Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

Do not regret growing older. It is a privilege denied to many - Unknown.

Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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Create Balance Between Spending And Saving

Tuesday, January 17, 2012, 9:04 AM | Leave Comment

I am not a pessimist by nature and that could be one reason I ain’t got much for retirement as I would be 64 years old in April 2012. I always thought (maybe didn’t think) of retirement as something in the farthest corner of my future. Well! That future is upon me now. When I […]

How To Save More At Work In New Year

Monday, January 16, 2012, 2:00 AM | 5 Comments

We Americans like to save. These days it has become an almost pass-time for us. We look for coupons, discounts and many other venues to save money. However, there are other paths on this journey we can start embarking on where we can save even bigger. Many folks at work are either unaware that they […]

How To Save On Big Ticket Items

Saturday, January 14, 2012, 2:00 AM | 1 Comment

Many folks save coupons and look for discounts in all kinds of everyday life merchandise. We like to save, period. That’s Okay and dandy. We need to save as much as we possibly can. However, there may still be many folks who have shun to take advantage of the vast discounts that are available where […]

How to Manage Your Family Finances In The New Year

Thursday, January 12, 2012, 2:00 AM | Leave Comment

Every family needs to deliver under budget so by the end of the month you have some money left over. That’s your savings for the month. But when you have to oversee family members, heating system, cooling system, equipment and materials on a monthly (or sometimes more frequently) basis, how can you track the cost […]

Tips for Financing a Car the Smart Way

Thursday, December 15, 2011, 2:00 AM | 6 Comments

Automotive finance can be a dizzying prospect. There are so many different companies out there that offer auto financing, that you can never really tell which ones are above board, and which ones aren’t. The problem becomes even more pronounced when you factor in poor credit auto loans and car title loans. With such a […]

Moneysupermarket forecasts bill payer loss of £3.9 billion

Wednesday, November 30, 2011, 2:00 AM | 2 Comments

As the last of the ‘Big Six’ energy providers announces a price-increase, Moneysupermarket forecasts bill payer loss of £3.9 billion Having announced its price hike only last week, EDF Energy has emerged overall as the cheapest of the Big Six, with an increase of 15.4 per cent on its gas prices, and just 4.5 per […]

10 Everyday Tips to Stretch Your Severance AND Save You Big Money

Monday, October 10, 2011, 3:00 AM | 15 Comments

Got the pink slip? What now? In addition to spending your money smarter, here are the top 10 everyday tips that anyone can follow that will help you stretch every last dollar of your severance. Tip 1 – Open an Online Savings Account Hold on to your cash! Whatever the circumstance may be, it’s a […]

Tips To Get Rich By Saving

Thursday, July 14, 2011, 2:00 AM | 1 Comment

You sure can get rich by saving but it depends on how much you save and more importantly how much you are able to save. The fact of the matter is it is your mindset more than anything else to get rich. Well! maybe not rich but at least you will have a worry-free life […]

Save Money By Simplifying Your Finances

Tuesday, May 17, 2011, 2:00 AM | Leave Comment

These days most families have two income earners. They all strive for extra time so they can relax and release some of the burden of chores regarding personal finances that used to take quite a few hours to perform including a trip to the bank. You had to go to the bank to make a […]

5 Major Financial Events To Plan For

Saturday, May 14, 2011, 2:00 AM | Leave Comment

Every one of us has faced major events in our lives that may require some new initiatives and adjustments in our finances. Only folks that don’t care for their future and their offspring will avoid these fixes. Having said that, there are people who worry about today than tomorrow because they think they cannot afford […]