Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

Do not regret growing older. It is a privilege denied to many - Unknown.

Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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Maximize FDIC Protection For Your Bank Account

Thursday, December 18, 2008, AM | Leave Comment

As we all know, in this lousy market, we have to protect our bank accounts. This year, 2008, is the 75th anniversary of the Federal Deposit Insurance Corporation, better know as FDIC. Recent changes in FDIC insurance limits temporarily raised protection, unless Congress makes it permanent, from the familiar $100,000 level to $250,000 per qualified […]



An Open Letter To Verizon

Wednesday, November 12, 2008, PM | 1 Comment

I included this post in the category of ‘Personal Finances’ because it has impacted my finances. My credit score has been damaged. I hope it has not happened to anyone else. In my family, we have three cell phones subscribed to Verizon Wireless. We have no major problems with that. In March 2008, we place […]



6 Steps What To Do In A Lousy Market

Friday, November 7, 2008, AM | 1 Comment

Many people lost a lot of money in stock market a few years ago. I did too; 25% in my retirement account and 15% in my stock investment, not in two years, not in one year but in less than 2 months. I am just waiting it out and that is the consensus of the […]



Financial Excesses By Any Name

Tuesday, October 14, 2008, AM | Leave Comment

Firstly, there was the news that after getting some money, billions of dollars from the public, AIG executives spent close to half-a-million dollars in a resort area in five days. Some of their expenditures were: $15,000 on leisure dining – whatever that means, $10,000 on massages, playing tennis and other such things. Read more…



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