Monday, November 28, 2011, AM | 3 Comments
70 per cent of motorists avoid fines and points by opting to take the National Speed Awareness course. The latest research from leading price comparison site, Moneysupermarket.com, has revealed that drivers would rather opt to take the National Speed Awareness course than pay the £60 fine and have their license endorsed with three points.
The survey found that 72 per cent of motorists – that’s more than 26 million – would take the course over the penalties, in fact, while 16 per cent would just accept the fine and points.
Image courtesy of Keith Marshall
Interestingly, 53 per cent told the comparison giant that they’d take the course to prevent a rise in the cost of their insurance premium, while a further 14 per cent would take to learn something from it, and 12 per cent would just accept the penalty points and the fine because it was just easier.
Moneysupermarket insurance expert, Pete Harrison, said: “The National Speed Awareness Course was introduced to give motorists caught speeding the opportunity to re-educate themselves on the effects and dangers involved. By attending the course, motorists will avoid the three points on their license and the £60 fine providing it is either the first time they are caught, or that haven’t taken the course within the last three years.
“It’s no surprise the course option is proving to be the most popular with motorists. Insurers clearly take a dim view on policy holders who speed and this is reflected in higher car insurance premiums. Motorists can expect to see their premiums rise by around 17 per cent on average for the first offence,2 and this will continue to increase the more convictions you get. For repeat offenders, some insurers may even refuse to cover you.
“Not only are motorists who flout the law by speeding risking the lives of other road users and pedestrians as well as their own, they also run the risk of adding to the existing headache of sky high car insurance premiums. My advice to motorists concerned by the cost of their car insurance is to always scour the market for the best deal for your circumstances.”
This is a guest post by Emma Barnes, Link Analyst for Moneysupermarket.com.