Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

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Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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7 Basic Car Maintenance Tips That Will Save You Money in the Long Run

Thursday, May 25, 2017, AM | Leave Comment

Basic car maintenance done on a routine basis is one of the most important factors in ensuring the longevity of a vehicle and saving money in the long run. Doing these routine checks and chores will save drivers in the long run from complicated damage and expensive repairs, which can easily be avoided if driver. […]



Impossible to Budget? What It Takes to Have Financial Discipline

Wednesday, May 24, 2017, AM | Leave Comment

After your budget is created, it’s usually fairly easy to stick with as long as your income doesn’t change that much and there aren’t any added bills each month. However, there are times when an emergency might arise or you might see a decrease in the number of hours that you work during the week. […]



Summer Expenses: How to Save Money Monthly on Your AC Bill

Tuesday, May 23, 2017, PM | Leave Comment

During the summertime, air conditioning could be one of your biggest expenses. Fortunately, there are ways to lower your energy costs without sacrificing your comfort. These four tips will help you to manage your air conditioning costs while enjoying the comforts of home. Use a Programmable Thermostat A programmable thermostat is an easy way to […]



Why a Fixed Deposit is the Perfect Avenue to Park Funds for an Emergency?

Monday, May 15, 2017, AM | Leave Comment

We’ve all had that element of surprise when we thought that the future was too distant until our circumstances bridged that gap sooner than we had expected. In the matter of finances, we often wrongly assume that we’ve planned for every emergency. However, in times of need an FD can help in a way few […]



6 Tips on How to Save Money When Moving to a New Home

Saturday, May 13, 2017, AM | Leave Comment

Moving into a new home is exciting but at the same time stressful, not to mention costly. If you’ve bought or rented a new house, it’s only natural that you’ll want to save some money for your future; after all, there is adjusting period ahead and you’ll want to have some money left when you […]



How Can Businesses Save Money on Heating and Cooling Costs?

Friday, May 12, 2017, AM | Leave Comment

Your heating and cooling costs can end up eating into your company’s profits and cost you thousands of dollars a year. That is why it is so important for business owners to constantly look for ways they can make their offices and warehouses as efficient as possible. With a few minor changes and upgrades, you […]



5 Tips for Negotiating a Car Trade-In

Wednesday, May 10, 2017, AM | Leave Comment

A car trade-in can be a great way to pay for the upfront costs of getting a new car. It is important to be prepared so you can get the best deal possible on your trade-in. Those who come prepared to the dealership will be able to reap the full value of their car with […]



4 Ways To Upgrade Your Car Without Breaking The Bank

Tuesday, May 9, 2017, AM | Leave Comment

Drivers typically upgrade different areas of “standard” new and used cars that have few high-quality features or older cars that need repairs. Whatever your situation, you can upgrade your car easily without going into debt. Consider the following budget-friendly solutions in four common upgrade areas: Wipers Standard rubber windshield wipers fail to last long with […]



All-Season: How To Make A Versatile Wardrobe That Works Year-Round

Thursday, May 4, 2017, AM | 1 Comment

Today, there is a greater focus than ever before on downsizing and minimizing. One of the many things people are downsizing and minimizing is their wardrobes. Some even go so far as to limit their entire wardrobe to 100 pieces or less. Downsizing your wardrobe, however, also means ensuring that you have what you need […]



How to Plan an Unforgettable Trip to Europe without Going Broke

Tuesday, May 2, 2017, AM | Leave Comment

Europe is as magical as ever and no amount of global recession can change the fact that it remains a top tourist destination. Although traveling to Europe is now cheaper, you still need to have a thrifty plan in place to avoid going overboard on your budget. Here’s what to consider before booking your stay […]



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