Man lives in the sunlit world of what he believes to be reality. But… there is, unseen by most, an underworld, a phenomenon that is just as real, but not as brightly lit…Tales from the Darkside? Nope! Tales from the Debtside.

  • Debt is the toxin that feeds fear and fear is the toxin that feeds debt.

  • If you buy more than you need, you gain more debt than you want.

  • The person who thinks debt-free life is possible is the one who is going to get rid of debt in life. Make real effort to do so.

  • We can easily forgive a child who is afraid of the dark; the real tragedy of life is when men are afraid of the light - Plato

  • Any credit repair company that promises to remove legitimate bad debts from your credit history is lying.

  • Under the Consumer Credit Protection Act, such information remains on your credit report for about seven years.

  • The disappearance of bad credits, if any, is only temporary.

  • For help, check out the National Foundation For Credit Counseling.

Craving for Credit is the real problem!

We live in such a consumer driven society - credit cards just help us get what we want when we can't afford it. In our society we overeat, overspend, over consume. In general - donuts and credit cards are not the problem, our constant craving for food and credit is the real problem!

The Credit Card Song by Old Man Pie

Ahead of its time this is a cartoon animation that's been up on the web since 2006 and is all about the credit crunch crisis.

Credit card spending and loans from banks are in their trillions of dollars and something has to give. We no longer spend what we have earned, we spend what we haven't earned on the back of house price rises and yet more loans.

The banks are prospering and fat cats are awarding themselves massive bonuses, but it cannot continue.

Beware the debt time bomb may bring the walls of the western world clattering to the ground.

Debt Menu






How to Avoid Catastrophic Debt After an Auto Accident

Monday, September 7, 2015, 6:00 AM | Leave Comment

If you have recently been in an auto accident with an uninsured driver who was at fault, you may be wondering how you’re going to pay for all your car repairs and medical bills. You may be even more stressed out if the auto accident caused medical problems that warranted medical leave from your job. […]

How To Help Yourself If You Are Heavily In Debt

Monday, August 31, 2015, 6:00 AM | Leave Comment

If you are heavily in debt and you think you cannot get out of it without outside help, think again. There are certain steps you can take to reduce the burden of debt on your financial shoulder. You may have trouble paying your bills. You may be receiving threatening letters as accounts become way past […]

Take Control Of Your Monthly Finance

Monday, August 24, 2015, 6:00 AM | Leave Comment

First off, stretch your legs according to the length of your sheet, otherwise you would get cold feet. That means “live within your means.” Many consumers need to rethink their spending habits and return to the basics of building a strong foundation in their personal finances. Here are some steps you should take to gain […]

4 Tips To Handle High Debt When Nothing Else Works

Monday, August 17, 2015, 7:00 AM | 1 Comment

These days a number of individuals and especially families are facing to pay debt that they have accrued over the years. Even tough the unemployment is easing up on many families, it is still hard to pay off debt and thereby to put food on the table. Debt is a toxin the effect of which […]

Deeply In Debt Leads To Sleepless Nights

Monday, July 20, 2015, 6:00 AM | Leave Comment

As I have said many times, there are good debts and bad debts. When you borrow capital to buy a home for your family, traditionally that’s considered good debt. The real estate market in many neighborhoods is still down. This might be a good time to invest in real estate if you can afford it. […]

Are Americans Getting A Good Deal From Debt Solutions?

Tuesday, July 7, 2015, 6:00 AM | Leave Comment

What do you do if you cannot afford to pay your debts? If you live in the USA you might start a debt management program. If your debt problems are really serious, you might even think about bankruptcy. In reality, how useful and user-friendly are these debt solutions? You will not be surprised to learn […]

Borrow And Spend As Needed

Monday, July 6, 2015, 6:00 AM | Leave Comment

For decades, Americans have been borrowing and spending more than they could afford. That has always been the American way on a par with apple pie, Chevrolet, ballpark and hot dogs. Folks had included “spending more than they made” in their minds for quite sometimes. When you borrow or rent money, you must have figured […]

Get a Business Loan Quickly

Wednesday, July 1, 2015, 6:00 AM | Leave Comment

If you own or manage a small or medium-sized business, chances are you have felt your fair share of cash crunch situations. It can be a tough place to be in. When you have a cash crunch, you might have to make some hard decisions you would rather not have to make. Funding Your Operations […]

Manage Debt With Simplicity In Your Financial Life

Thursday, June 25, 2015, 6:00 AM | Leave Comment

Follow perfection and simplicity in your personal finances. Antoine de Saint-Exupery, the French writer and aviator once said: “A designer knows he has achieved perfection not when there is nothing left to add, but when there is nothing left to take away.” You can similarly strive for perfection in spending less and saving more. Don’t […]

What Options Do You Have As A Property Owner When Money Gets Tight?

Wednesday, June 10, 2015, 6:00 AM | Leave Comment

Most people will find themselves in a tight financial situation at some point. When this happens to you, you may find yourself with minimal available cash to use for important needs. However, you may have equity available in your property that you can tap into. Essentially, you have assets available, but they are not liquid. […]