Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

Do not regret growing older. It is a privilege denied to many - Unknown.

Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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What To Look For When Choosing an ISA

Saturday, May 25, 2013, 1:00 AM | 1 Comment

An Individual Savings Account (ISA) can help savers to deposit large sums of money and get a better return on it. The interest rate for savings accounts has decreased since the Credit Crunch. As banks are looking for ways to maximise profits, the interest rate for savings accounts has been cut substantially. ISA’s remain an […]



How Can First Time Home Buyer Get The Best Deal

Thursday, May 23, 2013, 1:00 AM | Leave Comment

Owning a dream house and the feeling associated with it is perhaps one of the best in the world. The presence of a roof above the head which solely belongs to you is infact a great achievement. House-owning is a vital aspect in any person’s life. Your financial, mental and physical wellbeing depends a great […]



How To Save Money After Buying a Green Home

Wednesday, May 22, 2013, 1:00 AM | 1 Comment

It is said that a green home costs you more money than a normal dwelling. The rates vary widely depending on a number of factors. Today with all the environment related issues on the rise, what people are focussing on is green. They want to have a green home which exudes sense of sophistication. However, […]



Handy Tips to Save Money When Planning for Your New Office

Monday, May 13, 2013, 1:00 AM | 3 Comments

Are you buying or planning for a new office space? Then odds are you are also looking to save and cut corner or two wherever possible! Buying or moving to a new office is essential for a growth of a business and not something that is avoidable for most business owner and usually can be […]



Saving For Retirement Is Not Easy For The Young

Saturday, May 4, 2013, 1:00 AM | 3 Comments

As I stated in one of my previous posts, my son who is 23 years old, got a job two months ago with a financial company. He is working part-time – 20 hours a week. His employer offered him retirement benefits like 401(k) from day one. In his group, there are 18 employees. Only one […]



How to Make Frugal Fun

Thursday, May 2, 2013, 1:00 AM | 1 Comment

It’s not true that you have to spend a lot of money to have fun. Many people find themselves racking up debt by dining out every night or spending too much money on entertainment. Going over your entertainment budget is a very slippery slope that can lead to dangerous emergency loans, such as payday loans […]



Know About the Factors Affecting Conveyancing Fees

Tuesday, April 16, 2013, 1:00 AM | 5 Comments

Are you going to sell or buy a new property? Do you know about the process of conveyancing? What is conveyancing? This is a legal process of transferring the name of the owner into the name of the buyer through paperworks. How much time it takes to overcome the process? Initially the process seems to […]



5 Ways To Take Control Of Your Saving And Spending

Friday, March 15, 2013, 1:00 AM | Leave Comment

The following are 5 important ways to take control of your Saving and Spending. If you are like most people who get a weekly paycheck, you must take control of how much you spend and how much you save. Even if you are living from paycheck-to-paycheck, you still must try to save at least $5 […]



Embark On The Path Of Saving

Tuesday, February 26, 2013, 2:00 AM | Leave Comment

In real estate, it’s location, location, location. On the Internet, if you have a website or blog, it’s content, content, content. These days, in personal finance, the mantra has to be saving, saving, saving. And remember there is no wrong way to save. It’s always right. But to do so, you need a mindset for […]



How to Save Money When Welcoming New Baby

Friday, February 22, 2013, 2:00 AM | 5 Comments

A new baby can be expensive. You have to buy new furniture, new clothes, new toys, food, and more diapers than you know what to do with. You can expect to spend thousands of dollars in the first year of life alone. But you don’t have to. There are many ways to save money when […]