Man lives in the sunlit world of what he believes to be reality. But… there is, unseen by most, an underworld, a phenomenon that is just as real, but not as brightly lit…Tales from the Darkside? Nope! Tales from the Debtside.
Debt is the toxin that feeds fear and fear is the toxin that feeds debt.
The person who thinks debt-free life is possible is the one who is going to get rid of debt in life. Make real effort to do so.
Any credit repair company that promises to remove legitimate bad debts from your credit history is lying.
Under the Consumer Credit Protection Act, such information remains on your credit report for about seven years.
The disappearance of bad credits, if any, is only temporary.
For help, check out the National Foundation For Credit Counseling.
Wed Feb 22, 2012, 2:00 am |
Some economists say the economy has been on the rebound lately but many folks still are falling behind on their house, car and credit card payments. The debt collectors are turning up the heat and getting tough on debtors in an effort to recoup overdue funds. However, they are prohibited by law to harass you. … Continue Reading »
Sat Feb 18, 2012, 2:00 am |
It has been said by experts that consumers’ spending spree is mainly due to lack of self-control over their finances resulting in living a debt-laden life. As a matter of act, you can find a few posts on this blog shedding some light on the subject. I keep saying it may be your mindset and … Continue Reading »
Wed Feb 15, 2012, 2:00 am |
These days it seems like a chicken and egg question. Should you pay down debt and save later or save now and pay down debt later? Well! It’s not that simple or black and white. There is a lot more involved. Personally I think you should pay down debt first. But at the same time, … Continue Reading »
Tue Jan 24, 2012, 2:00 am |
First off, you don’t have to make new year resolution to reduce and eventually eliminate debt. If you did, that’s fine. You just have to stick with it. For many folks, following their new year resolution can be the hardest thing to do. Maybe they follow it for one month or two, but sooner or … Continue Reading »
Thu Jan 19, 2012, 2:00 am |
Everyday I look for articles and essays, news of the day, news of last week and financial news, just in general. And I write a post or sometimes two a day. At least, I try to. I consult Wikipedia a lot for definitions of terms that I don’t understand. Some words I never even heard … Continue Reading »
Tue Jan 10, 2012, 2:00 am |
You can set goals any time, any day of the year. It does not have to be a resolution for the new year. Traditionally, folks make New Year’s resolution for a variety of reasons. One of the most pressing subjects to attack in the new year or any other time is reducing and eventually eliminating … Continue Reading »
Sat Jan 7, 2012, 2:00 am |
For those of us mired in debt, emerging from the red, beginning to accrue savings, and finally getting rid of creditors can often seem like a daunting task. We stop spending and we use only a debt card when we leave the house. We try debt consolidation methods and we hold ourselves to a strict … Continue Reading »
Wed Jan 4, 2012, 2:00 am |
When you are in debt and your credit score gets to be too low, you have lots of problems and disadvantages that can surface when you want to get loan of any kind. If you cannot get out of debt while you are still living and unable to pay your bills, it will result in … Continue Reading »
