Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

Do not regret growing older. It is a privilege denied to many - Unknown.

Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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Go Ahead Back Up. Hey Man! Make Up Your Mind

Saturday, November 7, 2009, AM | 5 Comments

Our parents told us and in turn we have been telling our kids to save. My son who just got a part-time job in a finance and invest company four weeks ago is spending his money from left to right. I keep telling him he’s gotta save the bulk of his earnings because he has […]



So The SEC Does Have An Inspector General

Tuesday, November 3, 2009, AM | 1 Comment

The Inspector General of the entity called the “Security and Exchange Commission”, better known with its acronym SEC, went in the house where Bernie Madoff is staying and had a talk with him, an interview. I think the house is called a jailhouse. The interview has been released in which Bernie Madoff explains that he […]



Use ATM to deposit your check

Wednesday, October 28, 2009, AM | 1 Comment

My son is going to college but he recently got a part-time job at an investment and financial company local to where we live. Monday he started his 4th week. Payroll was late in paying him his first check so at the end of his 3rd week, he got two checks. On Saturday, I gave […]



Tips to maximize your high-mileage vehicle

Thursday, October 22, 2009, AM | Leave Comment

Those days are gone when one more mile on 99,999 would bring the odometer back to zero. Remember the “nigh” in conversation as late as the 1980s. Today, odometers roll off the miles well into six figures and casual use of “nigh” is no more. We just take it for granted that any vehicle we […]



Talk for free with your loved ones overseas

Saturday, October 10, 2009, AM | 1 Comment

About two weeks ago, we downloaded and installed Skype on our home computer. We asked our daughter who is studying overseas to do the same on her computer. She had bought a laptop which came with a video camera already installed integrated with microphone as well. Here, at home, in the United States, I bought […]



Maintain your existing vehicle properly so it goes a long way

Sunday, October 4, 2009, AM | Leave Comment

With the prices of the new vehicles so high, experts advise to maintain your existing vehicle properly so it goes a long way at a fraction of the cost of a new vehicle. There are a variety of ways you can do that some of which are explained here. In any case, talk to your […]



Pass on the values of being financially responsible

Thursday, October 1, 2009, PM | 1 Comment

Sometimes, for a variety of reasons, grandparents are closer to their grand kids more than the kids’ parents. For the grandparents it’s important to pass on the values and traditions of being financially responsible and to make sure kids understand those values. For instance, they have contributed to the savings accounts of their grandchildren, bought […]



Ever wonder about the numbers on your personal check?

Tuesday, September 22, 2009, AM | Leave Comment

A couple of years ago, I wanted to transfer money from my bank to a mortgage company. I usually pay using my bank online paying system. But this time, I was late in making the monthly payment. In order to not having the company charge me late fee, I called the customer service and they […]



Key Steps To Take Before And During Retirement

Tuesday, August 25, 2009, AM | 1 Comment

Given the state of this lousy economy, higher unemployment and the market’s recent history, you might be concerned about making your retirement savings last. There are many steps you can take – both before and during retirement – to help get your retirement savings back on track, from carefully reviewing your expectations to readjusting your […]



Managing your finances after your spouse passes away

Monday, August 24, 2009, AM | Leave Comment

Death is inevitable. It has to happen. There is no escape. It knows no boundaries in terms of time and age. Two years old or sixty years old have no effect on death. Sometimes, it comes without warning. Losing a spouse is a life-changing event that can leave you feeling emotionally distraught for a very […]



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