Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

Do not regret growing older. It is a privilege denied to many - Unknown.

Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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Understand What Type Of Investor You Are

Friday, July 16, 2010, 2:34 AM | Leave Comment

We all want the biggest return – whatever that means – on our investments. If you want 30%, 40% or 50% return on your investments – those were the good old days, don’t you think so? -, then you must be prepared for potential losses of the same magnitude. However, a wise man once said: […]



Investing In Mutual Fund Safer Than Individual Stock

Monday, July 5, 2010, 12:22 AM | 5 Comments

Let’s face it. Among all the industrialized nations, Americans have the hardest time when it comes to saving , though recently their saving rate has increased exponentially to 5% from a measly less than 1% a year ago. But compared to others, it’s still not enough. When they don’t save enough, they don’t invest enough. […]



Tips How To Follow Advice Of Master Investors

Sunday, June 27, 2010, 1:27 AM | Leave Comment

In any kind of economy, there are investors that do better than others in stock market. There are those who, in the industry, are known as master investors. Of course, not all master investors are right when they invest or advise folks where to invest. It’s a difficult profession to say the least. Some of […]



Tips To Invest $50 A Month

Thursday, June 24, 2010, 2:39 AM | 1 Comment

I know these are hard times but most of us can save at least $50 a month sometimes just only by not munching on snacks from vending machines. Some of us, especially the younger ones, can save money by skipping to buy one video game a month. That could easily save you $50 a month […]



Tips For Successful Investing

Wednesday, June 23, 2010, 12:20 AM | Leave Comment

No matter how the economy is behaving – recessionary or booming – following certain basics will improve your performance when investing. Also, it does not matter what your circumstances are and how much you are able to invest, as long as you keep investing consistently. It will eventually provide you with a more comfortable and […]



Interest Income From Cash Hardly Moves Needle Anymore

Wednesday, June 2, 2010, 2:24 AM | 1 Comment

Interest income from investing cash in Certificate of Deposit (CD) or Money Market (MM) funds is hard to come by in this recessionary economy. If you can gain a percent or two, you will be the darling of your family or perhaps the entire neighborhood. But that does not mean you should oppose or resist […]



Tips To Reduce The Number Of Brokerage Accounts

Thursday, May 13, 2010, 12:10 AM | 12 Comments

Most people are very busy in their personal and professional life, at least they pretend to be in which case procrastination comes in the forefront of their financial life. For whatever reason, you seem to be busy. You can’t handle your family’s finances especially investments. I am sure you realize the importance of more saving, […]



Stock Market’s Wild Swing Took An Episode From Twilight Zone

Sunday, May 9, 2010, 12:05 AM | 2 Comments

Since Thursday, May 6, like so many others I have read articles about what caused Stock Market’s Wild Swing. Some have compared it with an episode of Rod Serling’s The Twilight Zone who once said “Imagination… its limits are only those of the mind itself.” My post is about our imagination where there are no […]



Time To Analyze Year Old Bull Market For Performance

Friday, April 9, 2010, 12:30 AM | 2 Comments

More and more economists are optimistic that economy is on the up swing. However, they caution that it is in the initial stages showing signs of some improvement. The logical thinking is that economy is expanding and because of that Federal Reserve might raise its ultra-low policy interest rate – currently 0%-0.25% – by the […]



Strategies To Protect Your Portfolio Against Inflation

Wednesday, February 3, 2010, 5:16 AM | 2 Comments

Many experts suggest to not worry about inflation in the near future. But because certain events have recently taken place, there might be a chance of inflation creeping up in your financial life. The reason some experts give is two fold: 1) The rapid growth of the money supply from the U.S. Government into the […]