Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

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Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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Saving For Retirement Is Not Easy For The Young

Saturday, May 4, 2013, 1:00 AM | 3 Comments

As I stated in one of my previous posts, my son who is 23 years old, got a job two months ago with a financial company. He is working part-time – 20 hours a week. His employer offered him retirement benefits like 401(k) from day one. In his group, there are 18 employees. Only one […]

How to Make Frugal Fun

Thursday, May 2, 2013, 1:00 AM | 1 Comment

It’s not true that you have to spend a lot of money to have fun. Many people find themselves racking up debt by dining out every night or spending too much money on entertainment. Going over your entertainment budget is a very slippery slope that can lead to dangerous emergency loans, such as payday loans […]

Know About the Factors Affecting Conveyancing Fees

Tuesday, April 16, 2013, 1:00 AM | 5 Comments

Are you going to sell or buy a new property? Do you know about the process of conveyancing? What is conveyancing? This is a legal process of transferring the name of the owner into the name of the buyer through paperworks. How much time it takes to overcome the process? Initially the process seems to […]

5 Ways To Take Control Of Your Saving And Spending

Friday, March 15, 2013, 1:00 AM | Leave Comment

The following are 5 important ways to take control of your Saving and Spending. If you are like most people who get a weekly paycheck, you must take control of how much you spend and how much you save. Even if you are living from paycheck-to-paycheck, you still must try to save at least $5 […]

Embark On The Path Of Saving

Tuesday, February 26, 2013, 2:00 AM | Leave Comment

In real estate, it’s location, location, location. On the Internet, if you have a website or blog, it’s content, content, content. These days, in personal finance, the mantra has to be saving, saving, saving. And remember there is no wrong way to save. It’s always right. But to do so, you need a mindset for […]

How to Save Money When Welcoming New Baby

Friday, February 22, 2013, 2:00 AM | 5 Comments

A new baby can be expensive. You have to buy new furniture, new clothes, new toys, food, and more diapers than you know what to do with. You can expect to spend thousands of dollars in the first year of life alone. But you don’t have to. There are many ways to save money when […]

Saving Money Is Not As Easy As Some Gurus Preach

Wednesday, February 20, 2013, 2:00 AM | 1 Comment

With all those bills and the necessities of everyday life, how on earth are you able to save when you know your income is not enough to get you through the week till your next paycheck? And look at your paycheck with all those taxes – Federal, State, Social Security, Medicare – what do you […]

Enjoy Freedom With Free Financial Services Online

Saturday, January 26, 2013, 2:00 AM | Leave Comment

There are financial, legal and technology services available online that you may not be aware of. The list given below is free or almost free of any charge. Personally I enjoy anything free online with no hidden quirks whatsoever. From text messaging to movies, and everything in between, learn to get every-day items for absolutely […]

Be Aware Of Financial Leaks

Wednesday, January 2, 2013, 2:00 AM | 2 Comments

Almost everyone has money leaks or spending holes. You must have occasional feelings – especially at the end of the month – that there was a black hole and it sucked in all your income for the month. Well! if you change your mindset and your spending lifestyle, you might or rather will be able […]

How to Improve Your eBay Business with Dropshipping

Saturday, December 22, 2012, 2:00 AM | 1 Comment

In most retail and wholesale businesses, your company has to purchase large shipments of inventory. You are responsible for storing your items safely. Someone from your company has to locate the items, package them properly and deliver them to a shipping company. This process is a lot of work and many ecommerce businesses underestimate how […]