Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

Do not regret growing older. It is a privilege denied to many - Unknown.

Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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Setting Goals: 5 Financial Milestones to Aim for By Age 30

Monday, August 27, 2012, 2:00 AM | 2 Comments

Maintaining a personal finance is necessary to lead life successfully and happily for long. But everything should be planned early and the ideal age for the planning is before 30. These days’ young professionals are busy with a number of things. They have lots of projects and targets in their hand which sometimes need a […]



Why It’s Getting Easier and Easier to Buy

Monday, August 6, 2012, 2:00 AM | Leave Comment

The way we acquire goods and services has changed dramatically over the past century. While it took several millennia to go from a barter system to a system of currency, it’s taken only a few decades to move away from physical currency to the card-based and electronic-based transaction systems we have today. Buying has, in […]



Get Money Fast and Quick through Payday Loans

Monday, July 16, 2012, 2:00 AM | 13 Comments

No matter how carefully you might be planning your expenses you will always face a situation where you run short on money and cannot wait until your next payday to meet the expenses. There are many reasons as to why you may find yourselves short of money but only a handful of solutions meet those […]



Tips for Balancing Your Finances

Friday, July 6, 2012, 2:00 AM | 5 Comments

You should always try to maintain a good tracking system of your finances and keep them in good balance. Keeping your finances balanced brings peace of mind and keeps you organized financially. Below are some great tips for balancing your finances. 401K Never put off the fact that you are going to retire one day. […]



Ways to Effectively Manage Your Finances

Thursday, July 5, 2012, 2:00 AM | Leave Comment

Today it’s been hard to find good news at all about the economy, stock markets, home values and jobs. People are struggling to find work and pay mortgages they can no longer afford. Retirement accounts keep going down, groceries keep going up, businesses are closing and we see layoffs every day. The bottom line is […]



3 Ways To Build Better Financial Life

Wednesday, June 20, 2012, 2:00 AM | 2 Comments

The economic conditions in the U.S. is quite bleak. Unemployment is still high and is over 8%. In many neighborhoods across the country, home prices keep falling. The stock market is quite sluggish. Under these circumstances, many households don’t think about getting rich. They are happy to just get by with what they have. According […]



Conducting A Financial Fire Drill And Living It

Thursday, May 17, 2012, 2:00 AM | 3 Comments

You know, we all dream, dream about something. Most of us dream about winning a lottery to become financially independent. We seldom think about working harder and smarter for money. But, there are ways to make money through your instinctive smartness which everyone possesses, being a member of the human species. The old adage “A […]



Tips To Enjoy Your Next Trip To Queens, NY City

Monday, May 14, 2012, 2:00 AM | 1 Comment

I lived in Queens, the lesser known of New York City’s five boroughs in the 1970s. But once in a great while, we still visit Manhattan and Queens. Recently we visited Queens and stayed with our relatives in Flushing for four days. That was in December of 2011. I showed my kids the place where […]



Don’t Drive With Your Brain All Cluttered

Wednesday, March 14, 2012, 2:00 AM | 4 Comments

When I go on the highway, I see too many drivers talking on the phone, some with holding the phone in one hand, others talking on hands-free phones. Laboratory experiments using simulators, real-world road studies and accident statistics all tell the story: drivers talking on a cellphone are four times as likely to have an […]



Personal Finance Tools On The Web

Friday, February 10, 2012, 2:00 AM | 5 Comments

Personal finance is still one of the biggest issues on peoples’ minds these days. Just as the desire for prepaid cards no fees won’t soon be going away, neither will apprehension over personal finance. Fortunately, a number of online businesses have risen up to offer powerful financial planning services. The following four programs can help […]