Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

Do not regret growing older. It is a privilege denied to many - Unknown.

Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

Finance Menu

Save Money With Coupons












Retirement Is Expensive But You Must Pay For It Now

Thursday, August 27, 2015, 6:00 AM | Leave Comment

When I was younger, I did not think too much about retirement. The companies that I worked for did have pension plan. To be eligible for getting pension, I had to work for a company at least 10 years. I never worked for more than 4 years in any company I worked for. I always […]

Strategies For Creating Lifelong Stream Of Income

Monday, August 3, 2015, 6:00 AM | Leave Comment

If you are at retirement age and you quit working, how much could you take from your retirement savings each month to meet your personal and family goals of living comfortably? You have your monthly social security check, perhaps your pension, annuity, and equity investments if any in the form of dividend income. Add up […]

The Real Costs of Retirement and What to Watch for in Your Budget

Saturday, June 27, 2015, 6:00 AM | Leave Comment

Planning for retirement has become a more complex process than ever before. Increased medical costs, cuts in pensions, and higher prices for ordinary goods require those approaching the age of retirement do a careful assessment of their needs are and will be. It’s important to create a budget that serves both basic needs, as well […]

Baby Boomers Have No Intention To Retire

Monday, June 22, 2015, 6:00 AM | Leave Comment

All surveys made available to the public indicate that millions of baby boomers have no intention to retire. On Jan 1, 2011, the first of the 65 years old baby turned 65. Up until a couple of decades ago, folks could look forward to retirement – travel, spending time with grand kids, mortgage paid off, […]

7 Smart and Fun Investments to Make in Retirement

Thursday, June 18, 2015, 6:00 AM | Leave Comment

Most people do not equate investing with fun. It’s something that they do because they have to, especially if they want to be able to have a relatively comfortable life when they retire. But for many, investing for retirement seems more like a losing battle. This has led many individuals, especially those who have built […]

Investing In Your Future With A Gold IRA

Monday, June 8, 2015, 6:00 AM | 1 Comment

Everybody wants to have a secure future and live a comfortable life post retirement. In order to achieve this goal, one must make the right investments and save for one’s retirement. The economy will always be volatile, therefore it is up to you to make the right choice and choose an investment vehicle that will […]

Revisit Your Retirement Portfolio In Middle Of The Year

Wednesday, June 3, 2015, 6:00 PM | Leave Comment

Middle of the year is not too far away. We already know we need to stash away some amount of money for retirement while still years away from the more active life – be active in retirement. But what if you are already living in retirement or close to retirement. What can you do now […]

Tips To Remind Boosting Up Contribution For Retirement

Monday, June 1, 2015, 6:00 PM | Leave Comment

I have followed some finance experts who tell me to boost up contribution to my retirement account. They have been saying almost the same things since I turned 55. For some, it might seem ages ago and for others, probably yesterday. I just turned 65. You decide whether the following reminder applies to you or […]

Tips To Take Retirement Money As Lump Sum Or Annuity

Thursday, May 28, 2015, 6:00 AM | Leave Comment

This is probably an age-old question but keeps resurfacing in these hard times, whether to take your retirement money in lump sum or in the form of annuity in which case you get monthly payments. Experts agree on one thing and that is they would tell you it depends on your specific situation. In other […]

Retirement Must Be One Of Your Biggest Financial Goals

Wednesday, May 27, 2015, 6:00 AM | Leave Comment

Like the saying goes, when the going gets tough, the tough saves more for retirement. When the financial markets get tough, people who save for retirement have to be even tougher. The market, no doubt, is extremely volatile. You, as an investor, would be tempted to cut back on your saving. Please don’t. If you […]