Man lives in the sunlit world of what he believes to be reality. But… there is, unseen by most, an underworld, a phenomenon that is just as real, but not as brightly lit…Tales from the Darkside? Nope! Tales from the Debtside.

  • Debt is the toxin that feeds fear and fear is the toxin that feeds debt.

  • If you buy more than you need, you gain more debt than you want.

  • The person who thinks debt-free life is possible is the one who is going to get rid of debt in life. Make real effort to do so.

  • We can easily forgive a child who is afraid of the dark; the real tragedy of life is when men are afraid of the light - Plato

  • Any credit repair company that promises to remove legitimate bad debts from your credit history is lying.

  • Under the Consumer Credit Protection Act, such information remains on your credit report for about seven years.

  • The disappearance of bad credits, if any, is only temporary.

  • For help, check out the National Foundation For Credit Counseling.

Craving for Credit is the real problem!

We live in such a consumer driven society - credit cards just help us get what we want when we can't afford it. In our society we overeat, overspend, over consume. In general - donuts and credit cards are not the problem, our constant craving for food and credit is the real problem!

The Credit Card Song by Old Man Pie

Ahead of its time this is a cartoon animation that's been up on the web since 2006 and is all about the credit crunch crisis.

Credit card spending and loans from banks are in their trillions of dollars and something has to give. We no longer spend what we have earned, we spend what we haven't earned on the back of house price rises and yet more loans.

The banks are prospering and fat cats are awarding themselves massive bonuses, but it cannot continue.

Beware the debt time bomb may bring the walls of the western world clattering to the ground.


Debt Menu

 

 

 

 

 

4 Steps to Get a Handle on Your Debt

Wednesday, June 18, 2014, 1:00 AM | Leave Comment

If you are in financial debt, everyday life can be filled with feelings of anxiety and depression. No matter what you do, those feelings of financial fear just won’t go away. You constantly worry about how this problem is affecting you, and what you will do to rectify this situation. If this sound familiar to […]



Four Long-Term Strategies for Reducing Debt

Thursday, June 12, 2014, 1:00 AM | Leave Comment

Source: Alan Cleaver Debt reduction can be a long and painful process. The stress and anxiety of avoiding creditors and deciding which bills you can afford to pay each month can make a debt-free life seem nearly impossible. However, for those who are struggling under the burden of debt, there are solutions. Whether you are […]



Is Your Debt Too Overwhelming? 3 Debt Relief Options to Consider

Wednesday, March 26, 2014, 1:00 AM | Leave Comment

If you are in a lot of debt, you have a few solid options. Of course, not all choices are great for your situation. On the other hand, it is wise to consider what you can do as it is possible to pay off your debt or otherwise live a debt-free lifestyle. With this in […]



Get Debt Free By Following These Simple Guidelines

Tuesday, March 11, 2014, 1:00 PM | Leave Comment

It’s easy to get into debt, but it’s not usually so easy to get out of it. Becoming debt-free takes hard work, but it’s worth it as it can relieve a mountain of stress and pressure. Paying back your student loans, medical bills, and credit cards might seem overwhelming, but by following these three simple […]



Five Beginning Steps for Finally Getting Out of Debt

Tuesday, February 25, 2014, 1:00 AM | Leave Comment

Getting out of debt is a difficult task, but with careful preparation and effort, it can be done. There are several distinct things that you can do to relieve yourself of the financial burden that comes with having a large amount of debt. Here are five strategies that you can use. Get Some Extra Income […]



Know Your Loans: Critical Distinctions Between Five Loan Options

Sunday, February 23, 2014, 1:00 AM | Leave Comment

It’s something we’ve all faced, especially in today’s economy: too much month at the end of the money. Even the most noble efforts at maintaining a budget can be thwarted by car breakdowns, plumbing issues and a host of other unforeseen expenses. In these situations, you’re going to need a little cash to hold you […]



Tips on Paycheck Advance Loans

Monday, February 17, 2014, 1:00 AM | Leave Comment

Paycheck advance loans have quickly become one of the best ways for individuals with a poor credit score to improve their rating, all while getting the money they need as quickly and easily as possible. The severity of our economic climate has called for new options when it comes to borrowing. Today, paycheck advance loans […]



5 Unexpected Consequences of Declaring Bankruptcy

Saturday, February 15, 2014, 1:00 AM | Leave Comment

Bankruptcy is often considered a viable option for those who are unable to pay off debts and regain a firm financial standing. Although it works to forgive outstanding debts, there are a number of consequences that come along with filing that can have long-term effects that many people don’t think about. Missed Career Opportunities Filing […]



Debt Eraser: Best Five Ways to Resolve Your Credit Problems

Wednesday, February 12, 2014, 1:00 AM | Leave Comment

Credit cards and other debt is often the main financial lifeline for most consumers. At some point, you may feel that the payments you make on your debt are not really helping to reduce it, and you would like to know how to resolve your credit problems. Here are five ways that will help. Check […]



Six Things You Need to Know about How Your Debt Adds Up

Tuesday, January 28, 2014, 1:00 AM | Leave Comment

As you stare at the latest video game system on the shelf of your local store, you contemplate taking out your credit card and taking the system home. But before you start using your credit card for impulse purchases, you should become familiar with how your debt really adds up and how it can get […]