Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

Do not regret growing older. It is a privilege denied to many - Unknown.

Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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Tips How To Prevent Financial Abuse

Tue Apr 10, 2012, 2:00 am | Leave Comment

It has become an almost daily occurrence that we read about financial abuse in one form or another. There is seemingly no end to it. The scammers and financial abusers are in abundance and so are the innocent consumers by and large. It’s a shame that many folks fall for the abuse. They let themselves … Continue Reading »



Beware Of Ponzi Schemes Investors Have Experienced

Wed Mar 21, 2012, 2:00 am | Leave Comment

There have been many Ponzi schemes investors fell for besides Bernie Madoff’s during the last couple of years. When we have examples such as mentioned in the following paragraphs we must be at full alert to avoid them in our personal financial life. The economy is hopefully on a rebound but many folks have been … Continue Reading »



More Fraud Risks You Should Be Aware Of

Thu Mar 8, 2012, 2:00 am | Leave Comment

Besides the now very infamous Nigerian scam, there are fraud risks you should be aware of and try to avoid them. Sometimes innocent looking blogs can turn out to be a culprit that you must try to stay away from. These can be personal blogs or belong to bogus organizations. As the following descriptions for … Continue Reading »



Why Otherwise Smart Folks Fall For Nigerian Scam

Wed Mar 7, 2012, 2:00 am | Leave Comment

The term scam or fraud commonly includes activities such as theft, embezzlement, money laundering, bribery and extortion. Fraud essentially involves using deception to dishonestly make a personal gain for oneself and/or create a loss for another. Fraud can mean many things and result from many varied relationships between offenders and victims. Because of the commonly … Continue Reading »



Don’t Buy The So-Called Official Deed Copies

Thu Mar 1, 2012, 2:00 am | Leave Comment

Recently, I received a letter from National Deed Service Inc., in US Postal Service mail. The name has National word in it so I thought, probably, it was an official letter from the state where I live in. I usually get mail in the evening, our neighborhood being the last leg on the route. The … Continue Reading »



Beware of IRS Specified Dirty Dozen Tax Scams

Mon Feb 20, 2012, 2:00 am | Leave Comment

It’s that time of the year again when we as good citizens have to file our tax returns. And it’s that time of the year when zombies and scums – expert in tax scam – come out in daylight and at night to do what they do best – to scam you out of your … Continue Reading »



What’s It With Securities Fraud – New American Dream

Mon Feb 13, 2012, 2:00 am | Leave Comment

It has been stated millions of times that American dream at a minimum consists of being able to buy a home and a car. That was mantra right after the big war – in the 1950s, 60s, 70s and probably 80s as well. A three-bedroom ranch – no basement – was almost the standard. Chevy … Continue Reading »



Beware Of Sexually Transmitted Debt

Mon Feb 6, 2012, 2:00 am | Leave Comment

There have been situations that one partner in a relationship has controlled over the others finances whether that may be bank accounts, credit cards, or mortgage loan. Sometimes it’s adults controlling accounts of their retired parents. Some humans have been known to be greedy by nature. They believe what’s mine is mine, what’s yours is … Continue Reading »



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