Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

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Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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Penny Pinchers: Six Unusual Ways You Can Save Money on Monthly Bills

Sunday, December 29, 2013, 1:00 AM | Leave Comment

There are many ways to save money on your living expenses such as switching to energy-efficient light bulbs and checking your home for air leaks, but there are a few unique ways that are easy to do and also help reduce monthly expenses. Here are six unusual suggestions. Bundle Packages You can reduce your communication […]

Top tips to help you refinance an auto loan

Sunday, December 22, 2013, 1:00 AM | 2 Comments

You may not realize it but refinancing can benefit you in many ways especially the ones for which you are required to pay a lower amount as interest. This holds true especially when refinancing an auto loan and eventually, it can be a more profitable venture as opposed to paying mortgage for your home. There […]

Five Frugal Tips For Furnishing Your Home

Tuesday, December 17, 2013, 1:00 AM | Leave Comment

Furnishing a home without breaking the budget can be challenging. Challenges are a wonderful way to remind yourself of just how creative you can be when necessary. The following five tips can help you with the process of furnishing your home in a frugal manner without compromising on style and individuality. Have a plan If […]

How to Make Owning a Family Pet More Affordable

Sunday, December 15, 2013, 1:00 AM | 5 Comments

Owning a pet can be an emotionally rewarding experience. Bringing an animal into the household may bring joy to children, parents, newlywed couples, and people who live alone. People who are ill or elderly can greatly benefit from the presence of a pet in the home.

Money Saving Moments: Family Savings to Take Advantage Of

Friday, December 13, 2013, 1:00 AM | Leave Comment

The current state of the American economy has required many families to reexamine the way their money is spent. While this task can seem daunting, and managing finances is anything but fun, finding new and creative ways to save money can bring families together, and alleviate the frustration and anxiety that accompanies money worries. Embrace […]

5 Big Tips For Savings In Holiday Shopping

Thursday, December 12, 2013, 1:00 AM | Leave Comment

Because of the rotten economy, you must be extremely careful in not blowing all your paycheck and bonuses, if any, on holiday shopping. Here are 5 big tips for savings when you shop for this year holidays. Remember to avoid incidental and impulse purchases. They add up in no time at all, without you even […]

Online Help: Four Ways The Internet Can Save Us Money

Wednesday, December 11, 2013, 1:00 AM | Leave Comment

Using the Internet is no longer limited to simple communication and browsing for information. Today, people all over the world use the Internet regularly to help with saving more money, especially when shopping online. Knowing how to put the Internet and it’s available resources to use when you want to save money is a great […]

Saving for the Unexpected: Financial Tips for the Home

Tuesday, December 10, 2013, 1:00 AM | Leave Comment

Savings can be hard to attain and building up a reserve of cash, assets, and investments does take time and effort. Regular attention to this task is recommended, especially if you plan to have a retirement portfolio. Setting aside time on your schedule makes sense. For example, perhaps you can set aside Saturday afternoon for […]

How to Save Money on Home Heating this Winter

Friday, December 6, 2013, 1:00 AM | 1 Comment

During the winter, a homeowner will spend a lot of money to heat the house. This is hard to avoid, especially in areas with long winters. In fact, a smart person living in a cold climate should take steps to lower his or her electric bill. With this in mind, here are four ways to […]

Seven Brilliant Tips For Saving Money And Cutting Costs

Wednesday, December 4, 2013, 1:00 AM | 1 Comment

New year is just around the corner. Are you gonna make any resolution for the new year? Is it going to be about your personal finances? Well! Any kind of resolution does not mean anything if you don’t follow it through. There are some habits – especially the way you were raised – that you […]