Man lives in the sunlit world of what he believes to be reality. But… there is, unseen by most, an underworld, a phenomenon that is just as real, but not as brightly lit…Tales from the Darkside? Nope! Tales from the Debtside.

  • Debt is the toxin that feeds fear and fear is the toxin that feeds debt.

  • If you buy more than you need, you gain more debt than you want.

  • The person who thinks debt-free life is possible is the one who is going to get rid of debt in life. Make real effort to do so.

  • We can easily forgive a child who is afraid of the dark; the real tragedy of life is when men are afraid of the light - Plato

  • Any credit repair company that promises to remove legitimate bad debts from your credit history is lying.

  • Under the Consumer Credit Protection Act, such information remains on your credit report for about seven years.

  • The disappearance of bad credits, if any, is only temporary.

  • For help, check out the National Foundation For Credit Counseling.

Craving for Credit is the real problem!

We live in such a consumer driven society - credit cards just help us get what we want when we can't afford it. In our society we overeat, overspend, over consume. In general - donuts and credit cards are not the problem, our constant craving for food and credit is the real problem!

The Credit Card Song by Old Man Pie

Ahead of its time this is a cartoon animation that's been up on the web since 2006 and is all about the credit crunch crisis.

Credit card spending and loans from banks are in their trillions of dollars and something has to give. We no longer spend what we have earned, we spend what we haven't earned on the back of house price rises and yet more loans.

The banks are prospering and fat cats are awarding themselves massive bonuses, but it cannot continue.

Beware the debt time bomb may bring the walls of the western world clattering to the ground.

Debt Menu






How to spend more and avoid debts?

Thursday, October 22, 2015, 6:00 PM | Leave Comment

If you read debt management books or watch debt shows on television you will hear a lot about saving and not spending. But what type of life is that? Isn’t there a way that you can spend more but still keep out of debt? Yes, there is. But you must be careful. Following are six […]

Make Sensible Borrowing Part Of Your Financial Strategy

Wednesday, October 7, 2015, 8:45 AM | Leave Comment

Make sensible borrowing part of your sound financial strategy. Borrow with the belief that you would eventually get return when you invest the money for the long term. For example, borrow to buy your next home, pay for your kids education or for starting a business. These types of loans might get you a good […]

Dealing with Debt: Six Ways to pay it Off Faster

Thursday, September 24, 2015, 6:00 AM | Leave Comment

It’s not unusual to have worrisome debt, but you may wonder how you’ll ever pay it off, especially if you are struggling just to get by financially. While it will take work, willpower, and dedication, there are ways to make a dent in your debt. Consider these six ways to pay off debt faster.  Craft […]

Poor Credit Installment Loans Online

Thursday, September 17, 2015, 6:00 PM | Leave Comment

Having bad credit can be stressful as it can limit you when it comes to financial matters such as applying successfully for a loan. If you have bad credit, your financial situation may not be as secure as you would like it to be and then needing a loan on top of that will add […]

Buzz Word Review: What is Hard Money Lending?

Tuesday, September 15, 2015, 6:00 AM | Leave Comment

For the most part, buying a home today involves some sort of financing. The type of loan that individuals today are most familiar with are purchase money loans, which is a pretty traditional home loan. This financing option comprises part of the purchase price of the home and is secured by the property as well […]

6 Ways to Deal with Debt During Divorce

Saturday, September 12, 2015, 6:00 AM | Leave Comment

Divorce is never a fun process to go through. This can be even truer if you and your spouse have debt together. You never thought you’d be divorcing and dealing with a large amount of debt at the same time. You may be wondering how to handle the situations simultaneously. Luckily, you’re not the first […]

How to Avoid Catastrophic Debt After an Auto Accident

Monday, September 7, 2015, 6:00 AM | Leave Comment

If you have recently been in an auto accident with an uninsured driver who was at fault, you may be wondering how you’re going to pay for all your car repairs and medical bills. You may be even more stressed out if the auto accident caused medical problems that warranted medical leave from your job. […]

How To Help Yourself If You Are Heavily In Debt

Monday, August 31, 2015, 6:00 AM | Leave Comment

If you are heavily in debt and you think you cannot get out of it without outside help, think again. There are certain steps you can take to reduce the burden of debt on your financial shoulder. You may have trouble paying your bills. You may be receiving threatening letters as accounts become way past […]

Take Control Of Your Monthly Finance

Monday, August 24, 2015, 6:00 AM | Leave Comment

First off, stretch your legs according to the length of your sheet, otherwise you would get cold feet. That means “live within your means.” Many consumers need to rethink their spending habits and return to the basics of building a strong foundation in their personal finances. Here are some steps you should take to gain […]

4 Tips To Handle High Debt When Nothing Else Works

Monday, August 17, 2015, 7:00 AM | 2 Comments

These days a number of individuals and especially families are facing to pay debt that they have accrued over the years. Even tough the unemployment is easing up on many families, it is still hard to pay off debt and thereby to put food on the table. Debt is a toxin the effect of which […]