Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

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Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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Savings All Season: How to Hold onto More Cash This Winter

Saturday, September 27, 2014, 1:00 PM | Leave Comment

Saving money on heating during the winter must become a priority for you, your business, and your family. You can spend a great deal of cash trying to heat a large space, and you must make choices that will help your units run efficiently. Each choice you make from the list below will allow you […]



Losing Weight for Free: Cheap Ideas to Get in Shape at Home

Friday, September 26, 2014, 1:00 AM | Leave Comment

Weight loss success is often due to a blend of eating healthy foods, and getting a good amount of exercise. When you don’t have the money to join a gym, it’s hard to imagine you’ll ever be able to get the body you want. Fortunately, getting in shape doesn’t have to involve spending time at […]



7 Things You Should Know about Compound Interest

Thursday, September 25, 2014, 1:00 AM | 1 Comment

If you have heard that compounding interest can work in your favor to help you reach your investment and savings goals, you may be wondering exactly how it works. Whether you open an account with PenFinancial Credit Union or another financial institution, it is important that you understand more fully how compound interest works and […]



Saving Smarts: Affording Your Next Remodel and Repair

Tuesday, September 23, 2014, 1:00 AM | Leave Comment

Remodeling your home is an exciting prospect, but it is also a time consuming and expensive ordeal. To pay for the costs of the renovation, you want to save money, so you can afford to spruce up your home. When you are ready to start the project, there are several ways to save money while […]



Kid Costs: Most Expensive Budget Drains to Avoid

Monday, September 22, 2014, 1:00 AM | Leave Comment

By some estimates, it costs up to one million dollars to raise a child from birth to college graduation. This only becomes a more accurate prediction if inflation-adjusted dollars are used in the calculations.  Parents are starting to wonder if there isn’t a better way, and it turns out there just might be. A number […]



Best Budget Shopping Malls in Bahrain

Wednesday, September 17, 2014, 1:00 PM | Leave Comment

The Manama souk, based just outside of Bab Al Bahrain, would be the perfect 1st stop. The shops, starting from very small open-air stalls to help leading stores, are filled with many techniques from apparel to help electronic devices, cigarette smoking to help incense as well as older binoculars to help rare metal. The souk, […]



5 Creative Ways to Reduce Your Home Energy Costs

Thursday, September 11, 2014, 1:00 AM | 1 Comment

In a struggling economy, more people are looking to reduce the cost of common expenses and have more flexibility with their budget. Energy costs often fluctuate and can be manipulated to lower rates each month with simple changes made in the home. For those looking to reduce their energy usage, there are several ways to […]



Cut Your Doctor Bill By Being Skeptical

Tuesday, September 9, 2014, 1:00 AM | Leave Comment

Consider, if you will, visit to your doctor as if you are going into a business meeting. Most often, at the end of the day, that’s what it comes down to. Think not only of your health when you ask your doctor questions but your wallet as well. I have not heard of any doctor […]



Cut Your Hospital Bill By Being Skeptical

Thursday, September 4, 2014, 6:00 AM | 1 Comment

Medical bills from doctors and hospitals are two of the highest expenditures a family can potentially face in the United States of America, the richest country in the world. In any economic conditions, there has always been ways and means available to folks to be creative, to have ingenuity and just pure perseverance to reduce […]



6 Affordable Home Renovation Projects for the Weekend-Warrior

Wednesday, September 3, 2014, 1:00 AM | 32 Comments

When homeowners think of renovating their living space, they often imagine a large price tag tied to the process. Home improvement does not have to be time consuming or expensive. These six projects can be completed in a weekend for very little expense. Under-Cabinet Lighting Kitchen cabinets often cast deep shadows on spaces under the […]