Man lives in the sunlit world of what he believes to be reality. But… there is, unseen by most, an underworld, a phenomenon that is just as real, but not as brightly lit…Tales from the Darkside? Nope! Tales from the Debtside.

  • Debt is the toxin that feeds fear and fear is the toxin that feeds debt.

  • If you buy more than you need, you gain more debt than you want.

  • The person who thinks debt-free life is possible is the one who is going to get rid of debt in life. Make real effort to do so.

  • We can easily forgive a child who is afraid of the dark; the real tragedy of life is when men are afraid of the light - Plato

  • Any credit repair company that promises to remove legitimate bad debts from your credit history is lying.

  • Under the Consumer Credit Protection Act, such information remains on your credit report for about seven years.

  • The disappearance of bad credits, if any, is only temporary.

  • For help, check out the National Foundation For Credit Counseling.

Craving for Credit is the real problem!

We live in such a consumer driven society - credit cards just help us get what we want when we can't afford it. In our society we overeat, overspend, over consume. In general - donuts and credit cards are not the problem, our constant craving for food and credit is the real problem!

The Credit Card Song by Old Man Pie

Ahead of its time this is a cartoon animation that's been up on the web since 2006 and is all about the credit crunch crisis.

Credit card spending and loans from banks are in their trillions of dollars and something has to give. We no longer spend what we have earned, we spend what we haven't earned on the back of house price rises and yet more loans.

The banks are prospering and fat cats are awarding themselves massive bonuses, but it cannot continue.

Beware the debt time bomb may bring the walls of the western world clattering to the ground.

Debt Menu






Getting Financially Secure: What College Grads Need to Think About

Friday, February 6, 2015, 6:00 AM | Leave Comment

After graduating from college, many students find themselves frustrated they are loaded down with student loan debt, and aren’t making the kind of money they thought their degree would bring them. It’s important for these graduates to take heart, but also to be cautious and proactive in managing their resources and seeking new opportunities. Here […]

How to Prioritize Your Payments for the Fastest Debt Reduction

Monday, February 2, 2015, 6:00 AM | Leave Comment

Debt is one of the scariest situations many people face, and it becomes a problem often unexpectedly. Too often, people find themselves over their heads when it comes to the amount of debt they find ourselves in. Here are a few tips for the fastest debt reduction so you can take control of your finances […]

5 Tips for Those Who Are Borrowing a Significant Amount of Money

Saturday, December 20, 2014, 6:00 AM | Leave Comment

When borrowing a lot of money for a business or other large loan, people need to be aware of what they are getting into before taking on a chunk of money that must be paid back over time. Below are five tips for people who are looking to borrow a significant amount of money. Write […]

Debt Disaster: How to Get a Grip on Your Finances Before it’s Too Late

Thursday, November 6, 2014, 1:00 AM | Leave Comment

There is a fine line between manageable debt, and getting into an entire debt disaster. The trick to getting a grip on your finances before it’s too late, includes apt attention to a realistic picture of the current financial situation combined with a close-up look at how the debt is actively being managed. By identifying […]

Six Steps To Take If You Are Depressed And Anxious About Debt

Saturday, October 25, 2014, 1:00 AM | Leave Comment

Being in debt can create enormous financial pressure that can cause anxiety. A loss of sleep is common, and this can lead to depression. The following are six steps to take that will reduce the stress in your life from your bills and lead you down the path of becoming debt-free. Forgive yourself Too often […]

Overcoming Money Problems: What To Do If You Find Yourself Facing Debt

Monday, October 13, 2014, 1:00 AM | Leave Comment

From student loans to using credit cards, it can be easy to acquire debt that can take years to pay off. For many people, it can be difficult to have financial freedom and repay what is owed within a realistic time frame. To regain control of your finances and strengthen your relationship with money, there […]

Checkbook Turn Around: Best Tips to Get Your Business Out of Debt

Saturday, October 11, 2014, 6:00 AM | Leave Comment

No matter the season, any type of business is likely to suffer at some time or another. There is more time to worry about paying bills quickly, and less time to worry about getting out of debt slowly. As a business owner, it is important to think about ways to get out of debt quickly. […]

Turning the Impossible to Possible: 6 Keys to Getting Out of Debt

Wednesday, August 6, 2014, 1:00 AM | Leave Comment

Many Americans are drowning in debt. Much of this debt comes when people want to keep up with the neighbors. Much of it comes from important purchases like a home or an education. Regardless of the reason, a mountain of debt is a crushing burden that can keep people in economic bondage to creditors and […]

Debt Consolidation: Six Things You Should Know

Saturday, July 26, 2014, 1:00 AM | Leave Comment

Debt consolidation involves taking out a new loan through an agency in order to pay down all your qualified existing debt. You then repay the consolidation loan over the next one to four years. If you are considering debt consolidation, then you should know six things about the process. You Will Need to Follow a […]

Fast Loan For Unemployed That Aids Them To Cover Various Expenses

Thursday, July 10, 2014, 1:00 AM | Leave Comment

Being unemployed do not imply that you cannot avail any financial grant to cover different expenses. Unemployment can be due to a number of reasons as laid off by the organization, or it might be that you are unable to secure a job because of the lack of an appropriate degree. During this period of […]