Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

Do not regret growing older. It is a privilege denied to many - Unknown.

Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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4 Tips for Building a Brand on a Budget

Tuesday, May 28, 2019, 6:00 PM | Leave Comment

The idea that you need a big budget to establish a business and to turn a profit is a misconception. This is true regardless of your niche and your goal. The simple fact is, there are always ways to drastically reduce your outgoings and to get that business off the ground for a fraction of […]

5 Easy Ways to Save Money Every Month

Tuesday, May 28, 2019, 6:00 AM | Leave Comment

The United States is a highly consumeristic society, and our ancestors would shudder if they saw how much the average citizen wastes on a daily basis. This waste is actually good for the economy, as it promotes more spending which ensures the economy continues to get a boost. However, it’s not good for the individual […]

20 Top Tips for Traveling on Budget

Wednesday, May 22, 2019, 6:00 AM | Leave Comment

Do you plan some trip in the near future? So many destinations are available, and you must decide where to go and how long to stay. At the same time, you need to plan your budget. Why not saving money and experience the same thing at a lower price? Here are the best tips to […]

10 Ways to Save Money in the Kitchen

Saturday, May 18, 2019, 6:00 AM | Leave Comment

Some people would consider the kitchen as the most important part of their home. While it has a lot of activity and importance, it also takes up a lot of energy and money. Kitchen remodels can be an expensive touch-up project for your home, but they provide value to the house and make the stomach […]

How to Prepare Your Budget for Big Purchases in Life

Wednesday, May 15, 2019, 6:00 AM | Leave Comment

When I was young, my father had a jar full of change. The idea of the change jar as a symbol for saving money has stuck with me ever since. As we age, the idea of the change jar expands into saving for loftier goals such as owning a house or car. Here are four […]

How to Budget Better & Handle Your Finances Maturely

Saturday, May 11, 2019, 6:00 AM | Leave Comment

Budgeting your debt and handling your finances can seem like a daunting task, but it isn’t impossible. There are, however, several steps you can take to begin your journey towards debt repayment, peace of mind, and financial success. Image courtesy of Unsplash Take the First Step The first step to creating a budget and sticking […]

Going from Single to Married: How to Budget as a Newlywed

Thursday, May 9, 2019, 6:00 AM | Leave Comment

Creating a budget is one of the first things you should consider doing after settling into your marriage. It will help you get on the same page with your spouse financially and set goals for the future. Knowing how much you’ll be spending on food, utilities, mortgage payments, and investments will also help you get […]

3 Ways to Save Money While Still in College

Monday, April 29, 2019, 6:00 AM | Leave Comment

Besides the purchase of a home, a college education is probably the second largest financial transaction you will make in your lifetime. Not only is tuition expensive, but figuring out how to survive while going to school poses several challenges. If your college savings plan is either non-existent or just barely covers tuition, there are […]

4 Types of Emergency Funds You Should Build up in Your Savings

Friday, April 26, 2019, 6:00 AM | Leave Comment

If you don’t have a savings account, you need to get started right away. Even if things are going well, a sudden disaster could strike out of nowhere and leave you financially drained. A rainy day fund is essential for everyone, regardless of earnings. These are four types of emergency funds you should build up […]

4 Forgotten Expenses to Include in Your Family Budget

Wednesday, April 24, 2019, 6:00 AM | Leave Comment

Calculating a budget is an essential part to maintaining your household without going broke. However, many families claim that they have tried a budget, but that it never really works for them. In almost all cases, this is because their budget doesn’t really account for all of their spending. Finance Charges You probably don’t consider […]