Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

Do not regret growing older. It is a privilege denied to many - Unknown.

Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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6 Tips For Increasing Your Net Worth

Wednesday, February 6, 2013, 2:00 AM | 1 Comment

Knowing your net worth is important, as it can mean many things. Basically, it is the yardstick by which you can measure your personal financial success in the years to come. The higher your net worth, the better future you can achieve. Of course this only works when you are able to increase or at […]



5 Smart Ways To Live Better Financially

Saturday, February 2, 2013, 2:00 AM | 2 Comments

Statistics tell us many folks follow new year resolution for a month or two and then they quit following it. They never follow it to completion for the year and beyond. If you are in debt and can’t manage it, you must create a plan how to reduce debt. Resolutions are made to be broken. […]



It’s High Time You Read About Claiming Back Your Bank Charges

Wednesday, January 23, 2013, 2:00 AM | Leave Comment

It is a major problem watching millions across the nation sue banks or claim for unfair charges thrown on them by the financial institutions. This happens when mortgages are mis-sold or the purchasers acquire loans from other organizations and banks. Claiming back your bank charges can happen only when customers have misapplied loans on their […]



Top Drains on Your Cash That You Can Stop Right Now

Monday, January 21, 2013, 2:00 AM | Leave Comment

If you’re struggling to make ends meet at the end of each month, then your salary isn’t the only thing you need to look at. While getting paid more will of course leave you with more disposable income at the end of the day, this is also dependent on a number of other factors and […]



Create & Stick To Your Financial Resolution

Saturday, January 5, 2013, 2:00 AM | 1 Comment

Every year passes and we wish it was better than previous years. Recently, because of the worst recession in memory, it was a volatile and financially uncertain period and the new year seems to be the same. Let’s hope it turns out better for all of us. There are still certain things you can do […]



Money Can Dance To Different Tunes

Thursday, December 13, 2012, 2:00 AM | Leave Comment

English not being my first language – and neither is Math by the way, it’s confusing when someone tells me “Oh! It’s as little as $20. Can you believe how cheap it is?” In other instances, the same person would say “Oh! it’s as much as $8. Can you believe how expensive it is?” Which […]



Openly Discuss Personal Finance With Family

Tuesday, December 11, 2012, 2:00 AM | Leave Comment

We are living in an era where both spouses often work full time. Teenagers in the family might also be working if not full-time at least part-time. Families very seldom get time to sit with one another and talk about things especially family finances. However, because it’s holiday times, we must take time out from […]



How to Care for your Family Even Through Difficult Times

Monday, December 10, 2012, 2:00 AM | 1 Comment

The recent economic crisis has diminished the financial abilities of many families. It is sometimes difficult to cover basic living expenses while still offering your children the chance to enjoy a happy childhood without denying them their right for pleasant or healthy activities. Parents who have children with special needs have even more trouble purchasing […]



Cash In Your Hands Can Be Hazardous To Your Health

Saturday, December 8, 2012, 2:00 AM | Leave Comment

For some folks, handling money is a big problem. Either they don’t have it or when they have it, they get rid of it as soon as they get it. That can turn out to be good for your physical health. Cash in your hands can be hazardous to your health. You can get sick […]



Black Friday For Vendors Red One For Consumers

Friday, November 23, 2012, 2:00 AM | Leave Comment

Black Friday is the day after Thanksgiving Thursday and is the first day of the busiest shopping period of the whole year. That’s the day when vendors of all kinds hope to turn around their possible sales in red for the year into black. Some economists define Black Friday as not just one day of […]



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