Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

Do not regret growing older. It is a privilege denied to many - Unknown.

Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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Big Changes In Consumer Buying Psychology

Thursday, March 5, 2009, 12:54 AM | Leave Comment

American buyers have pulled back like rarely before. Friday’s government report on the economy showed that consumer spending fell at an annual rate of 4.3% in the fourth quarter from the third quarter. That came on top of a 3.8 % decline during the previous quarter, which itself was the biggest decline since 1980. Even […]



Tips To Save Money In 2009 And Beyond

Thursday, January 8, 2009, 12:03 AM | 2 Comments

Did you make any resolution for the new year? Was it about your personal finances? Well! Any kind of resolution does not mean anything if you don’t follow it through. There are some habits – especially the way you were raised – that you don’t need resolution for. Read more…



Grocery Shopping For The Cost-Conscious

Tuesday, November 25, 2008, 8:41 AM | 1 Comment

As I have stated in my previous posts, I came to the States in the seventies. I was born and raised in a very cost-conscious family, not only family but the small-town cost-conscious society as a whole. We had to be. We did not have the abundance of anything that Americans have enjoyed so wholeheartedly […]



Watch Movies For A Buck

Monday, November 17, 2008, 2:48 PM | Leave Comment

You don’t have to rent movies from expensive joints. Movie night at home is a lot cheaper now. You can rent a movie tonight at these locations: Red Box You can rent a movie for a night at your local supermarket at Red Box kiosk for a buck. They have more than 8,000 vending machines […]