Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

Do not regret growing older. It is a privilege denied to many - Unknown.

Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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What Every Married Woman Should Know About Money

Sunday, July 11, 2010, 10:16 AM | 2 Comments

A lady friend of mine suggested to write about a married woman finances and how best she should approach it. The wife is likely to fall victim to Divorce or Death of her husband. Statistics show that about one-half of all marriages end in divorce in the United States. Nearly 80% of married women become […]



Financial Strategies For Working Couples

Thursday, July 8, 2010, 6:38 AM | 1 Comment

For a variety of reasons, few two-income couples take full advantage of their financial power, and they generally don’t concentrate on making their money work for them. If you both were living separately, you would each have rent or mortgage payments with all kinds of bills to pay. Besides, you would each tend to dine […]



Free Finance Spreadsheets Powered By Praxis Templates

Tuesday, June 15, 2010, 12:06 AM | Leave Comment

Praxis Templates have developed finance templates in the form of spreadsheets that are extremely easy to understand and use. The company has used the more popular MS EXCEL as the basis for the templates. In order to fully use and benefit from these spreadsheet, it is better you have MS EXCEL installed on your computer. […]



Donna Simpson Is Determined To Reach The 1000 lb. Mark

Thursday, March 18, 2010, 3:32 PM | 6 Comments

In the age of the current euphoria to get the thinnest possible – some have died in the process to become one, here comes a New Jersey female of 42 years to reach and cross the 1000lb. mark. She goes by the name Donna Simpson. At present, she weighs more than 590lbs. She is determined […]



Is The Country Known As The U.S. Financially Governable?

Thursday, February 18, 2010, 12:25 AM | 1 Comment

The title for today’s post is part of a statement given by G. William Hoagland, who was a fiscal policy adviser to Senate Republican leaders and a witness to past bipartisan budget summits. “These days I wonder if this country is even governable.” On Feb. 15, 2010, Senator Evan Bayh of Indiana – son of […]



Stop the Abuse: It’s time to break up with your Big Bank

Saturday, January 16, 2010, 4:07 AM | Leave Comment

One of my favorite TV hosts, Bill Maher, who keeps making excellent comments on politics and religion, among other subjects, has written an article on big banks on huffingtonpost.com. I have been following his shows for quite some time now. But this is the first time I read his article about banks and big banks […]



Consumer Spending Is The Backbone Of GDP

Monday, January 4, 2010, 6:58 AM | 2 Comments

Gross Domestic Product is commonly known as the GDP of a country. Economists and finance experts say that the main engine of the U.S. economy is consumer spending which accounts for two-thirds of the GDP. So let’s say nobody buys anything – I mean nothing at all – the U.S. economy might collapse. It might […]



Interest Is The Backbone Of Modern Economy

Saturday, December 5, 2009, 6:00 AM | 2 Comments

In modern world, especially the Western world and Japan, interest rate is considered the backbone of modern finances and that includes your family finances as well. It affects and impacts us all in every walk of life. Individuals and families ought to understand its importance. In the following post, I have attempted to explain what […]



Who will dominate the growing online shopping landscape?

Wednesday, November 25, 2009, 8:01 AM | Leave Comment

It seems that the biggest online stores are heavily competing against one another on price and shipping & handling cost. Case in point: Wal-Mart and Amazon. The battle for your wallet began last month over the prices of popular new books and DVDs. It has since spread to select video game consoles ($199 for the […]



To Verizon President: You Need To Work On Customer Service

Monday, November 23, 2009, 7:02 AM | Leave Comment

As far as we are concerned, Mr. Verizon President, your customer service stinks. You need to work on it. You guys don’t have the foggiest idea what customer service is, let alone provide at least some decent service to its customers. Verizon has become such a big company that it now is at par with […]



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