Man lives in the sunlit world of what he believes to be reality. But… there is, unseen by most, an underworld, a phenomenon that is just as real, but not as brightly lit…Tales from the Darkside? Nope! Tales from the Debtside.

  • Debt is the toxin that feeds fear and fear is the toxin that feeds debt.

  • If you buy more than you need, you gain more debt than you want.

  • The person who thinks debt-free life is possible is the one who is going to get rid of debt in life. Make real effort to do so.

  • We can easily forgive a child who is afraid of the dark; the real tragedy of life is when men are afraid of the light - Plato

  • Any credit repair company that promises to remove legitimate bad debts from your credit history is lying.

  • Under the Consumer Credit Protection Act, such information remains on your credit report for about seven years.

  • The disappearance of bad credits, if any, is only temporary.

  • For help, check out the National Foundation For Credit Counseling.

Craving for Credit is the real problem!

We live in such a consumer driven society - credit cards just help us get what we want when we can't afford it. In our society we overeat, overspend, over consume. In general - donuts and credit cards are not the problem, our constant craving for food and credit is the real problem!

The Credit Card Song by Old Man Pie

Ahead of its time this is a cartoon animation that's been up on the web since 2006 and is all about the credit crunch crisis.

Credit card spending and loans from banks are in their trillions of dollars and something has to give. We no longer spend what we have earned, we spend what we haven't earned on the back of house price rises and yet more loans.

The banks are prospering and fat cats are awarding themselves massive bonuses, but it cannot continue.

Beware the debt time bomb may bring the walls of the western world clattering to the ground.

Debt Menu






3 Not So Harsh Ways To Get Out Of Debt

Wednesday, June 13, 2012, 2:00 AM | 19 Comments

The 3 ways to get out of debt are not the harshest ways in life. For some it may be so, but for the majority of folks it can turn out to be easier than they might imagine. The light of debt-free life can be seen at the end of your financial tunnel with a […]

7 Tips How To Get Your Focus On Debt Elimination

Tuesday, March 13, 2012, 3:00 AM | Leave Comment

If you are heavily in debt, you might have felt at times that you are losing battle against the debt monster. It so happens that there are distractions in your financial life such as overspending and because of it you keep getting deeper and deeper in the debt quagmire. You need to focus on getting […]

Faces Of Depression Because Of Debt

Friday, March 9, 2012, 2:00 AM | 1 Comment

Data shows that some folks who are heavily in debt may lead them to major depressive disorder. Knowing that you are going in debt more and more severely every month of the year, you ought to start working on how to get out of debt. You must start managing debt before it starts managing you. […]

6 Steps To Overcome Debt Obstacle

Tuesday, March 6, 2012, 2:00 AM | Leave Comment

Debt is generally described as an obstacle in your financial life. There are ways to overcome it. You have to be determined to follow a specific route how to go about eliminating it. If you allow the debt obstacle to continue and not do anything to overcome and remove it from your life, it can […]

Manage Debt By Rewiring Your Brain

Wednesday, February 29, 2012, 2:00 AM | Leave Comment

Millions of folks have the nasty habit of being shopaholic. It seems to be a disease that has caught on from one individual to another. We must face the fact that it’s sickness of the mind. Whenever there is the physical illness or mental sickness, science has generally found a cure for it except may […]

Reduce Debt Tension With Brain Evolution System

Saturday, February 18, 2012, 2:00 AM | Leave Comment

It has been said by experts that consumers’ spending spree is mainly due to lack of self-control over their finances resulting in living a debt-laden life. As a matter of act, you can find a few posts on this blog shedding some light on the subject. I keep saying it may be your mindset and […]

Debt Often Has No Financial Status

Thursday, January 19, 2012, 2:00 AM | 1 Comment

Everyday I look for articles and essays, news of the day, news of last week and financial news, just in general. And I write a post or sometimes two a day. At least, I try to. I consult Wikipedia a lot for definitions of terms that I don’t understand. Some words I never even heard […]

Set Goals To Reduce Debt In The New Year

Tuesday, January 10, 2012, 2:00 AM | 4 Comments

You can set goals any time, any day of the year. It does not have to be a resolution for the new year. Traditionally, folks make New Year’s resolution for a variety of reasons. One of the most pressing subjects to attack in the new year or any other time is reducing and eventually eliminating […]

Lack Of Credit Card Discipline Gets You In Deep Debt

Wednesday, July 28, 2010, 9:47 AM | 1 Comment

Many folks get multiple credit cards and start purchasing things whether they need them or not. Quite a few consumers – some surveys suggest more than 10% of all consumers – buy things they don’t need. Some of them spend even if they can’t afford but because their friends spend. The problem of credit cards […]