Man lives in the sunlit world of what he believes to be reality. But… there is, unseen by most, an underworld, a phenomenon that is just as real, but not as brightly lit…Tales from the Darkside? Nope! Tales from the Debtside.

  • Debt is the toxin that feeds fear and fear is the toxin that feeds debt.

  • If you buy more than you need, you gain more debt than you want.

  • The person who thinks debt-free life is possible is the one who is going to get rid of debt in life. Make real effort to do so.

  • We can easily forgive a child who is afraid of the dark; the real tragedy of life is when men are afraid of the light - Plato

  • Any credit repair company that promises to remove legitimate bad debts from your credit history is lying.

  • Under the Consumer Credit Protection Act, such information remains on your credit report for about seven years.

  • The disappearance of bad credits, if any, is only temporary.

  • For help, check out the National Foundation For Credit Counseling.

Craving for Credit is the real problem!

We live in such a consumer driven society - credit cards just help us get what we want when we can't afford it. In our society we overeat, overspend, over consume. In general - donuts and credit cards are not the problem, our constant craving for food and credit is the real problem!

The Credit Card Song by Old Man Pie

Ahead of its time this is a cartoon animation that's been up on the web since 2006 and is all about the credit crunch crisis.

Credit card spending and loans from banks are in their trillions of dollars and something has to give. We no longer spend what we have earned, we spend what we haven't earned on the back of house price rises and yet more loans.

The banks are prospering and fat cats are awarding themselves massive bonuses, but it cannot continue.

Beware the debt time bomb may bring the walls of the western world clattering to the ground.

Debt Menu






Debt Collectors: What Can They Do?

Wednesday, April 15, 2020, 6:00 PM | Leave Comment

Nobody likes to be reminded of their debt. Yet if the issue becomes uncontrollable and a debt collector is called into action, it will be a common occurrence. This is because they will be regularly in touch, trying to get you to pay off your outstanding balance. This can have a significantly detrimental effect on […]

Make Loans Work for You: 5 Tips for Taking Out and Handling Debt Responsibly

Sunday, April 12, 2020, 6:00 AM | Leave Comment

There’s definitely a bit of a stigma against taking out loans. In reality, though, loans are incredibly useful – at least, as long as you handle your debt responsibly. If you’re considering taking out a loan, you should follow the five tips below. Think About Why The first, and most important, step in taking out […]

The Importance Of Maintaining Positive Client Relations Throughout Debt Recovery

Thursday, February 20, 2020, 6:00 AM | Leave Comment

When it comes to debt recovery, the focus is to get the debtor to pay. Failure by debtors to pay will significantly affect your cash flow and may even push you out of business. For this reason, you must do everything within your means to ensure that your debtors pay, and do so on time […]

Where to Look for the Best Rates on a New Loan

Sunday, December 1, 2019, 6:00 AM | Leave Comment

If you’re attempting to get a loan, it makes sense to look for a low rate. Unfortunately, some of the places that are most vocal about offering loans are also those that offer the fewest options. If you are looking to reduce the cost of borrowing, you may want to look at some of the […]

Side Effects Of Being Heavily In Debt

Saturday, November 9, 2019, 6:00 AM | Leave Comment

When you are in debt and your credit score gets to be too low, you have lots of problems and disadvantages that can surface when you want to get loan of any kind. If you cannot get out of debt while you are still living and unable to pay your bills, it will result in […]

Racking up Debt? How to Avoid Filing for Bankruptcy

Monday, October 14, 2019, 6:00 AM | Leave Comment

If you have a lot of debt, you are not alone. As you probably already know, though, debt can have a major impact on your life. You might even be thinking about filing for bankruptcy because of all of your debt. Before you take that major step, though, consider these ideas that could potentially help […]

Instant Personal Loan For All Your Quick Financial Needs

Thursday, September 19, 2019, 6:00 AM | Leave Comment

Many a times, a shortage of funds can derail your plans and lead you to the monotone pace of life without any fun. In our current situation or era, consumerism is at its peak and sale days cannot be ignored even if you are not a big buyer so as to grab great deals. But […]

6 Tips to Head to Your Favorite Tourist Destination by Availing a Travel Loan

Wednesday, September 18, 2019, 6:00 AM | Leave Comment

Planning a holiday conveniently without having to worry about travel expenses has now become possible due to the availability of travel loans. The need for a travel loan has gradually increased owing to its lucrative offerings. Taking a break from the daily chaotic life is what we all need to maintain good physical and mental […]

What Documents Do I Need for a Home Loan if I’m Self-Employed?

Saturday, April 27, 2019, 6:00 AM | Leave Comment

When applying for a home loan you know you’ll need certain documents such as bank statements, W-2s, pay stubs, and other proof of income, but what if you are self-employed and can’t necessarily prove your income? Are you simply out of luck when it comes to home loan or getting a mortgage on a new […]

Financial Boost: 4 Unique Loans to Learn About

Monday, April 15, 2019, 6:00 AM | Leave Comment

When you’re in a financial drought and you don’t know how to pay for your bills, taking out a loan may be in your best interest. Attaining a loan can come in many forms with varied terms and conditions. With each loan, there are certain qualifications required before approval. If approved, you will be given […]