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The Guy Quit a Bad Drug Habit Known as Money

Tuesday, January 29, 2013, AM | 2 Comments

Most average Americans are swimming in the swamps of credit-card debt, clinging to a mortgage, terrified that they are next in the unemployment line of the next downsizing at the office. There is one exception: Daniel Suelo lives in a cave. He isn’t worried about the worst recession and what the current unemployment rate is. […]



Rate Cut Fuels Debate over Economic Outlook

Thursday, January 17, 2013, AM | Leave Comment

The beginning of this month saw the national cash rate cut to 3% by the central bank as it dropped to its lowest level since the global financial crisis. The slowdown experienced by the mining sector has also been significant owing to the pressures from the Chinese market. The Australian Reserve Bank governor has provided […]



What’s It With Debt Collector – Berating Disabled Veteran

Wednesday, October 17, 2012, AM | 1 Comment

Everyone gets angry once in a while but when debt collectors get angry, they get angry like crazy. All hell breaks loose. They can say anything they want even though the recent law (that will be the day when it’s enforced completely) is supposed to protect all the remaining humans in the U.S. I am […]



Average Americans Have Lost Appetite For Financial Risk

Saturday, October 6, 2012, AM | Leave Comment

According to Federal Reserve, Average Americans saved nearly 5 percent of their take home pay in the spring of 2012. That brings the total amount saved to $6.9 trillion. That’s a huge number even on American standard. The Feds inform us that it is the highest level recorded since the Federal Reserve started (in 1945) […]



What’s It With Federal Regulators – Overdraft Fees Rising

Monday, June 11, 2012, AM | Leave Comment

Under the nose of Federal regulators and in bright daylight in front of the American people, many banks are shamelessly increasing the already high overdraft fees. Will there ever be an end to it? Whatever happened to the Consumer Financial Protection Bureau (CFPB) – the so-called watch dog? CFPB is supposed to be looking out […]



Americans Seem To Be Wasteful Nation

Saturday, April 14, 2012, AM | 3 Comments

People in the under-developed countries are dying of hunger whereas Americans have been known to not get tired wasting tons of food on a daily basis. The mentality of many folks is that they would rather eat a spoonful of peanut butter than eat leftovers. But the larger question should be: “Why should anyone bother […]



Stay On The Job And Defer Non Essential Spending

Friday, March 30, 2012, AM | Leave Comment

Many experts say the U.S. economy is on a definite rebound. Unemployment rate has come down. Many folks, once they hit 62 and can claim reduced Social Security benefits, sometimes quit impulsively, even when they had planned to work longer. I started collecting social security last year when I was 63. I had no choice […]



FTC Settled With Debt Collector Asset Acceptance

Tuesday, January 31, 2012, AM | Leave Comment

Media reports that one of the biggest debt collectors in the land of the free settled for the amount of $2.5 million with the Federal Trade Commission. Asset Acceptance committed deception and outright lied to the American public. FTC said on January 30, 2012 that Michigan-based Asset Acceptance agreed to the penalty and to changes […]



Americans Are Worried About Their Future

Thursday, May 19, 2011, AM | 1 Comment

A volatile stock market, falling property values, rising prices, mounting unemployment and credit crunch have shaken even the most indifferent Americans. Many wonder if their nest eggs are safe, how to stretch their budgets as health costs rise, and whether they should delay retirement and keep on working – or for some, may be return […]



Shame On Mortgage Lenders For Shameful Foreclosures

Wednesday, April 20, 2011, AM | Leave Comment

Last week on Wednesday, three of the Federal Government agencies – the Federal Reserve, Office of Thrift Supervision and Office of the Comptroller of the Currency – ordered 16 of the nation’s largest mortgage lenders to reimburse homeowners who were improperly foreclosed upon. Media report that the government has also directed the financial firms to […]



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