Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

Do not regret growing older. It is a privilege denied to many - Unknown.

Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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5 Major Financial Events To Plan For

Saturday, May 14, 2011, AM | Leave Comment

Every one of us has faced major events in our lives that may require some new initiatives and adjustments in our finances. Only folks that don’t care for their future and their offspring will avoid these fixes. Having said that, there are people who worry about today than tomorrow because they think they cannot afford […]



Online Banking Is Not Just ATM Anymore

Thursday, May 12, 2011, AM | Leave Comment

I remember back in 1981, I used ATM for the first time in the town I lived in. Most often, it would be down or it would incorrectly give me the balance in my checking and saving accounts. I always went to the bank ATM on Saturdays in the morning. I would go inside, ask […]



Pay Special Attention To Your Personal Finances

Saturday, April 16, 2011, AM | 2 Comments

These are extremely hard times. Unemployment continues to be high even though it’s a few notches lower than last year. Many are underemployed but they are working and waiting for better jobs. This is a good time as any to show how responsible you are in managing your personal finances. I have a few points […]



Future Cars Will Run By Burning Money

Monday, March 14, 2011, AM | 2 Comments

Getting information from all sorts of media everyday can be entertaining and depressing at the same time. Like millions and probably billions of folks, I read the news everyday. It’s a habit I developed when I was in high school. I thank the Internet that it gives us news almost instantaneously. I can be more […]



How To Be Successful In Your Personal Finances

Thursday, March 3, 2011, AM | 1 Comment

There are different ways to be successful in your personal finances. You don’t have to be too frugal in your financial life. For instance, some folks concentrate too much on coupons. Coupons in general are good and you can save some money. But many consumers use coupons for something they don’t absolutely need. They would […]



Make Saving As Your Investment Strategy

Tuesday, March 1, 2011, AM | 1 Comment

Make saving and investing as a strategy in your personal finances for the future. That way you can easily get out of bad debt that you may have accumulated over the years. You might find articles on some blogs that would have you believe that there is no difference between bad debt and good debt. […]



Pay Close Attention To Notices From Your Bank

Tuesday, January 25, 2011, AM | 2 Comments

In most banks, free checking seems to be a thing of the past. On top of that, if you use another bank’s ATM, you will be charged more than previously you could ever imagine. If customers put a stop on their check for some reason, they would see an increase in fees. The fees may […]



Manufacturers Use Psychology To Get You Pay For Grocery

Friday, January 21, 2011, AM | 2 Comments

Yesterday I went to the local supermarket to buy some groceries, some fresh vegetables, some frozen and a couple of store-brand packages of frozen pizza. In my family, living in New England, we keep a couple of pizza and a couple of cans of soup just in case we are snowed in and stay inside […]



Complain 4 Dollar Gas Price But Not 5 Dollar Cup Coffee

Thursday, January 20, 2011, PM | 3 Comments

Folks who have problems with handling their personal finances complain about the rising prices at the gas stations. In my town today it was $3.10 a gallon. Experts predict gas prices might surpass the 4 dollar mark pretty soon. In the nation’s downtown areas, it may already be close to four dollars a gallon. However, […]



Saving On Gas As A Nation May Lower Its Price

Monday, December 20, 2010, AM | Leave Comment

If everyone or the majority began to take steps as a nation, there are some definite ways to save money not only on gas but perhaps to lower its price as a result. It’s a supply vs demand economy. Supply remaining the same, prices go up when there is greater demand. Prices come down when […]