Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

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Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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Four Kinds Of Investing You Can Look Into

Monday, December 20, 2010, 11:17 AM | Leave Comment

There are different kinds of investing. Each has a different purpose. Depending on what you want from your investment, you can follow one specific kind of investment or a combination thereof. Experts suggest to have a diversified portfolio that can accommodate your investment strategy for the long haul. Long-term investment is the way to go. […]

Convergence Of Computer, Internet And Phone

Monday, November 1, 2010, 7:55 AM | 2 Comments

Steve Jobs of Apple, Inc. once said “I want to put computer in everyone’s home.” That was almost 30 years ago. Today, the trend is to put a mobile device that combines features of a computer, Internet Access and phone in everyone’s pocket. You can then be able to do all those things and more […]

Is Forex A Legitimate Way To Earn Extra Income?

Friday, September 24, 2010, 12:42 PM | Leave Comment

In the last 5 years, internet marketing for trading currency in the foreign-exchange market has exploded. A quick Google search of “forex trading” will reveal an endless number of sales pitches promising anything from “Earn thousands of dollars a week working from home!” to “Turn $10k into over $1 million in a year!” Unfortunately, these […]

Investing And Fear Followed By Panic Don’t Mix

Monday, September 13, 2010, 11:34 AM | 1 Comment

As the old adage goes, “If you can’t stand the heat, stay out of the kitchen.” I think the legendary investor, Warren Buffett, has been quoted as saying “Fear of loss can disrupt sound investment strategies amid high volatility” or something to that effect. When you invest your hard-earned money, make sure you invest for […]

Tips To Identify Stock Market Phases

Monday, August 30, 2010, 8:38 AM | 7 Comments

In this post, we identify stock market four phases after we identify a typical economic cycle. If you have a job and are gainfully employed [more than 90% have jobs], you should save some money for investing. The equity stock market has proven to be, time and again, one of the best investments and has […]

Basics Of Investing Still Apply When Markets Are Down

Friday, August 27, 2010, 8:07 AM | 17 Comments

Have a long-term strategy whether the markets are down or up. The markets get to be on the rise when investors keep buying into it, and is termed a bull market. When they start selling – for a variety of reasons, mostly due to panic – the markets start coming down, and is termed a […]

Tips What To Review In Your Mutual Fund Portfolio

Monday, July 26, 2010, 10:33 AM | Leave Comment

Whatever investment in mutual funds you have made, you should review your portfolio every so often. That way you know the funds are on track getting you a good return. Financial experts typically urge investors to review their mutual fund portfolio annually. The problem is many investors don’t know what to look for and what […]

How Many Funds Should You Own?

Thursday, July 22, 2010, 6:00 AM | Leave Comment

I haven’t the foggiest idea. Experts mention a simple formula that you can follow. How much money do you have and how much of that money are you willing to invest in mutual funds? See how simple it is. You don’t have to watch CNBC and other such shit “no more.” By the way I […]

How To Invest Fee-Free

Wednesday, July 21, 2010, 5:12 AM | 1 Comment

Before you start investing, reduce and minimize your high-cost debt obligations first. It should not make sense to invest while your credit card continuously collect high interest. That debt has definite loss of cash attached with it in the form of your partial income going to the credit card companies. In contrast, investing can potentially […]

Two Sections In Mutual Funds Prospectus Are Must Read

Saturday, July 17, 2010, 6:25 AM | Leave Comment

As we all know investing in equity mutual funds is a lot safer then investing in individual stocks. As a result, over the decades, investors have been pouring money into mutual funds. It’s your hard-earned money. You must know about the funds you are investing in. That’s how you can make sure a fund is […]