Man lives in the sunlit world of what he believes to be reality. But… there is, unseen by most, an underworld, a phenomenon that is just as real, but not as brightly lit…Tales from the Darkside? Nope! Tales from the Debtside.

  • Debt is the toxin that feeds fear and fear is the toxin that feeds debt.

  • If you buy more than you need, you gain more debt than you want.

  • The person who thinks debt-free life is possible is the one who is going to get rid of debt in life. Make real effort to do so.

  • We can easily forgive a child who is afraid of the dark; the real tragedy of life is when men are afraid of the light - Plato

  • Any credit repair company that promises to remove legitimate bad debts from your credit history is lying.

  • Under the Consumer Credit Protection Act, such information remains on your credit report for about seven years.

  • The disappearance of bad credits, if any, is only temporary.

  • For help, check out the National Foundation For Credit Counseling.

Craving for Credit is the real problem!

We live in such a consumer driven society - credit cards just help us get what we want when we can't afford it. In our society we overeat, overspend, over consume. In general - donuts and credit cards are not the problem, our constant craving for food and credit is the real problem!

The Credit Card Song by Old Man Pie

Ahead of its time this is a cartoon animation that's been up on the web since 2006 and is all about the credit crunch crisis.

Credit card spending and loans from banks are in their trillions of dollars and something has to give. We no longer spend what we have earned, we spend what we haven't earned on the back of house price rises and yet more loans.

The banks are prospering and fat cats are awarding themselves massive bonuses, but it cannot continue.

Beware the debt time bomb may bring the walls of the western world clattering to the ground.

Debt Menu






Resources You Can Turn to When Your Debts Start to Become Unmanageable

Saturday, December 19, 2020, 6:00 AM | Leave Comment

In difficult times, a person may acquire more debt than usual, which can have a dire effect on their budget and bill management. As debt balances climb, you may start to feel like your finances are spinning out of control. This is a positive first step that can spur you to take needful action to […]

3 Secrets To Combatting Debt

Friday, November 27, 2020, 6:00 AM | Leave Comment

Debt settlement vs. Debt consolidation is difficult, but it should not be made without careful consideration. They both have benefits and drawbacks. It’s helpful to seek consolidation or debt settlement advice from a financial professional who can help you sort out the advantages and disadvantages. Consolidation As you research your options, you will see that […]

How to Help Yourself out of Debt with Your Mortgage

Wednesday, November 4, 2020, 6:00 AM | Leave Comment

Are you currently drowning in debt? If it seems like the amount is almost hopeless, don’t give up. Much of your debt is probably related to the number of your mortgage payments. There are ways to lessen the amount of this payment or slip out of paying it altogether. Here are some handy tips to […]

4 Things You Can Do to Help Yourself Get Out of Debt Faster

Tuesday, October 20, 2020, 6:00 AM | Leave Comment

Debt is something that many of us are too familiar with. From paying off your car to getting rid of those student loans, it can seem like a tough battle to fight. We’re going to share with you four basic tactics to help you get out of debt faster. Stick To The Essentials It may […]

6 Tips for Successfully Managing Your Debt

Sunday, August 23, 2020, 6:00 AM | Leave Comment

As people amass debt throughout their lives, they find that it’s more difficult to pay off those debts than they anticipated. This leads to crippling debt that will eventually result in a very poor credit rating. Before you reach that point, following these six steps can help you improve your financial profile. Create a Budget […]

How to Make This the Year You Pay off All Your Debt

Friday, January 24, 2020, 6:00 AM | Leave Comment

Wouldn’t it be great if this becomes the year you pay off all your debt? There’s no reason to wish this would happen. There are specific strategies you can take to make it finally get it done. Pay More Than Your Minimum Payments You might be in a rut where all you do is send […]

5 Financial Strategies for Improving Personal Debts

Saturday, November 23, 2019, 6:00 AM | Leave Comment

Falling into debt is not something to be ashamed of. There isn’t a ‘falling’ at all. It is an excellent financial tactic to borrow rather than spending every penny from your piggy bank because you don’t know when you will need them. Debts are both good and bad. If you can look back, because of […]

How To Pay Off Your Credit Card Debt Faster – 4 Proven Strategies To Pay off Your Debt in 2019

Wednesday, August 7, 2019, 6:00 AM | Leave Comment

Do you have this thing in your mind? All the time? How to pay off your credit card debt faster? faster so that you can bless your life with prosperity? Well let me tell you the good part. The faster it takes to come in, the faster it can go out from your life. This […]

4 Items in Your Home Worth Selling to Pay off Debt Quickly

Saturday, July 13, 2019, 6:00 AM | Leave Comment

Debt payments can put serious limitations on a family’s monthly cash flow. The more you owe your creditors, the less you can spend on necessities or save for your future. Getting out of debt is probably the biggest key toward building wealth over time. If you have a few thousand in debt that looks like […]

Avoiding Debt: 4 Tips to Help You Live within Your Means

Monday, June 3, 2019, 6:00 AM | Leave Comment

Living above your means is not difficult to do. You may look at your paycheck and see that you make a decent wage. Once you factor your bills and other expenses you may have for a pay period, you realize you don’t have as much money as you thought you did. Here are four tips […]