Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

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Americans Seem To Be Wasteful Nation

Sat Apr 14, 2012, 2:00 am | 1 Comment

People in the under-developed countries are dying of hunger whereas Americans have been known to not get tired wasting tons of food on a daily basis. The mentality of many folks is that they would rather eat a spoonful of peanut butter than eat leftovers. But the larger question should be: “Why should anyone bother … Continue Reading »



Stay On The Job And Defer Non Essential Spending

Fri Mar 30, 2012, 2:00 am | Leave Comment

Many experts say the U.S. economy is on a definite rebound. Unemployment rate has come down. Many folks, once they hit 62 and can claim reduced Social Security benefits, sometimes quit impulsively, even when they had planned to work longer. I started collecting social security last year when I was 63. I had no choice … Continue Reading »



FTC Settled With Debt Collector Asset Acceptance

Tue Jan 31, 2012, 2:00 am | Leave Comment

Media reports that one of the biggest debt collectors in the land of the free settled for the amount of $2.5 million with the Federal Trade Commission. Asset Acceptance committed deception and outright lied to the American public. FTC said on January 30, 2012 that Michigan-based Asset Acceptance agreed to the penalty and to changes … Continue Reading »



Americans Are Worried About Their Future

Thu May 19, 2011, 2:00 am | 1 Comment

A volatile stock market, falling property values, rising prices, mounting unemployment and credit crunch have shaken even the most indifferent Americans. Many wonder if their nest eggs are safe, how to stretch their budgets as health costs rise, and whether they should delay retirement and keep on working – or for some, may be return … Continue Reading »



Shame On Mortgage Lenders For Shameful Foreclosures

Wed Apr 20, 2011, 2:00 am | Leave Comment

Last week on Wednesday, three of the Federal Government agencies – the Federal Reserve, Office of Thrift Supervision and Office of the Comptroller of the Currency – ordered 16 of the nation’s largest mortgage lenders to reimburse homeowners who were improperly foreclosed upon. Media report that the government has also directed the financial firms to … Continue Reading »



Congress Must Wake Up And Smell The Taxes

Wed Apr 6, 2011, 2:00 am | 2 Comments

Lately, media have been abuzz about some corporation paying very little or no taxes at all. The burden of running the country financially seems to have fallen on ordinary folks in the American landscape of taxpayers. There are two distinct entities in the IRS arsenal of collecting taxes. Over many decades, especially the last one, … Continue Reading »



Seems President Has No Authority To Say No To Torture

Mon Mar 7, 2011, 4:13 am | Leave Comment

The last few days, news is flying around the Internet that Bradley Manning has been treated as if he is a member of the nudist colony. That would be okay if he was a member of his free will. But news has it that his is forced nudity and it occurs everyday of his existence. … Continue Reading »



World Economy Caters To The Rich

Sat Mar 5, 2011, 1:02 am | Leave Comment

World economy caters to the rich. The poor is unable to even see the ladder to take the first step up. They have no strength left in them. They were born poor and they will die poor. They seem to have given up. Every country in the world seems to make laws to get the … Continue Reading »



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