Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

Do not regret growing older. It is a privilege denied to many - Unknown.

Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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3 Steps To Secure Yourself Financially When You Are Young

Tuesday, October 2, 2012, 2:00 AM | Leave Comment



When you are young, you can take risks in your financial life. If it’s calculated risks (chances taken after careful estimation of the probable outcomes), then your gains may be more and your losses will tend to be minimal. We humans have developed individual attitude and mindset and it has taken us quite a few […]



Tips What To Do For Retirement While You Are Young

Sunday, February 12, 2012, 2:00 AM | Leave Comment



I am collecting social security for some months now. I had been unable to get a job so I figured I should get some monthly income to live on. I was about 8 months late to apply for the benefits. When I was young and working, I never thought about retirement let alone save for […]



How To Avoid Common Finance Mistakes Young Adults Make

Monday, January 9, 2012, 2:00 AM | 1 Comment



The worst part in personal finance is that everyone can make mistakes as in other aspects of life. Even billionaire Donald Trump declared bankruptcy at one time, perhaps because he made mistakes in handling bank loans or overbuilding. The more important thing is to keep mistakes at an absolute minimum. You can learn from other […]



How The Young Can Disprove Bernard Shaw Famous Quote

Thursday, September 29, 2011, 3:00 AM | 2 Comments



George Bernard Shaw’s famous quote “Youth is wasted on the young” can be proven wrong by the young if they are smart to take action today in the right direction so far as their financial decisions go. The quote is not always true for many young individuals and families. They are smart and they can […]



How The Young Can Build Strong Financial Foundation

Friday, August 12, 2011, 2:00 AM | Leave Comment



The pension plan in most companies are on the path of extinction. The Social Security finances have been beaten to death in news and comments by all experts with no positive and beneficial result to the common man and woman in the U.S. Folks who are living in retirement or are close to it have […]



How The Young Can Build Solid Credit History

Thursday, July 21, 2011, 2:00 AM | 1 Comment



When you are 63 years old like me, if you have a bad credit score, you have very less time or may be no time at all to improve your credit score. Personally, I have a good credit score, better than 775. When you are young and you want to build a solid credit history, […]



Why The Young Should Plan For Best Financial Life

Monday, June 27, 2011, 2:00 AM | 1 Comment



Millions of folks have failed to have a budget. Even if they ever did they failed to follow it through in their financial lives. However, when they face financial hardship, they blame someone else for their failure. They very seldom blame their lack of preparedness resulting in no savings or minimal at best. For them, […]



How The Young Can Establish Good Financial Habits

Friday, June 17, 2011, 2:00 AM | 1 Comment



The young, as the saying goes, are the future. Some day, they would not only run the world politically but financially as well. To do the latter, they must have some kind of austerity programs and habits established in their own finances. They must act like grown-ups when they grow up. When some of the […]



Why The Young Should Have A Budget

Monday, June 6, 2011, 2:00 AM | 1 Comment



Creating a budget is important for everyone whether old or young. Following a budget consistently is as important as creating one. You don’t have to be an MBA or some kind of financial guru to create and follow a budget. As long as you can track your income and expenses along some lines that you […]



How The Young Can Create Basic Financial Strategy

Friday, June 3, 2011, 2:00 AM | 3 Comments



A lot has been written on the subject of how to create a very basic financial strategy. Some have included finding and using coupons, flea markets, and other discount venues in our daily lives. Some experts have attempted to go deeper in the human mind and came out with something that entails too much details […]