Man lives in the sunlit world of what he believes to be reality. But… there is, unseen by most, an underworld, a phenomenon that is just as real, but not as brightly lit…Tales from the Darkside? Nope! Tales from the Debtside.

  • Debt is the toxin that feeds fear and fear is the toxin that feeds debt.

  • If you buy more than you need, you gain more debt than you want.

  • The person who thinks debt-free life is possible is the one who is going to get rid of debt in life. Make real effort to do so.

  • We can easily forgive a child who is afraid of the dark; the real tragedy of life is when men are afraid of the light - Plato

  • Any credit repair company that promises to remove legitimate bad debts from your credit history is lying.

  • Under the Consumer Credit Protection Act, such information remains on your credit report for about seven years.

  • The disappearance of bad credits, if any, is only temporary.

  • For help, check out the National Foundation For Credit Counseling.

Craving for Credit is the real problem!

We live in such a consumer driven society - credit cards just help us get what we want when we can't afford it. In our society we overeat, overspend, over consume. In general - donuts and credit cards are not the problem, our constant craving for food and credit is the real problem!

The Credit Card Song by Old Man Pie

Ahead of its time this is a cartoon animation that's been up on the web since 2006 and is all about the credit crunch crisis.

Credit card spending and loans from banks are in their trillions of dollars and something has to give. We no longer spend what we have earned, we spend what we haven't earned on the back of house price rises and yet more loans.

The banks are prospering and fat cats are awarding themselves massive bonuses, but it cannot continue.

Beware the debt time bomb may bring the walls of the western world clattering to the ground.

Debt Menu






Get a Travel Loan To Plan a Wonderful Vacation!

Saturday, June 17, 2017, AM | Leave Comment

Holiday travel is a necessity to add some fun in a busy scheduled life. It lets you take a break before you go back to all those responsibilities. But vacations have a lot of expense attached. If you want to travel within your country or to any foreign country with your loved ones, the expense […]

4 Ways to Finance Your New Sports Car When You Have Bad Credit

Tuesday, June 13, 2017, PM | Leave Comment

A fancy new sports car may make you look and feel like a million dollars. However, the car is also likely to cost what feels like a million dollars. Therefore, you may have to borrow money to afford the purchase. What are your options if you have bad credit? Get Someone to Cosign the Loan […]

Fast Financing: 5 Tips for Getting a Payday Loan Approved

Tuesday, June 6, 2017, AM | Leave Comment

An occasional payday loan may be your ticket to affording an unexpected bill, taking a needed vacation or paying for a wedding. Rather than taking out a personal loan that you may have difficulty being approved for, you may try a payday loan office either in person or online. Payday loans are often easier to […]

3 Strategies To Avoid Cringe-worthy Debt When Buying A Newer Car

Monday, May 22, 2017, PM | Leave Comment

All vehicles break down, wear out or become obsolete. Eventually, you must either spend ever-increasing amounts of money on repairs and upgrades or replace your vehicle with something newer. You don’t need to go into extreme debt to purchase a newer car. Follow these tips to keep the cost low. Buy A Used Vehicle Some […]

Choosing the Right Loan- Things you need to consider

Thursday, May 18, 2017, AM | 1 Comment

Despite every effort to manage your personal finances, you may still lack the funds that you require for your obligations. Loans give people a way to achieve their current financial goals by allowing borrowers to pay them off later on. Whether you need to go on a trip or set up a small business, there […]

Financial Facts: Comparing 4 Types of Loans

Saturday, January 28, 2017, AM | Leave Comment

Going to college or buying a home can be a worthwhile investment in yourself or your family. However, you may not necessarily have tens of thousands of dollars in the bank to pay for school or buy the house outright. Therefore, it may be necessary to take out a loan to cover those expenses. Let’s […]

4 Steps to Take Before You Take out a Loan

Monday, January 23, 2017, AM | Leave Comment

Loans tend to get a bad rep, but we all still use them occasionally. While they might not be an ideal solution, a good loan doesn’t have to be much of a burden, and sometimes it can provide a necessary cash boost. However, some people don’t take the responsibility of taking out a loan very […]

Financial Questions You Should Ask Yourself Before Taking Out a Loan

Thursday, January 19, 2017, AM | Leave Comment

When you borrow money, you are expected to repay that money on time without fail. If you make payments late or miss them completely, you could be saddled with additional fees and interest. Therefore, it is important that you ask as many questions as needed to ensure that you actually need to borrow money and […]

Personal Finance: Why You May Need an Installment Loan

Tuesday, January 17, 2017, AM | Leave Comment

Life has a way of throwing you for a loop at times, and in many cases, those loops can cost you a small fortune. Some people will turn to credit cards to fund these unexpected expenses, but credit cards can only get you so far. When you need extra cash without delay, another idea is […]

Need a Personal Loan? How to Get the Right One

Monday, January 9, 2017, AM | Leave Comment

Getting a personal loan can help you fulfill your financial obligations or fund a lucrative opportunity. If you are facing financial challenges and need some extra money, a loan may be the best solution. You should always be cautious when seeking loans and remember to adhere to the guidelines that have been provided by the […]