Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

Do not regret growing older. It is a privilege denied to many - Unknown.

Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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How Many Funds Should You Own?

Thursday, July 22, 2010, 6:00 AM | Leave Comment

I haven’t the foggiest idea. Experts mention a simple formula that you can follow. How much money do you have and how much of that money are you willing to invest in mutual funds? See how simple it is. You don’t have to watch CNBC and other such shit “no more.” By the way I […]



How To Invest Fee-Free

Wednesday, July 21, 2010, 5:12 AM | 1 Comment

Before you start investing, reduce and minimize your high-cost debt obligations first. It should not make sense to invest while your credit card continuously collect high interest. That debt has definite loss of cash attached with it in the form of your partial income going to the credit card companies. In contrast, investing can potentially […]



Two Sections In Mutual Funds Prospectus Are Must Read

Saturday, July 17, 2010, 6:25 AM | Leave Comment

As we all know investing in equity mutual funds is a lot safer then investing in individual stocks. As a result, over the decades, investors have been pouring money into mutual funds. It’s your hard-earned money. You must know about the funds you are investing in. That’s how you can make sure a fund is […]



Understand What Type Of Investor You Are

Friday, July 16, 2010, 2:34 AM | Leave Comment

We all want the biggest return – whatever that means – on our investments. If you want 30%, 40% or 50% return on your investments – those were the good old days, don’t you think so? -, then you must be prepared for potential losses of the same magnitude. However, a wise man once said: […]



Investing In Mutual Fund Safer Than Individual Stock

Monday, July 5, 2010, 12:22 AM | 5 Comments

Let’s face it. Among all the industrialized nations, Americans have the hardest time when it comes to saving , though recently their saving rate has increased exponentially to 5% from a measly less than 1% a year ago. But compared to others, it’s still not enough. When they don’t save enough, they don’t invest enough. […]



Tips How To Follow Advice Of Master Investors

Sunday, June 27, 2010, 1:27 AM | Leave Comment

In any kind of economy, there are investors that do better than others in stock market. There are those who, in the industry, are known as master investors. Of course, not all master investors are right when they invest or advise folks where to invest. It’s a difficult profession to say the least. Some of […]



Tips To Invest $50 A Month

Thursday, June 24, 2010, 2:39 AM | 1 Comment

I know these are hard times but most of us can save at least $50 a month sometimes just only by not munching on snacks from vending machines. Some of us, especially the younger ones, can save money by skipping to buy one video game a month. That could easily save you $50 a month […]



Tips For Successful Investing

Wednesday, June 23, 2010, 12:20 AM | Leave Comment

No matter how the economy is behaving – recessionary or booming – following certain basics will improve your performance when investing. Also, it does not matter what your circumstances are and how much you are able to invest, as long as you keep investing consistently. It will eventually provide you with a more comfortable and […]



Interest Income From Cash Hardly Moves Needle Anymore

Wednesday, June 2, 2010, 2:24 AM | 1 Comment

Interest income from investing cash in Certificate of Deposit (CD) or Money Market (MM) funds is hard to come by in this recessionary economy. If you can gain a percent or two, you will be the darling of your family or perhaps the entire neighborhood. But that does not mean you should oppose or resist […]



Tips To Reduce The Number Of Brokerage Accounts

Thursday, May 13, 2010, 12:10 AM | 12 Comments

Most people are very busy in their personal and professional life, at least they pretend to be in which case procrastination comes in the forefront of their financial life. For whatever reason, you seem to be busy. You can’t handle your family’s finances especially investments. I am sure you realize the importance of more saving, […]