Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

Do not regret growing older. It is a privilege denied to many - Unknown.

Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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Tips for Making Your Retirement Easier to Manage

Saturday, January 30, 2016, 6:00 PM | 2 Comments

Making a successful retirement is so much easier when you decide to prepare for it way in advance. There are several ways you can make sure your retirement goes smoothly. The key is to invest your time and money on the right strategies that will change your life for the better. Invest in Your Retirement […]

3 Things to Check Up On When Evaluating Your State Pension

Saturday, January 23, 2016, 6:00 AM | Leave Comment

The State pension system is important to understand for all UK residents, and for people thinking about emigrating to the UK on a permanent basis. Similar to programs like Social Security in the United States, the UK pension system pays taxpayers a weekly stipend of up to more than 100 pounds, following their annual contributions […]

Common Expenses that Can Crop Up During Your Retirement Years

Monday, January 18, 2016, 6:00 AM | 2 Comments

Planning your finances for retirement can take a considerable amount of thought and adjustment to ensure you live the life you always had in mind for these years. However, a number of surprise expenses often crop up which can derail all your carefully-made plans. Here are just a few of the expenses that commonly occur […]

Six Retirement Expenses You Probably Haven’t Planned On

Friday, January 15, 2016, 12:00 PM | Leave Comment

If you’re like most, you probably give a great deal of thought to planning for a comfortable retirement and later life. However, many retirees find they failed to factor in a number of expenses that can throw off their calculations significantly. Here are a few you may not have considered and how to properly plan […]

4 Major Financial Tactics to Consider Before You Retire

Tuesday, December 29, 2015, 6:00 AM | Leave Comment

Retirement today is not what it used to be. Many people heading into their golden years end up being forced out of retirement to make ends meet. Even with the prospect of working well beyond retirement age, these people find that it is still difficult to cover all of their living costs. If only they […]

Retirement Income – Know How the Different Heads are Taxed

Friday, December 11, 2015, 6:00 AM | Leave Comment

Working in old age can be a very difficult proposition and one needs to save enough money that can allow him/her to live life peacefully. Retirement planning is one of the most significant tools, using which one can improve their savings for the future and stay protected from various contingencies. However, one of the significant […]

Retirement Is Expensive But You Must Pay For It Now

Thursday, August 27, 2015, 6:00 AM | Leave Comment

When I was younger, I did not think too much about retirement. The companies that I worked for did have pension plan. To be eligible for getting pension, I had to work for a company at least 10 years. I never worked for more than 4 years in any company I worked for. I always […]

Strategies For Creating Lifelong Stream Of Income

Monday, August 3, 2015, 6:00 AM | Leave Comment

If you are at retirement age and you quit working, how much could you take from your retirement savings each month to meet your personal and family goals of living comfortably? You have your monthly social security check, perhaps your pension, annuity, and equity investments if any in the form of dividend income. Add up […]

The Real Costs of Retirement and What to Watch for in Your Budget

Saturday, June 27, 2015, 6:00 AM | Leave Comment

Planning for retirement has become a more complex process than ever before. Increased medical costs, cuts in pensions, and higher prices for ordinary goods require those approaching the age of retirement do a careful assessment of their needs are and will be. It’s important to create a budget that serves both basic needs, as well […]

Baby Boomers Have No Intention To Retire

Monday, June 22, 2015, 6:00 AM | Leave Comment

All surveys made available to the public indicate that millions of baby boomers have no intention to retire. On Jan 1, 2011, the first of the 65 years old baby turned 65. Up until a couple of decades ago, folks could look forward to retirement – travel, spending time with grand kids, mortgage paid off, […]