Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

Do not regret growing older. It is a privilege denied to many - Unknown.

Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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Unclaimed Property State Offices and Contact Links

Wednesday, March 28, 2012, 2:00 AM | Leave Comment

Unclaimed property refers to property being held by an organization that has not had contact with the owner for an extended period of time. Property is usually considered unclaimed generally after three years, when it is turned over to the state. Banks, retailers, credit unions, utilities, corporations, insurance companies, and governmental entities are some of […]

Tips To Save Money While Spending

Friday, March 23, 2012, 2:00 AM | Leave Comment

When I first migrated to the U.S. in the seventies, one of the first things I heard was that America was built on spending. And some economists still say that openly even though telling this kind of thing to many Americans who lost their jobs, their homes and such is, in my opinion, downright cruel. […]

You May Have Unclaimed Deposits With NCUA

Tuesday, March 20, 2012, 2:00 AM | 2 Comments

If you had account with a Federally Insured Credit Union and the institution has been liquidated, then National Credit Union Administration (NCUA)’s Asset Management and Assistance Center (AMAC) is responsible for paying the share accounts to the members. It just so happens that you may not have received your share of the deposit due to […]

Pure Drink May Be Pure Hype

Tuesday, February 28, 2012, 2:00 AM | Leave Comment

According Wikipedia, worldwide sales of bottled water is around $60 billion. U.S. sales reached around 34 billion liters in 2008, a slight drop from 2007 levels. According to The Natural Resources Defense Council (NRDC), more than half of all Americans drink bottled water; about a third of the public consumes it regularly. Sales have tripled […]

Coupons Hurt Financially If You Don’t Need What You Buy

Monday, February 27, 2012, 2:00 AM | Leave Comment

Coupons will hurt you in your pocket just because you have clipped a coupon and used it to buy what you didn’t need in the first place. I like to clip coupons but I do so of the things that I really need. Even without coupons, I would buy the merchandise anyway. With coupon I […]

Save Money By Avoiding Stinking Debt

Tuesday, February 21, 2012, 2:00 AM | Leave Comment

On this blog, we always think about personal finances – the good, the bad and the ugly. By avoiding certain things in your everyday life, will you be able to save money? I am watching TV right now and in one of the commercials, the advertiser says “the choice is your.” Is it really a […]

Participate Wholeheartedly In America Saves Week

Sunday, February 19, 2012, 2:00 AM | Leave Comment

This year, America Saves Week starts on Sunday Feb 19 and ends a week later on Sunday Feb 26. Federal Reserve Bank and other experts tell us that most Americans today are not saving enough for retirement, and most lower-income households do not have adequate emergency savings for unexpected expenditures. Folks with lower income live […]

5 Tips to Save Money on Entertainment and Still Have Fun

Saturday, February 11, 2012, 6:00 AM | Leave Comment

Because of the ongoing recession, the purchasing power of people has reduced significantly. People do not have as much money to spend on entertainment as they did before. Yet, life is boring without a little entertainment from time to time. It is possible to have fun without spending too much money if you know the […]

5 Financial Tips for New Moms

Wednesday, February 8, 2012, 2:00 AM | Leave Comment

Becoming a new parent and taking on a new role as a mother is quite exciting yet also overwhelming in some ways, especially if you know nothing about the subject matter. Though the experience should be regarded as a happy and positive one, there are still some aspects of being a new mom and taking […]

Create Balance Between Spending And Saving

Tuesday, January 17, 2012, 9:04 AM | Leave Comment

I am not a pessimist by nature and that could be one reason I ain’t got much for retirement as I would be 64 years old in April 2012. I always thought (maybe didn’t think) of retirement as something in the farthest corner of my future. Well! That future is upon me now. When I […]