Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

Do not regret growing older. It is a privilege denied to many - Unknown.

Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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Save Money By Avoiding Stinking Debt

Tuesday, February 21, 2012, 2:00 AM | Leave Comment

On this blog, we always think about personal finances – the good, the bad and the ugly. By avoiding certain things in your everyday life, will you be able to save money? I am watching TV right now and in one of the commercials, the advertiser says “the choice is your.” Is it really a […]



Participate Wholeheartedly In America Saves Week

Sunday, February 19, 2012, 2:00 AM | Leave Comment

This year, America Saves Week starts on Sunday Feb 19 and ends a week later on Sunday Feb 26. Federal Reserve Bank and other experts tell us that most Americans today are not saving enough for retirement, and most lower-income households do not have adequate emergency savings for unexpected expenditures. Folks with lower income live […]



5 Tips to Save Money on Entertainment and Still Have Fun

Saturday, February 11, 2012, 6:00 AM | Leave Comment

Because of the ongoing recession, the purchasing power of people has reduced significantly. People do not have as much money to spend on entertainment as they did before. Yet, life is boring without a little entertainment from time to time. It is possible to have fun without spending too much money if you know the […]



5 Financial Tips for New Moms

Wednesday, February 8, 2012, 2:00 AM | Leave Comment

Becoming a new parent and taking on a new role as a mother is quite exciting yet also overwhelming in some ways, especially if you know nothing about the subject matter. Though the experience should be regarded as a happy and positive one, there are still some aspects of being a new mom and taking […]



Create Balance Between Spending And Saving

Tuesday, January 17, 2012, 9:04 AM | Leave Comment

I am not a pessimist by nature and that could be one reason I ain’t got much for retirement as I would be 64 years old in April 2012. I always thought (maybe didn’t think) of retirement as something in the farthest corner of my future. Well! That future is upon me now. When I […]



How To Save More At Work In New Year

Monday, January 16, 2012, 2:00 AM | 5 Comments

We Americans like to save. These days it has become an almost pass-time for us. We look for coupons, discounts and many other venues to save money. However, there are other paths on this journey we can start embarking on where we can save even bigger. Many folks at work are either unaware that they […]



How To Save On Big Ticket Items

Saturday, January 14, 2012, 2:00 AM | 1 Comment

Many folks save coupons and look for discounts in all kinds of everyday life merchandise. We like to save, period. That’s Okay and dandy. We need to save as much as we possibly can. However, there may still be many folks who have shun to take advantage of the vast discounts that are available where […]



How to Manage Your Family Finances In The New Year

Thursday, January 12, 2012, 2:00 AM | Leave Comment

Every family needs to deliver under budget so by the end of the month you have some money left over. That’s your savings for the month. But when you have to oversee family members, heating system, cooling system, equipment and materials on a monthly (or sometimes more frequently) basis, how can you track the cost […]



Tips for Financing a Car the Smart Way

Thursday, December 15, 2011, 2:00 AM | 6 Comments

Automotive finance can be a dizzying prospect. There are so many different companies out there that offer auto financing, that you can never really tell which ones are above board, and which ones aren’t. The problem becomes even more pronounced when you factor in poor credit auto loans and car title loans. With such a […]



Moneysupermarket forecasts bill payer loss of £3.9 billion

Wednesday, November 30, 2011, 2:00 AM | 2 Comments

As the last of the ‘Big Six’ energy providers announces a price-increase, Moneysupermarket forecasts bill payer loss of £3.9 billion Having announced its price hike only last week, EDF Energy has emerged overall as the cheapest of the Big Six, with an increase of 15.4 per cent on its gas prices, and just 4.5 per […]