Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

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Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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Thrifty Is The Latest Back-To-School Trend

Mon Aug 3, 2009, 7:05 am | Leave Comment

There is an article in The Baltimore Sun by Mae Anderson The Associated Press August 3, 2009. Excerpts from the article Stores are doing more than ever to win business this back-to-school season — lengthening it; focusing on more T-shirts, lower-priced jeans and other basics; and promoting 50-cent boxes of pens and outright giveaways to … Continue Reading »



Be Aware Of Financial Leaks

Fri Jul 31, 2009, 8:34 am | Leave Comment

Almost everyone has money leaks or spending holes. You must have occasional feelings – especially at the end of the month – that there was a black hole and it sucked in all your income for the month. Well! if you change your mindset and your spending lifestyle, you might or rather will be able … Continue Reading »



Saving Money Is Not As Easy As Some Gurus Preach

Tue Jul 21, 2009, 5:28 am | Leave Comment

With all those bills and the necessities of everyday life, how on earth are you able to save? And look at your paycheck with all those taxes – Federal, State, Social Security, Medicare – what do you get, what do you take home? Nothing much. And when you get home, how in God’s name can … Continue Reading »



Can You Really Save On Gas?

Fri Jun 26, 2009, 5:41 am | 2 Comments

Definitely, according to Energy Information Administration (EIA), you sure can. Prices have been on the rise steadily since it bottomed out late last year. In Tysons Corner, VA, one gas station I went to was selling gas for less than $1.55 a gallon. The experts tell us that the reason for the increase in price … Continue Reading »



Save Money By Carrying Cash In Large Denominations

Wed May 20, 2009, 5:27 am | Leave Comment

As the Mexican folk saying goes: “You should take care of small, loose bills as large bills take care of themselves.” According to a new study to be published in the Journal of Consumer Research, shoppers are less likely to spend their dough if they are carrying cash in large denominations. This so-called denomination effect … Continue Reading »



Buying A Safe Car Saves You Money

Mon May 18, 2009, 6:00 am | Leave Comment

If you are like most people shopping for a new car, safety should rank high among things you are looking for. Every new car must meet certain federal safety standards, but that doesn’t mean that all cars are equally safe. There are still important safety differences, and some vehicles are safer than others. Many automakers … Continue Reading »



Tips To Change Mindset About Saving And Spending

Mon May 11, 2009, 7:57 am | Leave Comment

Can you really get rid of debt? I mean totally avoid it. No, I don’t think so. You can control it if you try, but in this modern Western World, I don’t see any way to totally avoid it. Debt can be good. Debt can be bad. Good debt can be your livelihood. You can … Continue Reading »



Preserving What You Have Saved After Layoff

Mon Mar 9, 2009, 6:53 am | Leave Comment

Since the start of the recession, more than 3 million people have lost their jobs, according to the Bureau of Labor Statistics. Are you one of them? If you are, then you ought to make decisions about your personal finances and the sooner the better. In addition to making decisions about your health and insurance … Continue Reading »



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