Need Cash Fast? Get a Personal Loan and Pay Your Bills

Tuesday, June 30, 2015, 6:00 PM | 4 Comments

I use credit card all the time even for a gallon of milk at the corner convenience store as long as the business would accept it. We needed a new roof. We charged the expenses to two credit cards, paid the labor charges with personal checks. Fortunately, we were able to pay the charges in […]



Be Free From Compulsion Of Debt

Tuesday, June 30, 2015, 6:00 AM | Leave Comment

While doing research on the topic of debt, I read a few articles about the nature of debt and how we get into it, sometimes deeper than we had imagined and now it’s out of control for many folks. Believe it or not, some folks get into debt out of some compulsion that they might […]



There Is More To Shopping Life Than Increasing Its Speed

Monday, June 29, 2015, 6:00 AM | Leave Comment

Gandhi once said “There is more to life than increasing its speed.” Some folks don’t believe in it. They think there is more to life than decreasing its speed, especially when it comes to going on a shopping and spending spree. For them, if they slowed down, the stores would somehow get empty and there […]



Five Ways to Accelerate Your Project Schedule

Sunday, June 28, 2015, 6:00 AM | Leave Comment

When a project starts you create a schedule that represents your best thinking on how the project should progress. But it seems on many projects that one day after your baseline schedule is created, you are already behind. Here are five techniques to help stay on track. Accelerate early You know you are going to […]



The Real Costs of Retirement and What to Watch for in Your Budget

Saturday, June 27, 2015, 6:00 AM | Leave Comment

Planning for retirement has become a more complex process than ever before. Increased medical costs, cuts in pensions, and higher prices for ordinary goods require those approaching the age of retirement do a careful assessment of their needs are and will be. It’s important to create a budget that serves both basic needs, as well […]



Six Of The Easiest Ways To Save Money And Lower Your Bills At Home

Friday, June 26, 2015, 6:00 AM | Leave Comment

Bills can be a drain on your budget. While it may not be possible to eliminate bills entirely, there are many ways to reduce them. You can lower your energy and other home bills by taking a few strategic steps. The following are six simple yet powerful ways to lower your monthly bills. Use Less […]



Manage Debt With Simplicity In Your Financial Life

Thursday, June 25, 2015, 6:00 AM | Leave Comment

Follow perfection and simplicity in your personal finances. Antoine de Saint-Exupery, the French writer and aviator once said: “A designer knows he has achieved perfection not when there is nothing left to add, but when there is nothing left to take away.” You can similarly strive for perfection in spending less and saving more. Don’t […]



4 Great Reasons to Consider Switching to a Credit Union

Wednesday, June 24, 2015, 6:00 AM | Leave Comment

Deciding between using a bank or a credit union is an important choice, but once consumers choose one, they rarely have a reason to change. Moving everything to a new account can be troublesome, but you could save money by changing to a credit union. Check out these great reasons to check out your local […]



The Common Traits Of Success

Tuesday, June 23, 2015, 6:00 AM | Leave Comment

We all know humans are different from one another. Some folks try doing something and keep working at it. They are just persistent. They firmly believe in themselves. Over time we see them as successful. Other folks try doing the same thing, but after a while give up and think of themselves as failure. Once […]



Baby Boomers Have No Intention To Retire

Monday, June 22, 2015, 6:00 AM | Leave Comment

All surveys made available to the public indicate that millions of baby boomers have no intention to retire. On Jan 1, 2011, the first of the 65 years old baby turned 65. Up until a couple of decades ago, folks could look forward to retirement – travel, spending time with grand kids, mortgage paid off, […]



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