Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

Do not regret growing older. It is a privilege denied to many - Unknown.

Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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Protect Yourself From A Financial Rat Before You Smell One

Friday, May 29, 2020, 6:00 AM | Leave Comment

According to Ken Fisher, yes you can protect yourself from a financial rat before you smell one. I read this book except only the last few pages, but I would finish it soon. He claims you can protect yourself from Ponzi scheme like that of Bernie Madoff. Ken describes in detail and says that scams […]



How to Spot a Scam Broker?

Tuesday, December 24, 2019, 6:00 AM | Leave Comment

Although online trading has been around for years, many people still don’t seem to be able to overcome the fear of allocating their money to an account dedicated to that sort of activity. It’s understandable, really, because if you don’t know what you’re doing there IS a chance you come across some scam broker and […]



5 Things You Can Do To Protect Yourself from Scams

Saturday, August 17, 2019, 6:00 AM | Leave Comment

It seems that there is always news about the latest scam and the people who fell victim to it. From callers posing as the IRS to student loan forgiveness programs gathering a victim’s financial data and then disappearing with it, there are countless scams to worry about it. Luckily, there are a number of simple […]



3 Revolutionary Inventions that Failed Miserably

Tuesday, June 25, 2019, 6:00 PM | Leave Comment

Ask anyone what it takes to create a successful business and they’ll tell you that the first thing you need is a unique product. If you have a revolutionary product that defines a generation, even better—your company can’t possibly fail. But while a unique product does provide a solid foundation, one on which many billion-dollar […]



Choosing a Charity? 4 Ways to Slip Past Swindlers

Saturday, February 9, 2019, 6:00 AM | Leave Comment

Having the financial stability that allows you to donate to a charity is a wonderful thing. No matter what your motivations for donating are, it’s important to know who you’re donating money to and what they’re going to do with your donation. Unfortunately, a lot of organizations are eager to exploit those good intentions in […]



Avoiding Identity Theft During Tax Season

Friday, March 2, 2018, 6:00 AM | Leave Comment

It’s unlikely for the thief who aims to steal an identity to pay their victim’s taxes. Their usual agenda is to heist the tax return, and it’s becoming more prevalent with each year. A consumer alert from the IRS reported a 400 percent increase in online phishing and malware attacks during the 2016 U.S. tax […]



Facebook Scams to Avoid

Tuesday, August 23, 2016, 6:00 AM | Leave Comment

There are so many scams on Facebook today, each more enticing than the last. Some offer free products while others have compelling clickbait titles. The best thing that you can do to protect yourself against Facebook scams is to educate yourself. Read on to learn the types of scams, how to identify a scam, what […]



5 Ways to Spot a Ponzi Scheme & Protect Yourself Against It

Saturday, October 31, 2015, 6:00 AM | Leave Comment

In the early 1920’s, an ambitious Italian immigrant was taking over the investment world from his modest office in Boston. He was investing other people’s money and earning returns no one had ever thought possible. The promise was simple – cash today for a 50% assured return in 45 days or a 100% return in […]



Scammers Are Adopting New Business Model

Wednesday, March 11, 2015, 6:00 AM | Leave Comment

Scammers are adopting a new business model for an old rip-off, collecting cash with bogus lotteries and nonexistent sweepstakes. These are tough times for everyone and most affected folks are vulnerable to make some money. These are the folks who fall for such scams head over heels to rake in cash. But the scammers are […]



Beware Of Free Trial Offers

Monday, January 5, 2015, 6:00 AM | Leave Comment

We all like free trial samples, don’t we? You probably have seen them in warehouse kind of clubs or just your local supermarket that you visit on a regular basis. More often than not, these “free” items come with hidden catches, later turning into some good chunk of your hard-earned income. The Better Business Bureau […]