Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

Do not regret growing older. It is a privilege denied to many - Unknown.

Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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Five Ways to Get Car Loan With Bad Credit & No Money Down

Friday, April 5, 2013, 1:00 AM | 5 Comments

Approving a car loan with bad credit and cash down might not be a cakewalk, but it is very much possible. You might have to engage in a lot of research, negotiate with a lot of dealers but ultimately you will be successful and happy to see that your credit score has increased. Firstly, stop […]



2 Ways To Take Control of Your Financial Future

Wednesday, February 27, 2013, 1:00 AM | 2 Comments

Before accepting your application for loan which also includes issuing you credit card, many banks these days research about your past behavior handling your finances. There may not be anything wrong with it. It’s the lenders’ money and they want a good return on it. Lenders try to understand how you have dealt with your […]



Talk to human instead of robot

Friday, February 15, 2013, 2:00 AM | Leave Comment

These days most companies have automated their customer service on the phone. They tell us it may be cumbersome and annoying and more frequently frustrating to the customer but it’s cheaper. They save money. That saved money is never passed on to their customers. Instead there are times when consumers don’t get an answer, they […]



6 Tips For Increasing Your Net Worth

Wednesday, February 6, 2013, 2:00 AM | 1 Comment

Knowing your net worth is important, as it can mean many things. Basically, it is the yardstick by which you can measure your personal financial success in the years to come. The higher your net worth, the better future you can achieve. Of course this only works when you are able to increase or at […]



5 Smart Ways To Live Better Financially

Saturday, February 2, 2013, 2:00 AM | 2 Comments

Statistics tell us many folks follow new year resolution for a month or two and then they quit following it. They never follow it to completion for the year and beyond. If you are in debt and can’t manage it, you must create a plan how to reduce debt. Resolutions are made to be broken. […]



It’s High Time You Read About Claiming Back Your Bank Charges

Wednesday, January 23, 2013, 2:00 AM | Leave Comment

It is a major problem watching millions across the nation sue banks or claim for unfair charges thrown on them by the financial institutions. This happens when mortgages are mis-sold or the purchasers acquire loans from other organizations and banks. Claiming back your bank charges can happen only when customers have misapplied loans on their […]



Top Drains on Your Cash That You Can Stop Right Now

Monday, January 21, 2013, 2:00 AM | Leave Comment

If you’re struggling to make ends meet at the end of each month, then your salary isn’t the only thing you need to look at. While getting paid more will of course leave you with more disposable income at the end of the day, this is also dependent on a number of other factors and […]



Create & Stick To Your Financial Resolution

Saturday, January 5, 2013, 2:00 AM | 1 Comment

Every year passes and we wish it was better than previous years. Recently, because of the worst recession in memory, it was a volatile and financially uncertain period and the new year seems to be the same. Let’s hope it turns out better for all of us. There are still certain things you can do […]



Money Can Dance To Different Tunes

Thursday, December 13, 2012, 2:00 AM | Leave Comment

English not being my first language – and neither is Math by the way, it’s confusing when someone tells me “Oh! It’s as little as $20. Can you believe how cheap it is?” In other instances, the same person would say “Oh! it’s as much as $8. Can you believe how expensive it is?” Which […]



Openly Discuss Personal Finance With Family

Tuesday, December 11, 2012, 2:00 AM | Leave Comment

We are living in an era where both spouses often work full time. Teenagers in the family might also be working if not full-time at least part-time. Families very seldom get time to sit with one another and talk about things especially family finances. However, because it’s holiday times, we must take time out from […]



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