Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

Do not regret growing older. It is a privilege denied to many - Unknown.

Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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Married or Divorced, Boost Your Income

Thursday, August 27, 2009, AM | 1 Comment

It’s hard to believe but every year retirees pass up to the tune of more than $10 billion in Social Security benefits. How does it happen? Because of the spousal benefits that a lot of folks don’t know about and so they don’t claim from the department. These benefits can increase your income and solve […]



Buy Generic And Save Without Sacrificing Quality

Monday, August 17, 2009, AM | 4 Comments

Buying generic will trim your bill on your everyday shopping. I always buy generic if it is available. Anything generic may not come in a pretty bottle or be as tasty as your favorite brands, but in many cases, the only thing that’s not premium about generics is the price. That’s because some generic brands […]



Thrifty Is The Latest Back-To-School Trend

Monday, August 3, 2009, AM | Leave Comment

There is an article in The Baltimore Sun by Mae Anderson The Associated Press August 3, 2009. Excerpts from the article Stores are doing more than ever to win business this back-to-school season — lengthening it; focusing on more T-shirts, lower-priced jeans and other basics; and promoting 50-cent boxes of pens and outright giveaways to […]



Can You Really Save On Gas?

Friday, June 26, 2009, AM | 16 Comments

Definitely, according to Energy Information Administration (EIA), you sure can. Prices have been on the rise steadily since it bottomed out late last year. In Tysons Corner, VA, one gas station I went to was selling gas for less than $1.55 a gallon. The experts tell us that the reason for the increase in price […]



Buying A Safe Car Saves You Money

Monday, May 18, 2009, AM | Leave Comment

If you are like most people shopping for a new car, safety should rank high among things you are looking for. Every new car must meet certain federal safety standards, but that doesn’t mean that all cars are equally safe. There are still important safety differences, and some vehicles are safer than others. Many automakers […]



Preserving What You Have Saved After Layoff

Monday, March 9, 2009, AM | Leave Comment

Since the start of the recession, more than 3 million people have lost their jobs, according to the Bureau of Labor Statistics. Are you one of them? If you are, then you ought to make decisions about your personal finances and the sooner the better. In addition to making decisions about your health and insurance […]



Big Changes In Consumer Buying Psychology

Thursday, March 5, 2009, AM | Leave Comment

American buyers have pulled back like rarely before. Friday’s government report on the economy showed that consumer spending fell at an annual rate of 4.3% in the fourth quarter from the third quarter. That came on top of a 3.8 % decline during the previous quarter, which itself was the biggest decline since 1980. Even […]



Tips To Save Money In 2009 And Beyond

Thursday, January 8, 2009, AM | 2 Comments

Did you make any resolution for the new year? Was it about your personal finances? Well! Any kind of resolution does not mean anything if you don’t follow it through. There are some habits – especially the way you were raised – that you don’t need resolution for. Read more…



Grocery Shopping For The Cost-Conscious

Tuesday, November 25, 2008, AM | 1 Comment

As I have stated in my previous posts, I came to the States in the seventies. I was born and raised in a very cost-conscious family, not only family but the small-town cost-conscious society as a whole. We had to be. We did not have the abundance of anything that Americans have enjoyed so wholeheartedly […]



Watch Movies For A Buck

Monday, November 17, 2008, PM | Leave Comment

You don’t have to rent movies from expensive joints. Movie night at home is a lot cheaper now. You can rent a movie tonight at these locations: Red Box You can rent a movie for a night at your local supermarket at Red Box kiosk for a buck. They have more than 8,000 vending machines […]





 

 

 

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