Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

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Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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You Are Penniless Because Your Brain Simplifies Complexities

Monday, July 6, 2009, AM | Leave Comment

I don’t know much about what Einstein did as far as his research and publishing papers. If he simplified the complexities of the universe in his papers, then it seems now that one side of his brain was dead. If he left the universe alone and let it be a complex universe that we don’t […]



Be In Control Of Your Financial Life

Saturday, July 4, 2009, AM | 1 Comment

There is an article at forbes.com titled “What I’ve Learned: Once A Broke Student, Now A CEO” written by David K. Randall, published on 07.02.09. The article tells the story of Betsy McLaughlin who is now CEO of Hot Topic – The Company is a mall- and web-based specialty retailer operating the Hot Topic and […]



Lost all my GM shares

Monday, June 15, 2009, PM | 1 Comment

Well! I would have lost all my GM shares, had I owned some. But I didn’t own any, so I didn’t lose any. Is that a good logic? I mean if you don’t buy things, you don’t pay for things. But sooner or later, you gotta buy something. I am glad that “something” I bought […]



FDIC extends $250,000 deposit insurance till Dec. 31, 2013

Thursday, June 4, 2009, AM | 6 Comments

On Wednesday afternoon, the President signed this bill into law. The extension of the $250K coverage to 12/31/2013 is now official. On Tuesday both the House and the Senate passed an amended version of Bill S.896 which includes a provision to extend the temporary increase in deposit insurance from December 31, 2009 to December 31, […]



Speaking English Without The Use Of Acronyms Is Hard

Wednesday, June 3, 2009, AM | Leave Comment

In finance and other disciplines, we have been bombarded by a variety of acronyms, mostly by all three branches of the government but to a lesser extent by private sector as well. Can we speak English without the use of acronyms? It depends on the subject and the talk of the moment. In some cases, […]



Tips How To Send Money To Family In The Old Country

Sunday, May 17, 2009, AM | Leave Comment

As immigrants, we all have sent money to families in the old country where we were born and raised. These days, with the advent of freely available technology, the process of sending money has never been so easy. There is a process or a system called SWIFT – Society for Worldwide Interbank Financial Telecommunication. It […]



Operate your vehicle in environmentally conscious manner

Friday, April 3, 2009, AM | 1 Comment

You have just bought a new vehicle or have owned it for some time. It is a quality vehicle equipped with some of the most sophisticated technology and unique product features in the world today. Your Owner’s Manual provides you with a detailed explanation of your vehicle and its features. Read it first. The following, […]



Maintain your vehicle in environmentally conscious manner

Thursday, April 2, 2009, PM | Leave Comment

Your Owner’s Manual provides you with a detailed explanation of your vehicle and its features. Read it first. The following, however, are brief descriptions of ways you can maintain your vehicle in an environmentally conscious manner. Vehicle maintenance tips Change oil and oil filter, air filter, fuel filter, and spark plugs at intervals recommended by […]



Tips To Sell Your Dust-Collecting Gold

Tuesday, March 24, 2009, AM | Leave Comment

Forget the Tupperware party. Today’s social as well as business craze is the gold party. Beth Maynard started Gold Rush at Home a little more than a year ago after a 20-year career in mortgage lending, joining dozens of similar entrepreneurs across the country. As gold prices have skyrocketed to more than $900 an ounce […]



5 questions for AIG’s Edward Liddy

Wednesday, March 18, 2009, AM | Leave Comment

Yahoo ran a story today by Eamon Javers asking AIG’s Liddy 5 questions. AIG CEO Edward Liddy will step into the public maelstrom Wednesday over $165 million in bonuses paid to his company’s executives when he testifies on Capitol Hill. The payments, which go to some of the same executives whose risky financial schemes caused […]



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