3 Practical Ways to Boost Your Income When in Retirement

Tuesday, July 31, 2012, 2:00 AM | 3 Comments

If you are living in retirement but are not as comfortably financially as you would like to be then you should think about how you could boost your income. The majority of retired people live on fixed incomes from their pension, either a private pension and/or their state pension. Unlike those in work who can […]

5 Steps Towards Paying Off Your Mortgage Quicker

Monday, July 30, 2012, 2:00 AM | 2 Comments

Your mortgage payment is likely the biggest monthly payment that you have to make. If you are sick of making such a big payment every month, paying off your mortgage early can make a huge difference. Imagine what kind of financial flexibility you would have if you do not have to worry about a mortgage […]

Tips To Change Mindset About Saving And Spending

Saturday, July 28, 2012, 2:00 AM | 15 Comments

Americans loathe debt but still they are the first in the world to get into debt. The problem is many get stuck in debt and are unable to get out of it. They would definitely like to get rid of debt as fast as they got into it. But can you really get rid of […]

Non Smokers Saving Money, Improved Life Insurance but Poorer in Retirement?

Friday, July 27, 2012, 2:00 AM | Leave Comment

It has now been five years since the introduction of the smoking ban in England and if you were one of the many who chose to quit at that time you could be over £14,000 better off as a result of kicking the habit. It is estimated that anyone who has been ‘smoke free’ for […]

Be Aware Of Credit Cards Fine Print Traps

Thursday, July 26, 2012, 2:00 AM | 3 Comments

Americans can’t live without their credit cards. They don’t go out without them. That is fine as long as they don’t accrue credit card debt that they can’t get rid of. Americans seem to be back in the habit of free spending using their cards. Credit card lenders are happier than ever. Obesity is bad […]

The Negative Effects of Debt

Wednesday, July 25, 2012, 2:00 AM | 1 Comment

The stresses and strains of being in debt can undoubtedly have an adverse impact on people. With more and more of us feeling the financial squeeze as the recession continues to bite, debt is emerging as a major source of worry in our lives. How Being in Debt Can Affect You There are many ways […]

How Do College Students Utilize Smartphones For Social Media Activities?

Tuesday, July 24, 2012, 2:00 AM | 2 Comments

Social-media services have blossomed in recent years, with the latest wave of popularity occurring thanks to the growth of the smartphone industry. Now that almost every college student has a web-ready handset, how are they using mobiles to carry out social-media activities? The Hardware Smartphones range in price from the cheap and cheerful to the […]

7 Boring Tips to Get the Job of Your Dreams

Monday, July 23, 2012, 2:00 AM | Leave Comment

In this lousy job market, a job of your dreams? Are you kidding me? Don’t get annoyed. There are some folks out there who can still find a job of their dreams. You are no exception. You just need to be reminded continuously from time to time. This is the second attempt in that direction. […]

Difference Between Doctor And Financial Adviser

Saturday, July 21, 2012, 2:00 AM | 6 Comments

There is not a whole lot of difference between a doctor and a financial adviser. Most of the time, they are both confusing, maybe not intentionally but they are, nevertheless. The only way you know their cure is working or not – physical or financial – is when it’s too late. In the worst-case scenario, […]

Take Steps To Ensure Your Financial Adviser Is Trustworthy

Friday, July 20, 2012, 2:00 AM | 10 Comments

In order to avoid a Ponzi scheme, you must take control of your money. At least, know what your financial adviser is doing with your hard-earned money. Perform a few very basic checks that can go a long way. It will give you the confidence that you need to have in your financial adviser. Remember […]