Used wisely, credit allows for the convenient purchase of items both big and small. Used unwisely, credit can, and has, led to home foreclosures and bankruptcy. Learn to use credit and debit cards smartly and improve your credit score.

  • Any credit repair company that promises to remove legitimate bad debts from your credit history is lying. Under the Consumer Credit Protection Act, such information remains on your credit report for about seven years.

  • The disappearance of bad credits, if any, is only temporary. For help, check out the National Foundation For Credit Counseling.

  • However, having said that, a good credit score is your passport to competitive interest rates for mortgages, cars, credit card offers, job offers, insurance premiums and more. A strong score is worth it because it saves you money.

  • Go for a card that allows you to manage everything online so you stay under control, like this one www.hsbc.com.au/1/2/personal/services/credit-card-online.


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Here Are the Benefits You Can Get With a Good Credit Score

Thursday, January 31, 2019, 6:00 PM | Leave Comment

Many people are aware that a good credit card history is essential, but they may not know how much of their lives are influenced by their credit scores. The reality is that good credit provides a range of benefits, including some that people are not familiar with. Surviving with bad credit may be possible but […]



How Does Your Credit Score Affect Your Financial Future?

Wednesday, January 16, 2019, 6:00 AM | Leave Comment

Your credit score is just a number that can be poorly understood for how it’s derived. That little number can make a huge difference when it comes to your financial future. Here are some of the ways that your credit score has an impact on your finances. Ability to Borrow A poor credit rating can […]



How Businesses and Fleets can Benefit from Using a Fuel Card

Saturday, December 1, 2018, 6:00 AM | Leave Comment

A fuel card can be an extremely useful addition to businesses that depend on their vehicles to facilitate smooth and efficient operations. These cards have proven to be a more helpful and better alternative when compared to not using them. It is important to explore the range of benefits that fuel cards can give to […]



Things You Must Know About Credit Card Debt

Wednesday, June 27, 2018, 6:00 PM | Leave Comment

Before making that dreadful credit card debt relief call to a debt consolidation company, better yet, before you get into credit card debt, know the inside outs of credit card management. Whether you’re a conservative or liberal spender, chances are if you own a credit card, you’re at risk of credit card debt. What is […]



Debit Card vs. Prepaid Debit Card: All the Information You Need to Make the Right Choice

Thursday, June 21, 2018, 6:00 AM | Leave Comment

Banking services and fintech are spoiling us for choice. We have an option to choose from a plethora of credit cards, debit cards, travel credit cards, prepaid cards and more. It is often difficult to make the right choice with so many options in front of us. Not every card is fit for all types […]



4 Useful Credit Card Tips You Should Follow in 2018

Wednesday, March 28, 2018, 6:00 AM | Leave Comment

Were your credit resolutions for 2017 realistic? Maybe not. Maybe that’s why you’ve struggled all through the last year to pay off your debt. 2018 is when you should start anew. Keep two things in mind. First, don’t set unrealistic, hard-to-accomplish goals. Second, know beforehand if any new rule has been introduced. Credit agencies have […]



9 Secrets To Buy A Car With Bad Credit

Monday, November 27, 2017, 6:00 AM | Leave Comment

We all strive to maintain a positive and healthy credit history by paying back the loans we borrow on time. One always needs a good credit score to build trust in people that they will need support from. When you pay loans promptly you improve your chances to get others even in larger amounts. Good […]



Credit Crisis: How to Buy a Car with Bad Credit

Thursday, September 14, 2017, 6:00 PM | Leave Comment

So, you need a car but you have a bad credit rating? This can be a stressful situation, as a good credit rating is pivotal in being approved for purchasing a car. However, with some effort and patience, you’ll be able to buy a car with a lower score. Here are four ways to buy […]



Top 4 Credit & Debit Card Scams To Avoid In 2017

Thursday, March 30, 2017, 6:00 AM | Leave Comment

Consumers are dependent on credit and debit cards, and though they provide you with convenience, they come with their own set of risks. You have probably heard about transaction scams on the news, and maybe even heard stories from friends and family. Being able to identify common credit and debit scams will help you avoid […]



5 Tips to Help You Get a Loan with Bad Credit

Friday, March 17, 2017, 6:00 AM | 1 Comment

Bad credit is a problem. Very few of us can have a credit report with the score in the middle of 700 and 800. There are plenty of reasons that we fail. I have already discussed the reasons in my previous articles. Bad credit loans In this article, I’d like to talk about something else. […]