Learn to live within your means and be debt free. Increase savings, invest to grow your money for retirement. Watch out for scams, scums and the schmucks of the financial world. Get more information from books and seek help from financial advisers.

Do not regret growing older. It is a privilege denied to many - Unknown.

Keep in mind, investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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Money Can Dance To Different Tunes

Thursday, December 13, 2012, 2:00 AM | Leave Comment

English not being my first language – and neither is Math by the way, it’s confusing when someone tells me “Oh! It’s as little as $20. Can you believe how cheap it is?” In other instances, the same person would say “Oh! it’s as much as $8. Can you believe how expensive it is?” Which […]



Openly Discuss Personal Finance With Family

Tuesday, December 11, 2012, 2:00 AM | Leave Comment

We are living in an era where both spouses often work full time. Teenagers in the family might also be working if not full-time at least part-time. Families very seldom get time to sit with one another and talk about things especially family finances. However, because it’s holiday times, we must take time out from […]



How to Care for your Family Even Through Difficult Times

Monday, December 10, 2012, 2:00 AM | 1 Comment

The recent economic crisis has diminished the financial abilities of many families. It is sometimes difficult to cover basic living expenses while still offering your children the chance to enjoy a happy childhood without denying them their right for pleasant or healthy activities. Parents who have children with special needs have even more trouble purchasing […]



Cash In Your Hands Can Be Hazardous To Your Health

Saturday, December 8, 2012, 2:00 AM | Leave Comment

For some folks, handling money is a big problem. Either they don’t have it or when they have it, they get rid of it as soon as they get it. That can turn out to be good for your physical health. Cash in your hands can be hazardous to your health. You can get sick […]



Black Friday For Vendors Red One For Consumers

Friday, November 23, 2012, 2:00 AM | Leave Comment

Black Friday is the day after Thanksgiving Thursday and is the first day of the busiest shopping period of the whole year. That’s the day when vendors of all kinds hope to turn around their possible sales in red for the year into black. Some economists define Black Friday as not just one day of […]



8 Tips On How to Get Your Security Deposit Back

Wednesday, November 21, 2012, 2:00 AM | Leave Comment

Most landlords today demand a certain amount of security deposit to be kept before the house is put on rent. In order to ensure that your landlord doesn’t walk away with your security deposit, you need to acquaint yourself with certain rules and regulations that can be of optimum use. Understanding the basics The first […]



Don’t Fall Prey to Spot Delivery And Yo-Yo Financing

Monday, November 19, 2012, 2:00 AM | Leave Comment

Buying a car despite the shaky credit score you have? Surely, it is a big respite when you sign the final contract. You may get a call a few days later from your dealer to inform you that the financing fell through and a new agreement would have to be signed at a higher interest […]



Simple and Fast financial Offers through Invoice Factoring Loans Accounts Receivables Financing

Wednesday, October 10, 2012, 2:00 AM | 75 Comments

NR Factors is the one-stop shipping and truck services organization, offering Invoice Factoring Loans, shipping factoring, energy advances, trucker’s advantage, and recommendation programs to the clients. We provide competitively listed, high-quality services that are geared in the direction of helping the customers in order to finance their own business’ daily needs, dedication for excellent customer […]



Exchange Your Gift Card For Another One

Wednesday, September 26, 2012, 2:00 AM | 1 Comment

You would probably receive gift cards over the coming Christmas holidays. Many folks don’t use them for a variety of reasons. Maybe you just don’t shop at those stores. You are keeping your gift card(s) in your wallet, thinking you would use it one day. Well, you can always exchange it for a gift card […]



6 Ways How The Fed Policy Affects Your Pocket Book

Tuesday, September 18, 2012, 2:00 AM | Leave Comment

The Federal Open Market Operations group assembles to fix the federal policy rate and the decision has ample sound effects .The chief responsibility of a Fed Policy is to promote financial growth of a country as much as possible without elevating inflation. Fed basically wishes to have little and steady price rise and a sturdy […]