Man lives in the sunlit world of what he believes to be reality. But… there is, unseen by most, an underworld, a phenomenon that is just as real, but not as brightly lit…Tales from the Darkside? Nope! Tales from the Debtside.

  • Debt is the toxin that feeds fear and fear is the toxin that feeds debt.

  • If you buy more than you need, you gain more debt than you want.

  • The person who thinks debt-free life is possible is the one who is going to get rid of debt in life. Make real effort to do so.

  • We can easily forgive a child who is afraid of the dark; the real tragedy of life is when men are afraid of the light - Plato

  • Any credit repair company that promises to remove legitimate bad debts from your credit history is lying.

  • Under the Consumer Credit Protection Act, such information remains on your credit report for about seven years.

  • The disappearance of bad credits, if any, is only temporary.

  • For help, check out the National Foundation For Credit Counseling.

Craving for Credit is the real problem!

We live in such a consumer driven society - credit cards just help us get what we want when we can't afford it. In our society we overeat, overspend, over consume. In general - donuts and credit cards are not the problem, our constant craving for food and credit is the real problem!

The Credit Card Song by Old Man Pie

Ahead of its time this is a cartoon animation that's been up on the web since 2006 and is all about the credit crunch crisis.

Credit card spending and loans from banks are in their trillions of dollars and something has to give. We no longer spend what we have earned, we spend what we haven't earned on the back of house price rises and yet more loans.

The banks are prospering and fat cats are awarding themselves massive bonuses, but it cannot continue.

Beware the debt time bomb may bring the walls of the western world clattering to the ground.

Debt Menu






Law and Money: The Alternatives to Filing for Bankruptcy

Tuesday, May 23, 2017, 6:00 AM | Leave Comment

Bankruptcy is the final answer to resolving debt. It is an irreversible decision with lasting consequences for your finances and future purchases. Bankruptcy should be your solution when nothing else is solving the dilemma. Prior to filing for bankruptcy, debtors should consider these alternatives first. Talk to Creditors It’s surprising to hear that creditors want […]

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Wednesday, May 17, 2017, 6:00 AM | Leave Comment

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Paying back student loans is one of the first responsibilities a new graduate faces once in receipt of a diploma. Statistics show that students leave college owing an average of over $27,000, with some on the hook for more than $55,000. If you’re one of the millions of graduates now looking at repaying thousands of […]

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Friday, March 18, 2016, 6:00 PM | Leave Comment

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Burying Head In Sand Will Not Get You Out Of Debt

Monday, December 7, 2015, 6:00 AM | Leave Comment

When heavily in debt, some folks can’t seem to see the light at the end of the debt tunnel. They end up so frustrated and feel so helpless that they bury their head in sand, so to speak, and hope debt will go away by itself. We all know by being passive about debt, it’s […]

Cutting Down on the Cost of your Debt

Saturday, November 14, 2015, 6:00 AM | Leave Comment

One of the first things to do when you’re intent on implementing a debt management plan is to cut the costs of your debt. Cutting Debt Cost It’s all about repaying the debt as soon as possible, while simultaneously ensuring that you’re being charged the lowest rates of interest available to you. Before you begin, […]