Man lives in the sunlit world of what he believes to be reality. But… there is, unseen by most, an underworld, a phenomenon that is just as real, but not as brightly lit…Tales from the Darkside? Nope! Tales from the Debtside.
Debt is the toxin that feeds fear and fear is the toxin that feeds debt.
The person who thinks debt-free life is possible is the one who is going to get rid of debt in life. Make real effort to do so.
Any credit repair company that promises to remove legitimate bad debts from your credit history is lying.
Under the Consumer Credit Protection Act, such information remains on your credit report for about seven years.
The disappearance of bad credits, if any, is only temporary.
For help, check out the National Foundation For Credit Counseling.
Debt Menu
Sat Dec 17, 2011, 2:00 am |
Banks received big cash when the bailout money worth billions were distributed among financial institutions. Still, the banking industry’s hunger for more money has not diminished. This time, they want your money – directly out of your pocket. Here are 3 tips how to reduce banks rising fees on your account: Eliminate ATM fees The … Continue Reading »
Fri May 27, 2011, 2:00 am |
I was looking for news about personal finances when I came across a story in the New York Times. The link to the original story is given at the end of the post. Before you read the story, I want you to imagine this scenario. It is purely hypothetical. It is only textbook talk. It … Continue Reading »
Fri Apr 8, 2011, 2:00 am |
Find your purpose in life, follow it and be debt free for the rest of your natural life. If you are in debt and some are up to their neck, more like drowning in debt, you probably have given advice to others how to get out of debt. You believe others can get out of … Continue Reading »
Sun Apr 3, 2011, 2:00 am |
Congratulations on becoming debt free! You let out a big sigh of relief as you make your final and last payment to the creditor. You never thought you would make it this far and you now wake up every morning without thinking of which bills to pay. It’s certainly a great feeling to finally become … Continue Reading »
Mon Mar 7, 2011, 3:00 pm |
Doing research for my blog, I came across an article on MSNBC dot Com that was updated 10/14/2008. It’s more than two years old but in some respect it holds true even today. The title is “American debt nightmare ends easy credit era.” Experts say crisis could spark shift away from maxing out credit cards. … Continue Reading »
Fri Oct 29, 2010, 4:54 am |
Here in America, a religious institution serves its flock not only in their spiritual well-being but lately have started to address their personal finances as well. Many of these institutions have job fairs, and seminars on credit counseling. Churches and other such organizations have started to play a role in helping its congregation through tough … Continue Reading »
Thu Oct 21, 2010, 3:16 am |
If you have multiple unsecured debts like credit card debts, personal loans, store cards, etc, and you are having problems in managing all of these, you can take help of a Debt Management Plan (DMP). Debt management plan helps you in paying off your debts and reestablish good credit. What is DMP? A debt management … Continue Reading »
Fri Oct 1, 2010, 10:40 am |
It used to be a big shame to file for bankruptcy. You couldn’t even get out of the house for days lest your neighbors would point a finger at you. You would keep your head lower if you were brave enough to get out and walk in the neighborhood. These days it is still a … Continue Reading »
