Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

Do not regret growing older. It is a privilege denied to many - Unknown.

Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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Challenge Of Living Within Financial Means

Monday, September 10, 2012, 2:00 AM | Leave Comment

Doing research to publish a post for my blog, I came across an old article in New York Times. It has a story of a couple who were facing the “challenge of living within one’s means“. It’s an interesting article about how the two lived outside their means. Believe it or not, between the two […]



How Can You Save on Your Fuel Expenses?

Thursday, August 23, 2012, 2:00 AM | Leave Comment

If sky high fuel prices are the major reason for your budget imbalance and you are tired of feeding a huge part of your income into your vehicle then you are right place. Unfortunately, it is true that we cannot escape fuel costs entirely, but there are some things which you can follow to cut […]



7 Quick Tips that will Save You Money on Your Smartphone Bill

Friday, August 10, 2012, 2:00 AM | Leave Comment

Staying in touch with the latest technology is great, but be sure to stay in touch with the best ways to save money as well. Bills are not the nicest of things to have to deal with so don’t let them be more than they should be! No one likes bills regardless of what they […]



Tips To Change Mindset About Saving And Spending

Saturday, July 28, 2012, 2:00 AM | 15 Comments

Americans loathe debt but still they are the first in the world to get into debt. The problem is many get stuck in debt and are unable to get out of it. They would definitely like to get rid of debt as fast as they got into it. But can you really get rid of […]



Make The Most From The Money You Already Earn

Tuesday, June 12, 2012, 2:00 AM | 1 Comment

Lately, some financial news suggest that many folks who were big spenders six months or a year ago have been managing their money more wisely. One well-known family financial counselor wrote, “Managing your money may well be the single most important thing you can do today for yourself and your family.” The United States is […]



Understand and Manage Money Better

Wednesday, June 6, 2012, 2:00 AM | 1 Comment

Money is something we always want. Many folks perhaps even love it. And why not? Money can give us the comfort in our lives. It pays our utility bills in hot and cold weather, monthly mortgage or rent, pays for all our food and wants and wishes. Without money, our lives would come to an […]



Women Are Increasingly Living Financially Independent But…

Friday, June 1, 2012, 2:00 AM | Leave Comment

Traditionally women have always depended on men for the family finances. However, since the later part of the 20th century, more and more women have been living independently so far as their finances are concerned. They quite efficiently manage their own personal and family finances. However, an overwhelming majority of women still lack enough knowledge […]



4 Tips To Make Mileage Awards Work For You

Friday, May 25, 2012, 2:00 AM | 2 Comments

If you noticed lately, the airlines have put more and more restrictions on frequent flyer programs. Travelers must be savvy about earning and using mileage awards. You can find ways to make the mileage awards work for you. You may have acquired some of those miles through travel. Many more of the mileage you may […]



6 Tips To Overcome Your Wallet Feeling Thin Syndrome

Tuesday, May 22, 2012, 2:00 AM | 1 Comment

In these tough times, you are not alone. We are all in this together. We have, hopefully, learned our lesson to avoid unnecessary spending during the most recent recession. We have to change our mindset so that we spend less and save more. Here are a few things you can do to protect your bottom […]



Follow Your Needs When Planning Monthly Expenditure

Saturday, May 12, 2012, 6:00 AM | Leave Comment

If you buy because you need something, then you don’t need to develop a budget for your income and expenses. Like following your next diet, budget can be followed for a month or two and then most folks stop following it. Before you get some fruits of your work budgeting, you have already quit following […]