Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

Do not regret growing older. It is a privilege denied to many - Unknown.

Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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5 Commonly Used Designations For Financial Advisers

Wed Jan 11, 2012, 2:00 am | Leave Comment



There can be many designations – formal and informal – known to mankind for financial advisers. Sometimes we get carried away and we call them [expletive deleted] names that we can’t mention them all here. Those names are mostly from the good folks who have lost so much money over the last couple of years. … Continue Reading »



Tips To See If Your Credit Counselor Is Honest

Mon Jun 13, 2011, 2:00 am | Leave Comment



I receive email from credit counselors, more frequently now than ever before. And last week I received a phone call from such a person. But the problem was that the call was automated. There was no one in person on the other side. I just had to hang up. It happens to many folks, maybe … Continue Reading »



Test Yourself If You Need Credit Counseling

Wed Apr 13, 2011, 2:00 am | Leave Comment



Many people, when they are in debt or getting into it, think they can fix their debt situation by themselves. They try to trim back on spending and keep a close eye on their accounts if they have the willpower to do it. Some people have the willpower to shed pounds on their own while … Continue Reading »



Difference Between Doctor And Financial Adviser

Sat Mar 19, 2011, 2:00 am | Leave Comment



There is not a whole lot of difference between a doctor and a financial adviser. Most of the time, they are both confusing, maybe not intentionally but they are, nevertheless. The only way you know their cure is working or not – physical or financial – is when it’s too late. In a worst-case scenario, … Continue Reading »



Tips Why You Need Good Financial Adviser

Sat Sep 4, 2010, 6:00 am | 4 Comments



No matter how well-versed you are in investing and setting up your portfolios for retirement and such, a time comes that you need a financial adviser that will hold your hand and bring you out of your own mini-recession in your personal financial well-being. That is the essence of having a financial adviser. You ought … Continue Reading »



Tips To Control Stress In Current Lousy Economy

Tue Jun 1, 2010, 12:55 am | 1 Comment



We all know for millions the current economy is nothing but stress day in and day out. Instead of recession economy, it can be easily called stress economy. So many good and decent folks lost their jobs and are out of work for some time now and no chance in sight to get back to … Continue Reading »



7 Tips To Choose A Professional Tax Adviser or Attorney

Sun Sep 6, 2009, 4:32 pm | Leave Comment



There have been so many reports of consumers being scammed by tax professional advisers. Be very careful in choosing a professional. Here I describe some criteria how to select a professional tax adviser or attorney. Take as much precaution as you would choosing your or your kids doctor. Referrals This is arguably the most important … Continue Reading »



Appoint Power Of Attorney To Act On Your Behalf

Sat Sep 5, 2009, 2:13 pm | Leave Comment



Now that you have written out your will, the next important task is that you appoint someone with a power of attorney to act on your behalf in case you are incapacitated. It typically authorizes someone to act on your behalf with respect to your financial affairs, and is often executed by one spouse for … Continue Reading »



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