Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

Do not regret growing older. It is a privilege denied to many - Unknown.

Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

Finance Menu

Save Money With Coupons












Stock Market’s Wild Swing Took An Episode From Twilight Zone

Sunday, May 9, 2010, 12:05 AM | 2 Comments

Since Thursday, May 6, like so many others I have read articles about what caused Stock Market’s Wild Swing. Some have compared it with an episode of Rod Serling’s The Twilight Zone who once said “Imagination… its limits are only those of the mind itself.” My post is about our imagination where there are no […]

Time To Analyze Year Old Bull Market For Performance

Friday, April 9, 2010, 12:30 AM | 2 Comments

More and more economists are optimistic that economy is on the up swing. However, they caution that it is in the initial stages showing signs of some improvement. The logical thinking is that economy is expanding and because of that Federal Reserve might raise its ultra-low policy interest rate – currently 0%-0.25% – by the […]

Strategies To Protect Your Portfolio Against Inflation

Wednesday, February 3, 2010, 5:16 AM | 2 Comments

Many experts suggest to not worry about inflation in the near future. But because certain events have recently taken place, there might be a chance of inflation creeping up in your financial life. The reason some experts give is two fold: 1) The rapid growth of the money supply from the U.S. Government into the […]

Gold Has Gone Where No Precious Metal Has Ever Gone Before

Tuesday, November 10, 2009, 6:00 PM | Leave Comment

The price of gold briefly surpassed $1,100 an ounce on Friday, a record high – a new frontier for the yellow metal. That means it has gone where no precious metal has ever gone before. Gold is the king of the precious-metal jungle. It’s the lion of its own domain. [I wish I could say […]

Tips and resources for investing over the long term

Monday, October 26, 2009, 5:29 AM | Leave Comment

In these hard times, if you want to invest your hard-earned money, you better start educating yourself about the subject. You must be willing to put in some reading and understanding time, so that you are ready to invest perhaps in stocks, bonds, real estate. You must understand the market and how to put together […]

With fear of inflation, TIPS are in abundance

Wednesday, September 30, 2009, 10:00 AM | Leave Comment

In finance, the fear of inflation makes you change your investment strategies. One strategy can be to invest in exchange-traded funds – ETF – holding Treasury inflation-protected securities commonly know as TIPS. They are basically government-issued bonds. So far this year, investors have poured in more than $17 billion into funds that invest in TIPS. […]

What are Splits and Buybacks – an explanation

Tuesday, September 15, 2009, 10:21 AM | Leave Comment

A while back, I read online about a company’s stock being split and another had announced buybacks of its shares. Some financial experts had commented on that news without realizing to explain what these two terms actually mean. So I did some research and here is the description in simple terms what they mean. Stock […]

Designate Beneficiaries For Your Investment Accounts

Thursday, September 3, 2009, 6:00 AM | Leave Comment

You have worked hard all your life and have saved for retirement. You hope to lead a comfortable life in your retirement and you have accumulated a variety of assets. You have written out your WILL and have appointed a power of attorney to act on your behalf, your next task, should you decide to […]

A Will can protect and preserve your assets

Tuesday, September 1, 2009, 6:49 AM | Leave Comment

You can protect what you have – your assets – by naming beneficiaries, creating a will, and other estate-planning tasks. That means you would distribute it to the people and causes most important to you. A will is the most important tool to preserve your assets A will is one of the most important legal […]

Tips For Investing Strategy If You Have Plenty Of Savings

Thursday, July 9, 2009, 5:27 AM | Leave Comment

Savings is good. The more you save, the better it is for you and your family. If you can’t pay for something, don’t buy it. Your ultimate goal should be a comfortable retirement for yourself and college for the kids. Excerpts from the article on CNN The Aquinos live by a simple rule: “If we […]