any kind or even apply for a job, lenders examine your credit score so they can establish your credit risk. They want to assess it to determine the amount of money they can lend you and the interest rate they can charge you. Whether you apply for […]



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