Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

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Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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How to Manage Your Family Finances In The New Year

Thursday, January 12, 2012, 2:00 AM | Leave Comment

Every family needs to deliver under budget so by the end of the month you have some money left over. That’s your savings for the month. But when you have to oversee family members, heating system, cooling system, equipment and materials on a monthly (or sometimes more frequently) basis, how can you track the cost […]

Tips for Financing a Car the Smart Way

Thursday, December 15, 2011, 2:00 AM | Leave Comment

Automotive finance can be a dizzying prospect. There are so many different companies out there that offer auto financing, that you can never really tell which ones are above board, and which ones aren’t. The problem becomes even more pronounced when you factor in poor credit auto loans and car title loans. With such a […]

Moneysupermarket forecasts bill payer loss of £3.9 billion

Wednesday, November 30, 2011, 2:00 AM | 1 Comment

As the last of the ‘Big Six’ energy providers announces a price-increase, Moneysupermarket forecasts bill payer loss of £3.9 billion Having announced its price hike only last week, EDF Energy has emerged overall as the cheapest of the Big Six, with an increase of 15.4 per cent on its gas prices, and just 4.5 per […]

10 Everyday Tips to Stretch Your Severance AND Save You Big Money

Monday, October 10, 2011, 3:00 AM | 15 Comments

Got the pink slip? What now? In addition to spending your money smarter, here are the top 10 everyday tips that anyone can follow that will help you stretch every last dollar of your severance. Tip 1 – Open an Online Savings Account Hold on to your cash! Whatever the circumstance may be, it’s a […]

Tips To Get Rich By Saving

Thursday, July 14, 2011, 2:00 AM | 1 Comment

You sure can get rich by saving but it depends on how much you save and more importantly how much you are able to save. The fact of the matter is it is your mindset more than anything else to get rich. Well! maybe not rich but at least you will have a worry-free life […]

Save Money By Simplifying Your Finances

Tuesday, May 17, 2011, 2:00 AM | Leave Comment

These days most families have two income earners. They all strive for extra time so they can relax and release some of the burden of chores regarding personal finances that used to take quite a few hours to perform including a trip to the bank. You had to go to the bank to make a […]

5 Major Financial Events To Plan For

Saturday, May 14, 2011, 2:00 AM | Leave Comment

Every one of us has faced major events in our lives that may require some new initiatives and adjustments in our finances. Only folks that don’t care for their future and their offspring will avoid these fixes. Having said that, there are people who worry about today than tomorrow because they think they cannot afford […]

Online Banking Is Not Just ATM Anymore

Thursday, May 12, 2011, 2:00 AM | Leave Comment

I remember back in 1981, I used ATM for the first time in the town I lived in. Most often, it would be down or it would incorrectly give me the balance in my checking and saving accounts. I always went to the bank ATM on Saturdays in the morning. I would go inside, ask […]

Pay Special Attention To Your Personal Finances

Saturday, April 16, 2011, 2:00 AM | 2 Comments

These are extremely hard times. Unemployment continues to be high even though it’s a few notches lower than last year. Many are underemployed but they are working and waiting for better jobs. This is a good time as any to show how responsible you are in managing your personal finances. I have a few points […]

Future Cars Will Run By Burning Money

Monday, March 14, 2011, 2:00 AM | 2 Comments

Getting information from all sorts of media everyday can be entertaining and depressing at the same time. Like millions and probably billions of folks, I read the news everyday. It’s a habit I developed when I was in high school. I thank the Internet that it gives us news almost instantaneously. I can be more […]