Saturday, January 2, 2016, AM | Leave Comment
The usual methods of saving are excellent, but for those who need extra money, extra savings are needed. Consider these options and implement your own creative solutions to increase your savings.
Plan Errands Ahead of Time
Instead of paying something right when it’s due, look a month ahead.
Figure out which things need to be mailed out, where shopping will be done, what will be bought, and other errands.
Group errands according to their destinations. Making multiple stops that are nearby one another will help to decrease the amount of gas money needed for the month. It will also drastically reduce the amount of time spent out and about as well.
Get a rewards card or shop at a supermarket that has a program to reward its customers by reducing the cost of gasoline at the pump.
You can expect to save anywhere between five-and-fifteen cents on the gallon. This will knock off a few dollars the next time you fill up.
Depending upon how often you fill your gas tank, the savings will add up.
VA loans are excellent options for home loans. In fact, it’s the best type of loan available.
With a VA loan, people can purchase a home without a down payment. Depending upon which loan you receive, you can expect to place 15 percent or more of the total purchase price into a down payment.
Some loans, like those available at Low VA Rates, can help veterans get lower interest rates on homes.
VA loans allow for a considerable loan amount because they are lower than conventional loan rates. They also do not require mortgage insurance, which decreases the monthly payment amount.
Switch from cable and other sources of TV to watching shows and movies on the Internet.
There are a variety of sites that show movies and TV shows for free or at a fraction of the price. Try out free subscriptions to try out a service before committing to allow for extra savings.
Everyone loves to shop, but not everyone can pay full price for something. Hit up thrift stores for decorating the home.
Shop for new clothes at the end of each season to achieve drastic savings. Savings for end-of-season clothes can be anywhere between 50 and 80 percent off the original price.
Consider trading an item for another through local ads to avoid paying altogether.
Adopting a new lifestyle can mean change. If you are ready to face change, you stand to save a lot of money in the long run. You never know, you might learn a thing or two as well.
Rachelle Wilber is a freelance writer living in the San Diego, California area. She graduated from San Diego State University with her Bachelor’s Degree in Journalism and Media Studies. She tries to find an interest in all topics and themes, which prompts her writing. When she isn’t on her porch writing in the sun, you can find her shopping, at the beach, or at the gym. Follow her on twitter: @RachelleWilber