Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

Do not regret growing older. It is a privilege denied to many - Unknown.

Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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Take Steps To Ensure Your Financial Adviser Is Trustworthy

Friday, July 20, 2012, 2:00 AM | 10 Comments

In order to avoid a Ponzi scheme, you must take control of your money. At least, know what your financial adviser is doing with your hard-earned money. Perform a few very basic checks that can go a long way. It will give you the confidence that you need to have in your financial adviser. Remember […]



Get Hypnotic Help To Ease Your Debt Pain

Saturday, June 23, 2012, 2:00 AM | 1 Comment

The global financial and markets meltdown is driving an increasing number of Americans to enlist the help of professional hypnotists. This is according to the president of National Guild of Hypnotists, Dwight F. Damon. Read more…



Tips To Hire A Good Financial Adviser

Saturday, June 9, 2012, 2:00 AM | Leave Comment

Back in 1996, for the first time, I got Internet access, the dial-up 28K bps. Man! Was it fast! One of the first things I did was to look for some news about Yahoo, Excite, Lycos and a couple of other privately held companies. I had read in newspaper that they were just about to be offered to the public, in a big Initial Public Offering (IPO). Read more…



Get Psychic Help In Tough Times

Thursday, June 7, 2012, 2:00 AM | Leave Comment

I had heard Nancy Reagan had a psychic friend (astrologer – I use the two words interchangeably because I don’t know the difference) and that Nancy would call and consult with her about her everyday life. She was concerned, from the newspapers articles, basically about her husband’s everyday life, not with any of the national […]



Find A Good Tax Preparer

Tuesday, May 29, 2012, 2:00 AM | Leave Comment

Find a good tax preparer even if it is not the tax return filing season which may turn to be the best time to find one. You have more time to do your research. When it comes to filing tax returns, many folks are overwhelmed by fear and confusion. A majority of income tax preparers […]



Find A Good Financial Adviser

Monday, May 28, 2012, 8:00 AM | Leave Comment

As with all your investments, you must make your own determination whether an investment in any particular security is consistent with your investment objectives, risk tolerance, financial situation, and your evaluation of the security. Keep the following points in mind before you start looking for a good financial adviser. As with all your investments, you […]



Find A Good Credit Counselor

Saturday, May 26, 2012, 2:00 AM | Leave Comment

First off, credit counselors are not debt settlers. There are many debt settlers who would represent themselves as credit counselors. They would represent themselves as sheep but deep down they are wolves who will talk to you for one simple and sole reason and that is to get as much money as possible out of […]



5 Commonly Used Designations For Financial Advisers

Wednesday, January 11, 2012, 6:00 AM | Leave Comment

There can be many designations – formal and informal – known to mankind for financial advisers. Sometimes we get carried away and we call them [expletive deleted] names that we can’t mention them all here. Those names are mostly from the good folks who have lost so much money over the last couple of years. […]



Tips To See If Your Credit Counselor Is Honest

Monday, June 13, 2011, 2:00 AM | Leave Comment

I receive email from credit counselors, more frequently now than ever before. And last week I received a phone call from such a person. But the problem was that the call was automated. There was no one in person on the other side. I just had to hang up. It happens to many folks, maybe […]



Test Yourself If You Need Credit Counseling

Wednesday, April 13, 2011, 2:00 AM | Leave Comment

Many people, when they are in debt or getting into it, think they can fix their debt situation by themselves. They try to trim back on spending and keep a close eye on their accounts if they have the willpower to do it. Some people have the willpower to shed pounds on their own while […]



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