Budgeting Made Simple: Four Ways to Increase Credit and Decrease Stress
Saturday, March 29, 2014, 1:00 PM | Leave Comment
Seeing your credit score sink lower and lower can make your stress levels soar through the roof. Now is the time to reevaluate your finances and figure out a plan for increasing your credit score and eliminating some of that stress.
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Stop Making Charges
If you continue to put new charges on your credit card, then you are never going to eliminate old debt. You need to stop making charges now. If necessary, cut it up!
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Make a Budget
You can use software like Mint.com to keep track of where your money is going. Make a budget and stick to it.
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No More Late Payments
Stick to your budget and make sure your payments are on time. Keep a calendar, set reminders on your phone, or set up automatic payments, but make sure your payments are on time.
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Speak with an Adviser
Setting up a meeting with an accountant or a financial adviser can introduce you to possibilities that you had not thought of before and allow you to craft a suitable plan for your financial situation.
When you are willing to utilize these tips, you can create a better financial situation for yourself soon.
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Kara Masterson is a freelance writer from West Jordan, Utah. She graduated from the University of Utah and enjoys writing about personal finance and spending time with her dog, Max. Information credit to EZ Money, Cash Advance, Payday Loans, Payday Advance.
